Resolution of CIBIL Report with Barclays Bank & Phoenix ARC
This is a discussion on Resolution of CIBIL Report with Barclays Bank & Phoenix ARC within the Credit Card forums, part of the Loan category; Dear Sir, Myself Shibu. I had applied for a Car Loan from State Bank of India, Udyog Vihar, Gurgaon. After ...
- 11-02-2011, 05:14 PM #1
Junior Member
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- Nov 2011
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- 1
Resolution of CIBIL Report with Barclays Bank & Phoenix ARC Dear Sir,
Myself Shibu. I had applied for a Car Loan from State Bank of India, Udyog Vihar, Gurgaon. After all documentation clearance they have checked the CIBIL Report and said that the Due Amount of Rs. 6586.51 has to be paid. My CIBIL Control no: 503144250.
Since i was using barclays credit card, i had communicated with Barclays customer service and paid the amount of Rs. 6590 as per their guidance. After that payment, when i checked the CIBIL Report, "Phoenix ARC" has registered for the due amount of 6586.51. When i received mail (Email Reference No: EZ201111010022, Dated: October 31, 2011) from Barclays (head.qru@barclays.com) Mr. Soundarrajan has mentioned that my card relationship has been transferred to Phoenix ARC Private Limited and i was requested to liase with them directly with regards to my card Account.
My transcation details with Barclays are as below. (Also Please find attached herewith Transaction details)
Transcation Reference no: MICI1007183862
Transcation Date and time: 17-10-2011, 15:08:20
Barclaycard no: xxxx xxxx xxxx 7453
Payment amount: Rs. 6590.
Barclays has neither transferred the amount of Rs. 6590 to Phoenix ARC Private Limited or reverted back to my Account. But they had only informed me that that my card relationship has been transferred to Phoenix ARC Private Limited and also specified that that my card Account has already been invalidated and there is no Outstanding balance in my card Account.
In this case what about the payment which i made to Barclays? They should have informed me while taking the payment. When i spoke to Phoenix ARC directly to Mr. rahul Rastogi, he has informed that only after receiving money from barclays which i paid to them, Phoenix can clear my dues in CIBIL and can issue No Due Letter. After this process, i can avail for Car loan from SBI.
(Note: Sir, As per bank details, i had done the payment of Rs. 6800 through cash in Barclays branch, Nehru place on 18th march 2009. But the due date they informed me is 11th March 2009. So the Late payment charges of Rs. 6586.51 has been cerdited on my Account. Since i had changed my residence, i didnt go through the statement or spoke to barclays since the payment was made. But Barclays had not even called ones to inform me about the late payment charge. But still to settle this issue, i made my payment to barclays).
Kindly request you to settle this issue with Barclays and Phoenix ARC.
Please note down the contact details of person whom i contacted in barclays, Nehru Place.
Mr. Mahesh - 9873745349
Mr. Amitesh - 9999653766
(Mr. Amitesh and Mr. Mahesh in Barclays informed me that they had put up a mail on 20-10-2011 to barclays management requesting to transfer the amount of Rs. 6590 to phoneix ARC Private Limited). but still the payment has not been done.
Thanks & Regards,
N. Shibu
Mobile: 9871389694
- 11-03-2011, 03:31 PM #2
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- Sep 2011
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sistance on behalf of the client to get CIBIL report.
Please note we neither working on behalf of CIBIL nor any other government department.
We are Independent financial advisers.
Our services includes
1. Assisting for applying CIBIL reports
2. Helping for CIBIL report correction
3. Assisting getting loans from nationalised or private banks or NBFCs
4. Representing CIBIL issues and other matters to client's bank
5. Getting NO DUE CERTIFICATE from banks on behalf of client after settling account
6. Liasioning between Bank and Client to sort out the matter of credit cards or loans
NOTE:
CIBIL REPORT IS STRICTLY PRIVATE AND CONFIDENTIAL DOCUMENT NEVER DISCLOSE IT
We are not providing any free services but advising professionally and result oriented.We providing as
contact:
VERITAS THE TEAM
914, Sahajanand Shopping Centre
Opp. Swaminarayan Temple
Shahibaug Ahmedabad 380004
Ph: 079-40099917
Mail : veritastheteam.smile777@gmail.com
Facebook:http://www.facebook.com/pages/Cibil-report/218719794859563
looking for loan get your credit score call 079-40099917
VERITAS-Independent Financials Advisors, Ahmedababd INDIA
- 11-03-2011, 03:38 PM #3
Senior Member
- Join Date
- Sep 2011
- Posts
- 168
Asistance on behalf of the client to get CIBIL report.
Please note we neither working on behalf of CIBIL nor any other government department.
We are Independent financial advisers.
Our services includes
1. Assisting for applying CIBIL reports
2. Helping for CIBIL report correction
3. Assisting getting loans from nationalised or private banks or NBFCs
4. Representing CIBIL issues and other matters to client's bank
5. Getting NO DUE CERTIFICATE from banks on behalf of client after settling account
6. Liasioning between Bank and Client to sort out the matter of credit cards or loans
NOTE:
CIBIL REPORT IS STRICTLY PRIVATE AND CONFIDENTIAL DOCUMENT NEVER DISCLOSE IT
We are not providing any free services but advising professionally and result oriented.We providing as
contact:
VERITAS THE TEAM
914, Sahajanand Shopping Centre
Opp. Swaminarayan Temple
Shahibaug Ahmedabad 380004
Ph: 079-40099917
Mail : veritastheteam.smile777@gmail.com
Facebook:http://www.facebook.com/pages/Cibil-report/218719794859563
looking for loan get your credit score call 079-40099917
VERITAS-Independent Financials Advisors, Ahmedababd INDIA
- 05-22-2012, 09:51 AM #4madhavareddy R Guest
Resolution of CIBIL Report with Phoenix ARC HI Sir,
IN my life time i have not applied and used any phoenix arc credit card mentioned below. but in my cibil report it is reflecting as mentioned below.
Please help us to resolve this issueACCOUNT DETAILS DATES
MEMBERNAME PHOENIX ARC DATE OPENED/DISBURSED 24-01-2008
ACCOUNT NUMBER B1C0114767 DATE CLOSED -
ACCOUNT TYPE CREDIT CARD DATE OF LAST PAYMENT 26-01-2008
OWNERSHIP INDIVIDUAL DATE REPORTED AND CERTIFIED 31-03-2012
ACCOUNT STATUS
CREDIT LIMIT 10,000 RATE OF INTEREST -
HIGH CREDIT 6,063 REPAYMENT TENURE -
CURRENT BALANCE 6,063 EMI AMOUNT -
CASH LIMIT - PAYMENT FREQUENCY -
AMOUNT OVERDUE 6,063 ACTUAL PAYMENT AMOUNT -
COLLATERAL STATUS
VALUE OF COLLATERAL - SUIT FILED / WILFUL DEFAULT NO SUIT FILED
TYPE OF COLLATERAL NO COLLATERAL WRITTEN-OFF STATUS ACCOUNT PURCHASED
WRITTEN-OFF AMOUNT (TOTAL) -
WRITTEN-OFF AMOUNT (PRINCIPAL) -
SETTLEMENT AMOUNT -
PAYMENT HISTORY (UP TO 36 MONTHS; LEFT TO RIGHT BEGINNING WITH THE MOST RECENT PAYMENT)
PAYMENT END DATE 01-08-2011 PAYMENT START DATE 01-03-2012
DD-MM-YYYY DD-MM-YYYY
DPD:DAYS PAST DUE AC:ASSET CLASSIFICATION
DPD/AC 900 900 900 900 900 900 XXX 900
MONTH-YEAR 03-12 02-12 01-12 12-11 11-11 10-11 09-11 08-11
ACCOUNT DETAILS DATES
MEMBERNAME REL CAP DATE OPENED/DISBURSED 23-02-2008
ACCOUNT NUMBER RLPLBAN000065521 DATE CLOSED -
ACCOUNT TYPE PERSONAL LOAN DATE OF LAST PAYMENT 15-11-2010
OWNERSHIP INDIVIDUAL DATE REPORTED AND CERTIFIED 30-04-2012
ACCOUNT STATUS
CREDIT LIMIT - RATE OF INTEREST -
SANCTIONED AMOUNT 1,15,000 REPAYMENT TENURE -
CURRENT BALANCE 11,790 EMI AMOUNT -
CASH LIMIT - PAYMENT FREQUENCY -
AMOUNT OVERDUE 11,790 ACTUAL PAYMENT AMOUNT -
COLLATERAL STATUS
VALUE OF COLLATERAL - SUIT FILED / WILFUL DEFAULT -
TYPE OF COLLATERAL - WRITTEN-OFF STATUS -
WRITTEN-OFF AMOUNT (TOTAL) -
WRITTEN-OFF AMOUNT (PRINCIPAL) -
SETTLEMENT AMOUNT -
PAYMENT HISTORY (UP TO 36 MONTHS; LEFT TO RIGHT BEGINNING WITH THE MOST RECENT PAYMENT)
PAYMENT END DATE 01-05-2009 PAYMENT START DATE 01-04-2012
DD-MM-YYYY DD-MM-YYYY.
Please let us know what to do for this..
MY MOBILE NUM:08884303020
madhavareddy R
- 05-24-2012, 11:19 PM #5Unregistered Guest
Reg. CIBIL Report Help Dear Sir,
This is Maulin Rawal. I just received the shocking cibil report today. There are duplicate entries exists for the consumer loan, Credit cards etc. I was holding credit cards of several banks earlier in 2006/2007, then at the end of year 2007 I have closed almost all my credit card accounts with full payment of outstanding amount and taking full & Final settlement letters from banks.
But now at this time I shocked to see my cibil report that the banks have not been settled my status or still some out standing is showing in there. I mean there are still outstanding shows in ICICI bank account and the RBS N.V. Banks shows that full amount written off. When I had paid full principle amount to bank and had taken f&f letter that time.
Please now guide me how to raise a dispute as I am having all the settlement letters kept with me still today and I want to improve my cibil score. Still today I am holding 2 banks credit cards & utilizing well and there are no out standings or late payment at all.
Please revert as early as possible.
My mail id is rawalmaulin@gmail.com
Maulin.
9601270736
- 11-13-2012, 02:55 PM #6Unregistered Guest
regarding the false credit card report in cibil Hi,
This is Ramesh Reddy M today I purchased the credit report from the cibil. There false credit card report overdue is mentioned. Because of it I am ineligible for any of the loans. I am mentioninig the bank details and the report.
Please help me in resolving this issue.
ACCOUNT DETAILS DATES
MEMBERNAME PHOENIX ARC DATE OPENED/DISBURSED 20-07-2007
ACCOUNT NUMBER R1CP115498 DATE CLOSED -
ACCOUNT TYPE CREDIT CARD DATE OF LAST PAYMENT 26-12-2007
OWNERSHIP INDIVIDUAL DATE REPORTED AND CERTIFIED 30-09-2012
ACCOUNT STATUS
CREDIT LIMIT - RATE OF INTEREST -
HIGH CREDIT 7,570 REPAYMENT TENURE -
CURRENT BALANCE 6,768 EMI AMOUNT -
CASH LIMIT - PAYMENT FREQUENCY MONTHLY
AMOUNT OVERDUE 6,768 ACTUAL PAYMENT AMOUNT -
COLLATERAL STATUS
VALUE OF COLLATERAL - SUIT FILED / WILFUL DEFAULT NO SUIT FILED
TYPE OF COLLATERAL NO COLLATERAL WRITTEN-OFF STATUS WRITTEN-OFF
WRITTEN-OFF AMOUNT (TOTAL) 6,768
WRITTEN-OFF AMOUNT (PRINCIPAL) 5,232
SETTLEMENT AMOUNT -
ADDRESS4 CATEGORY STATUS DATE REPORTED
ARICENT TECHNOLOGIES
(HOLDINGS) LIMITED
RR TOWER 4 THIRU VI KA
INDUSTRIAL ESTATE
NOT CATEGORIZED - 09-05-2012
CHENNAI
TAMILNADU 600032
TELEPHONE NUMBERS
TYPE NUMBER EXTENSION
NOT CLASSIFIED 9620922509 -
MOBILE PHONE 919620922509 -
NOT CLASSIFIED 044-44226000 -
NOT CLASSIFIED 6332183 -
E-MAIL CONTACT
E-MAIL ADDRESS1 RAMESH_430@YAHOO.COM
ACCOUNT TYPE DATE REPORTED OCCUPATION
OVERDRAFT 06-11-2012 SALARIED
INCOME FREQUENCY INCOME INDICATOR
- - -
CIBIL CONSUMER CREDIT INFORMATION REPORT
CONSUMER
NAME:
REDDY RAMESH M MR M RAMESH REDDY DATE:13-11-2012 TIME:14:38:30 CN:571,779,250
Do
PAYMENT HISTORY (UP TO 36 MONTHS; LEFT TO RIGHT BEGINNING WITH THE MOST RECENT PAYMENT)
PAYMENT END DATE 01-10-2009 PAYMENT START DATE 01-09-2012
DD-MM-YYYY DD-MM-YYYY
DPD:DAYS PAST DUE AC:ASSET CLASSIFICATION
DPD/AC 333 303 272 241 211 180 180 180 180 180 180 180
MONTH-YEAR 09-12 08-12 07-12 06-12 05-12 04-12 03-12 02-12 01-12 12-11 11-11 10-11
DPD/AC 180 180 180 180 180 180 180 180 180 180 180 180
MONTH-YEAR 09-11 08-11 07-11 06-11 05-11 04-11 03-11 02-11 01-11 12-10 11-10 10-10
DPD/AC 180 180 180 180 180 180 180 180 180 180 180 180
MONTH-YEAR 09-10 08-10 07-10 06-10 05-10 04-10 03-10 02-10 01-10 12-09 11-09 10-09
Thanks & Regards,
Ramesh Reddy M
- 12-25-2012, 04:49 PM #7naved khan Guest
credit card that never used I am Naved mohd khan request you to kindly do the needful,As I have never used the credit card of Barclays but in cibil it shows on my name the details of which mentioned below:-
Account number B2C0960235 of Barclays which is showing the outsatanding of INR 24000/- which i
never used that , please help me to remove the same from the cibil site,which is very urgent.
Kindly do the needful as early as possible.As this shows in my cibil report and it is on my job.
thanks,
with regards,
Naved mohd khan
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