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HDFC adding fake charges on 7 year old closed card

This is a discussion on HDFC adding fake charges on 7 year old closed card within the Credit Card forums, part of the Loan category; Hello, I even don't remember what my HDFC credit card number is. Last year I got call from HDFC collections ...

  1. #1
    hemant_gupta55 is offline Junior Member
    Join Date
    Aug 2011
    Posts
    6

    Angry HDFC adding fake charges on 7 year old closed card

    Hello,

    I even don't remember what my HDFC credit card number is. Last year I got call from HDFC collections department to pay final outstanding of 1500/- against my card which was closed in 2006 (I guess). I agreed as I applied for a loan & was told that there is some outstanding reflecting against my name in CIBIL report. I made payment & was assured that NOC letter will be given to me immediately. It never happened. I called the number provided to me from collections & that number never connects. Recently I applied for home loan & still similar outstanding is reflecting against my name. I get telemarketing calls for HDFC bank C.Cards assuring an approved card under my name & when I apply, they reject it saying "You donot meet bank policy". What the hell? I already hold SBI, Stancy & Citibank cards. What different policy does HDFC has? Why are they dragging the things? I called the C.Care dept. of HDFC & they were unable to find any info for me. What can be done now?

  2. #2
    Join Date
    Aug 2011
    Posts
    78

    Default

    1st and foremost when you have closed a loan you need to have all the closure data. 2ndly : without getting a settled creditcard or a loan matter upgraded into a closure - resolution - dont apply for any loan.

    for more details on how to go about your case write to : alliedlaw@india.com

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