I am from small town in Maharashtra. HSBC Credit card sales executive had offered me a CC stating that card is lifetime free; there are no charges for first 1 year. I was not aware about use of CC.I had make transition of 19000/-Rs. I have paid tree EMIs against the same till May 2099, after that I have lost my job that’s why I am not able to pay other EMIs and I am not able to get CC statements due to Office Address had changed. I had provided my Office address & residence address to Bank. I do not receive any communication on my residence address.
On 14th Sep.2011 I have got a call from Mr. Santosh who is claiming that he is from JM finance Ltd. HSBC had sold all un recovered CC accounts to JM Finance. I need to pay Rs 74000/- as outstanding amount in 2 installments or Rs.32000/- in one stroke before 19th Sep.2011.On 19th Sep.2011 Santosh’s collogue Mr. Faiyyaz had visited to my home & threaten to me & my wife that if I am failed to pay Rs.32000/- before 30th Sep.2011,he will do any thing to recovery of money. My monthly income is about Rs.10000/-.I have updated to him that I am able to provide Rs.32000/- in 6 months in installments but he is refused the same. I have requested to Santosh & Faiyyaz to show me HSBC had authorized JM Finance to recover CC payment from me but both had refused the same.
I am ready to settlement the issue with HSBC bank. I am seeking help from you to overcome the issue. My Credit Card number is 4384599980526973