Dear Sir,
I was using standard-chartered credit card from 2001-2003. I had closed the same in 2003 and I have got the settlement letter issued by bank. But, for the past one year I was receiving calls from the bank by saying 'your outstanding is still' I am getting irritated and unable to tolerate their language and the behaviour during the phone call conversation. And, they are disturbing me during my office hours which leads to mental tension.
I request you to consider this matter and provide me solution.

V Ramesh
70 NHB Colony, Pudupet
Chennai