Dear Sir / Madam,

This is with reference to my ICICI Bank Credit Card.

I am having an unsolicited card issued on March 20007 to me on behalf of my salary account due to lack of education I used it for Rs.15,000/-. (No Application form is filled by me neither any document deposited)

I paid back more than Rs. 57,000 till date in the form of Minimum payment and charges, but now I am not in a position to pay more to the bank because of following reasons.

1. I have no hike in salary from last 2 years it is still the same (Rs. 8500/-).
2. I am the only earning person in my family and I have four dependants on me.
3. From last nine months my wife is suffering from anemia therefore I lost my new born baby last month after a long costly treatment.
4. I have no deposits or savings and I also taken salary advance to fulfill medical aid to my wife.


Please note that I also approached to Disha Financial Consulting (NGO run by ICICI Bank to help customers for debt settlement) three months back, but after many commitments I still not received any solution and I am started losing confidence on them because

1. I have no written reply till date from their side.
2. My salary account is marked lien and my salary of July is debited by bank. i have no penny in my pocket.
3. Now they feel irritated when I try to contact them.

Now I want to get rid of this trap, if you can help me in any form, please reply

Thanks & Regards

Satish Garg
Faridabad (Hr)
Mobile: 09871955807