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Undue HDFC CREDIT CARD PAYMENT THREATENING

This is a discussion on Undue HDFC CREDIT CARD PAYMENT THREATENING within the Credit Card forums, part of the Loan category; Dear Sir, I had made a Settlement on my HDFC Credit Card No: 4346 7720 0231 6031 for Rs. 36000/- ...

  1. #1
    anilkhera_001 is offline Junior Member
    Join Date
    Aug 2009
    Posts
    1

    Angry Undue HDFC CREDIT CARD PAYMENT THREATENING

    Dear Sir,

    I had made a Settlement on my HDFC Credit Card No: 4346 7720 0231 6031 for Rs. 36000/- for which I have a letter being issued by the bank. Agianst this settlement, till date I have made a payment more than about Rs. 40000/-. Even after that, I was getting a threatening call from the representatives of the Bank. Further to this, in the month of may 2009, they holded my Rs 9000/- being deposited at HDFC Saving bank account and when contacted them, they simply said; it has been adjusted against your credit card payment. Again in the month of July 2009, I recieved a threatening call from them for the payment. This time, I made sure that whatever commitment these guys make to me, I should record them on my mobile and I did that. They confirmed me that my settlement can be validated if I pay Rs.2000/- which will be full and final settlement. To get rid of this Credit card, I paid said amount and they issued me a full and final settlement reciept. When again contacted for the NOC letter, the representative Mr. Hitesh (who has been calling me this time) as usual refused to issue me the letter saying I need to pay the full amount again.

    I need to file a case against the Bank's Gurgaon Branch who without informing me let the credit card people to hold my Rs.9000/- kept in there custody.

    Against the Representative Mr Hitesh, who cheated me with Rs. 2000/- against the letter being promised to be issued.

    Against the Credit Card Dept on such a rude and truthless behavior and threatening me through there representatives.

    I request you to please help me on this

    Regards,

    Anil Khera

  2. #2
    rashyap is offline Junior Member
    Join Date
    Aug 2009
    Posts
    1

    Angry HDFC credit card 4346781003173960

    I have the above mentioned card and for the last sometime i am having problem in the account statement. as the outstanding claimed is too high as per my usage for which i called the customer care a lot of time but to no help . and today they have blocked my HDFC A/c no.02171050009159 which is my salary A/c and not any way linked to the Credit card .

    I have no issue in paying back my dues but first give me the exact outstanding amount due as you can check i have paid regularly early .
    I request you to open my salary account as its an harassment to me by blocking the same .

    Kindly help me

    With Regards
    Ritu Kashyap

  3. #3
    Unregistered Guest

    Default Credit card recovery harrasment after 6 years- pls help urgent.

    Hello,

    I am contacted after 6 years for a card which was issued to me in 2000. I had made last payment in 2003 and had asked for settlement due to financial crises, to which I had paid close to Rs.10,000, and had got a letter signed by the recovery agent stating that he received the amount against final settlement, and he mentioned that I would be receiving a closing letter from the bank. I never received the letter and had moved to another city for a year.

    Now after 6 years the recovery agent from SC came to my office directly and claiming rs 6 lakh as interest and late payment charges, and deny that there has been any settlement done.

    Now am not able to locate the letter.. they gave me a statement which I calculated that I have totally used about Rs 90,000 (Principal) and have totally paid about 1,05,000 overall (this does not include Interest / tax etc.).

    Please guide what can I do with this further.

    Regards

  4. #4
    sood.astha@gmail.com is offline Junior Member
    Join Date
    Sep 2011
    Posts
    1

    Default Credit card recovery harrasment after 2 years- pls help urgent

    This is to state that i was a credit holder of HDFC bank (card no 4346772007741894). I hadn't received any statement of this credit card and complained many times to credit card service center and registered my another no and address to contact me, but from oct 2009 to till date i haven't received any notification on this credit card. one of their executive told me that my account is settled and my card is blocked after that. Now I am not able to locate the letter... I used my HDFC Bank Account to which this card was mapped, till nov 2009 but credit card department didn't inform me about any due amount on my credit card. I hadn't received any notification or call regarding this credit card or regarding any due amount on the number i registered to credit card department in sept 2009 till date. Now suddenly credit card department has held my another HDFC bank account and saying that there is due amount of 10000 rupees which includes 1000 rs/-of usage and rest amount is consisted of charges.


    I am contacted after 2 years for a card which was issued to me in 2008. I had made last payment in sept 2009 had got a confirmation by the recovery agent stating that he received the amount against final settlement, and he mentioned that I would be receiving a closing letter from the bank. I never received the letter. Further to this, in this month, they have holded my account of Rs 14312/- being deposited at HDFC another [COLOR=#009900 !important]Saving bank account[/COLOR] and when contacted them, they simply said; it has been adjusted against your [COLOR=#009900 !important]credit card[/COLOR] payment..

    I need to file a case against the Bank's Mohali Branch who without informing me let the credit card people to hold my Rs.14312/- kept in there [COLOR=#009900 !important]custody[/COLOR].

    Against the Credit Card Dept on such a rude and truthless behavior and threatening me through there representatives.

    I request you to please help me on this

    Regards,
    Aastha Sood
    (sood.astha@gmail.com)

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