Hi,

I have citibank and standard chartered credit card.

Citibank issue:- I had taken a personal loan on citi credit card an year ago and my installment amount for every month was 11829.
Every month I use to pay 12000Rs. Last month due to some reasons i payed 10000Rs and the asking amount was 10590.
In current month's bill they are charging me interest of 200Rs on 590Rs of overdue and also they are asking me to pay the complete amount immediately.

If bank is charging such a huge interest then if a credit card user pays extra amount then bank should also pay him huge interest.

This is the worst experience I am having. Please help me in getting interest revert back and also due date should be normal (1st week of every month).

Standard Chartered issue:- Last month I paid 5000Rs less of my credit card bill. Before this I have never done less payment and have done before time.

They have charges and interest of 1500Rs on 5000Rs. This is cheating people. How this bank charge so much of interest?

Please help me to reduce the interest of standard chartered.