Hi Akarsh,

Again I am writing mail to you as I didn't get any response from your side.
I tried to reach in all possible ways for closing this account which I never
used for single transaction. Every time I am getting just information on new
numbers. And now my records are put in credit bureau.

Putting consumer court email ID as I made complaint in consumer court
regarding same.

This is history of my card:

I am working with Bally Technology, Bangalore. Initially we had a salary
account with HSBC. That time we offered a Credit card from HSBC with NO
CHARGES whatsoever due to "special tie up" between Bally and HSBC Bank,
India. I got a Credit card for self, also, an add on card was provided "free
of charge".

I opted for the card as it was free and carried no liability. The subject of
membership fees was not mentioned by the agent.

No calls came to me from HSBC and no SMS.As I do not use credit card, the
card remained unused.

Since, I don't use the card, i never bothered to look into the e-statements
that came to my email address.

Suddenly in 2009, 16 months after the card was issued, I get a SMS that i am
liable to pay around 2000 Rs. When i ring up the call center they say the
charges are Membership charges along with the late fees for card.

The agent advised me to call the collection center. When called the
collection center, they told me to call back the Call center. I repeated the
whole story again to the agent, I was put on hold for 15 minutes with no
response. They threw their hands in air and said they cant do anything.

The company never bothered me to inform that I was being charged. Also, what
happened to the special tie up and special customer thing.


Regards,
Abhishek