This is a discussion on Standard chartered bank card - (Ater settlement -name appraes in cibil) within the Credit Card forums, part of the Loan category; Dear Sir/Madam, I did settlement of Standard Chartered bank Credit Card and paid total amount of Rs 17000.00 as said ...
Junior Member
Standard chartered bank card - (Ater settlement -name appraes in cibil) Dear Sir/Madam,
I did settlement of Standard Chartered bank Credit Card and paid total amount of Rs 17000.00 as said by bank. During settlement, they told me that if i agree to do the settlement & pay the settlement ammount then they will not add my name to CIBIL records. But after getting payment ,
Now i came to know that my name is added to CIBIL records.
It is creating problem for Credit card/ Personal loan. so what should I do ?
Note :- I already have settlement letter & Nil balance letter from standard chartered bank. what shoud i do to remove my name from CIBIL record. to whom i contact?
plz help.
Regards,
Mahesh Shendkar
9922407512
Member
the settlement doesnt clear your name from cibil.
1st to understand the legal integrities we need to study your settlement letter. then act accordingly.
settlement and waived of settlement are technicalities of this matter, so we need to ascertain which kind of settlement proceed you have entered with the banker
for legal guidance : write to : alliedlawindia@yahoo.com
Senior Member
Dear client,
Your Credit Information Bureau (Cibil) credit information report(CIR), other than your income, is the single most important tool used by a lender to evaluate your application for any loan or credit card application. Naturally, it's important that you understand yourCibil CIR and what it takes to maintain a credit history, so that it is viewed favourably by lenders.
We providing assistance on behalf of the client to get CIBIL report.
Please not we neither working on behalf of CIBIL nor any other government department.
We are Independent financial advisors.
Our serivices includes
1. Assisting for applying CIBIL reports
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3. Assisting getting loans from nationalised or private banks or NBFCs
4. Representing CIBIL issues and other matters to client's bank
5. Fighting for getting NOC or NO DUE CERTIFICATE from banks on behalf of client after settling account
6. Liasioning between Bank and Cleint to sort out the matter of credit cards or loans
NOTE: CIBIL REPORT IS STRICTLY PRIVATE AND CONFIDENTIAL DOCUMENT NEVER DISCLOSE TO ANY ONE
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