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harassment to expired credit card holder of scb card no:4129058682399015

This is a discussion on harassment to expired credit card holder of scb card no:4129058682399015 within the Credit Card forums, part of the Loan category; sir/madam, This is being brought to your notice regarding the harrasment made to me by standard chartered bank even after ...

  1. #1
    Unregistered Guest

    Default harassment to expired credit card holder of scb card no:4129058682399015

    sir/madam,
    This is being brought to your notice regarding the
    harrasment made to me by standard chartered bank even after
    having paid to them the settled amt. in 2005 .
    As per the banks letter no.nd/offshoot/3030/core/18167
    dt.23.07.05, a settlement plan was arrived at Rs.44, 596/- as
    being the total amt.payable against my current outstanding
    dues of Rs.52, 466/- and i was asked to pay the settled
    amt.in two equal instalments of Rs.22, 298/- each by
    23.07.05 & 15.08.05 respectively.
    As per the agreement a representative( mr. kailash bhati)
    of M/s offshoot, a-45, defence colony, new- delhi (a dsa of
    SCB bank ) collected the amt. on behalf of the bank as per
    the details given below .

    1.cheque .no.027980 dt.28.07.05 of uti bank sec-7,
    faridabad amounting to Rs.21050/-(receipt no.34608
    dt.28.07.05)

    2. cash on 28.07.05
    ------------------------------------------------------------------------------Rs.
    2400/-(receipt no.34609 dt.28.07.05)

    3. cheque no. 818266 dt.09.08.05 of obc bank sec-7,
    faridabad amounting Rs.21050/-(receipt no.34360
    dt.10.08.05)

    4. cash on 10.08.05
    ------------------------------------------------------------------------------Rs.100/-
    (receipt no.34361 dt.10.08.05)
    total amounting to rs.44600/-
    it was promised to me by the representative(kailash bhati)
    of the bank that the full & final payment has been
    received and the clearence /noc certificate would be sent to
    me by the bank within a weeks time.
    however despite my repeated telephonic request to the bank
    no noc was received from the bank.
    lastly on 31.10.05 when i contacted the customer care
    executive of scb it was told that the cheque no.818266
    dt.09.08.05 was misplaced & not traceable at their
    end.so i gave instructions to my banker(obc) to stop payment
    of the said cheque no.818266 dt.09.08.05 in case if it is
    presented at any time later on. and instead on the same day
    i sent another cheque no.818267 dt.31.10.05 for rs.21050/-
    of obc sector-7, faridabad in the drop box which got cleared
    on 07.11.05 as per the pass book entry of my bank.in this
    way i paid atotal of rs.44600/-to the scb bank as per the
    agreed settled amt.

    instead of sending me the noc after 4 years & my
    personal repeated visits to the bank at bahadur shah zafar
    marg i have not received the noc so far & instead some
    persons showing themselves as representatives of the bank
    are calling me several calls every day ( vide phone
    nos.0124-4826054, 4104602) asking me to pay rs. 70000/- more
    and they are threatning me & my family members using
    abusive language neither they are telling their
    names/identity nor address from where they are calling.

    kindly advice the persons concerned not to make me such
    threatning calls or else i would be constraint to take a
    legal action against the bank /persons concerned.

    kindly issue me the noc at the earliest without
    delay.

    regards
    RAJEEV SHARMA

  2. #2
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    Dear Mr. Sharma,

    To sort out such kind of Banking complaints, you will have to send a written complaint to the Head Office of the concerned Bank and wait for the response for near 15 to 20 days. If the Bank fails to provide you any help in that time frame then you can send your written complaint to the RBIs Banking Ombudsman division. You will get the contact details of Banking Ombudsman from the website of RBI.

    Good Luck.

  3. #3
    Unregistered Guest

    Default Credit card defaulter due to business shut down

    Hi my name feroz, iam unable to pay credit card payment from last 1yr, & bank collection team harassing me & saying the will file a case & lodge a complain in police station, now iam in rented home, iam searching for job, iam very much tense & my whole family is in depression, what to do now?plz give me a suggesstion

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