Dear Sirs,


Ref : Application No. 1433560000138
Form No. C0000277385
Name : Harsh Vardhan Agarwal
Email : hva1990@yahoo.co.in

With reference to the above I know that GE Capital Business Process Management Services Pvt. Ltd. is the client holder of
SBI Card. So, I would like to request you to read this before giving any answers to my questions below.


I got a call from SBI cards from Delhi on 23.11.2011 saying that you are the esteemed user of IRCTC
so we are providing you the SBI Railway Card and First Year Fee is waived, so we are sending our representative to your office
for collection of documents and hold the line for the online verification.


I had finished the verification then and after that your representative came to my office that day itself collected the documents.


On 03.12.2011 I received the sms message that application is in process please give us 21 days to process.
On 07.12.2011 I received the message that We are unable to accept your request for SBI Card.


Then I came to now that my application process is not approved.



I have submitted the following documents at your requirements:-


1. Current Credit Card Details (Credit Limit Rs 100000/-)
2. Identity Proof (Passport & Driving License)
3. Credit Card Statement. (Preceding Month)
4. PAN Card



What is This?


I am very disappointed at your site because this has happened 4 times during the year 2011. I got a call 3 times from SBI Kolkata and 1 time from SBI Delhi during 2011 and submitted the documents faithfully and then also it was not Approved.


I am holding two credit cards Standard Chartered & HDFC Bank Respectively. I have never been a defaulter, I pay my bills online before getting the physical bill in my hand. What is the problem, Is any problem in my CIBIL?


I want know the reason seriously as soon as possible and how it can be approved as per your requirements


I hope you treat this as urgent


Thanking You


[FONT='bookman old style', 'new york', times, serif]Best Regards[/FONT]
[FONT='bookman old style', 'new york', times, serif]Harsh Vardhan Agarwal[/FONT]