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ICICI Credit Card Division

This is a discussion on ICICI Credit Card Division within the Credit Card forums, part of the Loan category; All the time ICICI bank has replied the same thing, i have asked many times to study care fully my ...

  1. #1
    Jitesh Dhingra Guest

    Default ICICI Credit Card Division

    All the time ICICI bank has replied the same thing, i have asked many times to study care fully my previous bills from December 2004 onwards.
    There are two issues:
    1. for Rs. 4000/- + interest + late fee : ICICI Bank accepted its Fault
    about RS.1500/- including in it Rs.750/- as annual fee for which i have been promised waiver and interest on the amount which i have paid on no fault of mine. and Rs. 5000/- as compensation for mental agony and delivering deficient services.

    Jitesh Dhingra
    Hutch House,
    Peninsula Corporate Park,
    Ganpat Rao Kadam marg,
    Lower Parel
    Mumbai

  2. #2
    d.k.kansal Guest

    Question icicc credit card

    Dear sir,
    I had made payment in june for icici bank credit card no.4474 *********** 0004 as per detials enclosed.

    8000/- by cash on 18/6/07
    8000/- by cheque on 14/7/07
    8000/- by cheque on 14/8/07

    the cheque dated 14/8/07 has been bounced due to some reason which bank person has collected on 7/9/07 vide receipt no 3753257. now again they are calling and asking for a sum of Rs 13000/- as all the reversal they had cancelled due to bounce of cheque and interest on it . finally they told ok pay us Rs.
    5000/- we will close the A/c. why should I pay them again money when they had collected all the money if i am liable also to pay money than it should be the interest of that period ( from cheque bounce to cash collected). PLease resolve the same so i can have peace of mind.
    regards
    D.K.KANSAL
    236, HMT LAYOUT
    NELAGARANHALLI MAIN ROAD
    NAGSANDRA POST
    BANGALORE 560073

  3. #3
    DURGA PRASAD K Guest

    Default Renewal of credit card - issue of

    My credit card no.5176533656590004 will expire on 30 november 2010. Please issue me a fresh credit card

  4. #4
    sushil3012 is offline Junior Member
    Join Date
    Nov 2011
    Posts
    3

    Default

    Sub. : Request for No Dues Letter for ICICI credit card A/c. No. 4477 4663 5167 9005.
    Please issue me No Dues Letter for my above Credit card, as I don’t have any dues/ outstanding on this card. Please note that there are harassment calls from your bank and making abusive language to me (Hindi words-“Tumhari aaukat nahi paise dene ki” ; “Tumhare jaise third class aadmise paise kaise nikalane hai vo ham janate hai; Tumhe Court ke chakkar lagawaungi” etc.). That time I told her that I have already given you settlement amount on 13.12.2006 of Rs. 500/-, but she ignored. I request her to give your email ID or Bank address; so that I can send you scan copy of my letter to ICICI bank & Payment Receipt of settlement amount, But she refuse to give the same. After that she told me that you have to come for hearing at Andheri Court No. 22 or otherwise give us Rs. 10000/- to settle your account . But she doesn’t give me case no. or hearing timing. So I went there with my Advocate, but no such case was file there. I have to take full day leave from my office for this matter. So I request you to settle my issue & send me No Dues Letter at the earliest.
    Please find below the History of my card.
    Cheque returned from ICICI Bank for date wrongly written-
    Bank : HDFC Bank Ltd.
    HDFC Cheque No.-232127 Dt. 06.11.2005.
    Cheque Amount : Rs. 440/- Only
    I make the payment immediately after receipt of returned cheque. After that they charged me Interest on that returned cheque amount of Rs. 440/-.
    On December 2006 they called me as the interest amount is goes up to 8000/- so I ask to come for settlement. Then on 13.12.2006 your person Mr. P. T. Rajnikanth is came to my office and ask to pay Rs. 8000.00. After discussion he suggest me to pay Rs. 500/- (Rs. Five Hundred)by cheque on ICICI bank name and ask me to give Rs. 5000/- (Rs.-Five Thousand) in hard cash for issuing settlement letter. He has given me 100% guarantee for issuing settlement letter. I gave him cheque of Rs. 500/- & cash of Rs. 5000/- to him and gave him official letter to close my account (Copy of same is attached) After that I called him 10 times, he told me it takes time and you will gate No Dues Letter from courier. After that calls are stop from you for asking money, so I thought that my account is settled, But never received No Dues Letter & your person is also not reachable. I stopped using card from 2006.
    My Payment Details-
    Bank : Janakalyan Bank-Mulund-East
    Cheque No.: 472144 Dt. 13.12.2006
    Cheque Amount-Rs. 500/-
    ICICI Bank Payment Receipt Details :
    Receipt No.: CC 1006 – 1672702 Dt. 13.12.2006
    Collector Name : P. T. Rajnikanth

    Now again I received harassment calls for demanding money as written above. So I request you to send me No Dues Letter on my new address.

    Awaiting your favorable response.

    Thanks,
    Sushil Sawant
    Navghar Purvarang Co. Op. Hsg. Ltd.
    Bldg. no. 54, Room No. 42,
    Tata colony, Mulund-East,
    Mumbai-400 081.

  5. #5
    sushil3012 is offline Junior Member
    Join Date
    Nov 2011
    Posts
    3

    Default Request for No Dues Letter

    Sub. : Request for No Dues Letter for ICICI credit card A/c. No. 4477 4663 5167 9005.
    Please issue me No Dues Letter for my above Credit card, as I don’t have any dues/ outstanding on this card. Please note that there are harassment calls from your bank and making abusive language to me (Hindi words-“Tumhari aaukat nahi paise dene ki” ; “Tumhare jaise third class aadmise paise kaise nikalane hai vo ham janate hai; Tumhe Court ke chakkar lagawaungi” etc.). That time I told her that I have already given you settlement amount on 13.12.2006 of Rs. 500/-, but she ignored. I request her to give your email ID or Bank address; so that I can send you scan copy of my letter to ICICI bank & Payment Receipt of settlement amount, But she refuse to give the same. After that she told me that you have to come for hearing at Andheri Court No. 22 or otherwise give us Rs. 10000/- to settle your account . But she doesn’t give me case no. or hearing timing. So I went there with my Advocate, but no such case was file there. I have to take full day leave from my office for this matter. So I request you to settle my issue & send me No Dues Letter at the earliest.
    Please find below the History of my card.
    Cheque returned from ICICI Bank for date wrongly written-
    Bank : HDFC Bank Ltd.
    HDFC Cheque No.-232127 Dt. 06.11.2005.
    Cheque Amount : Rs. 440/- Only
    I make the payment immediately after receipt of returned cheque. After that they charged me Interest on that returned cheque amount of Rs. 440/-.
    On December 2006 they called me as the interest amount is goes up to 8000/- so I ask to come for settlement. Then on 13.12.2006 your person Mr. P. T. Rajnikanth is came to my office and ask to pay Rs. 8000.00. After discussion he suggest me to pay Rs. 500/- (Rs. Five Hundred)by cheque on ICICI bank name and ask me to give Rs. 5000/- (Rs.-Five Thousand) in hard cash for issuing settlement letter. He has given me 100% guarantee for issuing settlement letter. I gave him cheque of Rs. 500/- & cash of Rs. 5000/- to him and gave him official letter to close my account (Copy of same is attached) After that I called him 10 times, he told me it takes time and you will gate No Dues Letter from courier. After that calls are stop from you for asking money, so I thought that my account is settled, But never received No Dues Letter & your person is also not reachable. I stopped using card from 2006.
    My Payment Details-
    Bank : Janakalyan Bank-Mulund-East
    Cheque No.: 472144 Dt. 13.12.2006
    Cheque Amount-Rs. 500/-
    ICICI Bank Payment Receipt Details :
    Receipt No.: CC 1006 – 1672702 Dt. 13.12.2006
    Collector Name : P. T. Rajnikanth

    Now again I received harassment calls for demanding money as written above. So I request you to send me No Dues Letter on my new address.

    Awaiting your favorable response.

    Thanks,
    Sushil Sawant
    Navghar Purvarang Co. Op. Hsg. Ltd.
    Bldg. no. 54, Room No. 42,
    Tata colony, Mulund-East,
    Mumbai-400 081.[/QUOTE]

  6. #6
    Unregistered Guest

    Angry Credit card Application

    hello, this is Raji from Chennai.
    I ofen get calls from ICICI for credit card, but they never come back after giving all documents.

    This time they didnt even give the application number.

    If this is the way of being into credit cards, i dont think this is a fair practice such a big bank can do.

    Looking for a reply from concerned team

  7. #7
    SureshkumarJayapal is offline Junior Member
    Join Date
    Jun 2012
    Posts
    1

    Default

    I am an NRI ICICI bank customer, I have an account with them for the past 5 years, Itransferred money to India without my consent ICICI bank has deducted 40,000 rs from account for a credit card charge.I did not have any card with IcicI three years back they called me and I reported a fradulent transaction with them and after that they nevery came back but now without my consent they too 40,000 from my account. I did not authorize any transaction. I am not sure where I should complaint about this,. How can they take money from my account without my consent. My mail is jayss11@gmail.com. Please email for more details

  8. #8
    Unregistered Guest

    Default Request for No Dues Letter

    Sub. : Request for No Dues Letter for ICICI credit card A/c. No. 4477474250436006.

    I paid amount Rs.5000/ per month regularly. But, there is no settlement to bring in my credit card.

    Please issue me No Dues Letter for my above Credit card. My credit card amount limit is Rs. 48,000/, Issued 2006. Still not closing my account. I paid more than I used.

    I am poverty, please make arrangement to close my credit card.

    So I request you to settle my issue & send me No Dues Letter at the earliest.

    Thanks
    Ganesh Venkataraman
    32/10, Sankara Colony,
    South Mada Street,
    Theradi, Thiruvottiyur.
    Chennai 600 019.
    044-43569203
    gganeshh_101@yahoo.com

  9. #9
    attorney is offline Senior Member
    Join Date
    Jun 2012
    Posts
    109

    Default

    Greetings !!!!!!

    Hi,

    We are Financial Legal Advisors, have been located in Chennai. We render Financial Services to our clients regarding,

    · CIBIL Report Obtaining
    · CIBIL Report Clarification / Rectification
    · Bank Bebt Re-Consolidation
    · Bank Legal Problems
    · Liaison for one time settlement with bank
    · Deal with NPA
    · Handle DRT Cases


    Contact details:

    · Contact Person :Miss. P. Saranya (MA.,BL)
    · Office name : INNOVISION SERVISES
    · Contact number : 044-2031487, Mobile:9380167894
    · E-mail: attorney.innovision@ gmail.com

    NOTE:

    We do not work for CIBIL or any government body; we are private organization having legal advisors to tackle issues& secure proper remedy.

  10. #10
    Suraj Ghonsekar Guest

    Default Harassment from ICICI Bank credit card recovery agent

    Dear Sir/Madam,

    ICICI bank credit card recovery agent is harassing me and my family since fourth week of
    October 2012. They started calling continuously on my landline from Mumbai nos 022-67263314
    and started saying abusive language for repayment of someone else’s credit card payment.

    First of all I don’t have credit card of ICICI Bank and also I don’t have bank account in
    ICICI bank. After inquiring with them, they told that, my cousin brother Mr Bhagyawan
    Ghonsekar,Credit card no 4477474507332008 who stay in Kumbarjuva, Goa is the defaulter and has
    written my name and my sister name in the reference column of credit card application form. So
    in this case, If cardholder doesn’t pay, we have to pay his liabilities, if not then they
    knows all the other ways to recover.

    We are not in touch with our cousin brother for long time, no too much bonding between us and
    also he doesn’t visit our place. Even we were not aware whether he has written our names in
    the reference column of credit card. The person from Mumbai who calls repeatedly in our
    landline, claims that he is Mr Mahesh Chaniyar, not sure whether his name is original but he
    speaks in marathi. He say that he will recover money from me and my sister and will keep
    calling until we pay. I told him to scan and send the form to my email ID but he is not
    sending just to verify the truth.

    I am totally helpless and don’t know what to do, I request your goodself to take strong action
    against this ICICI bank agent for falsely harassing my family, with abusive and slang
    language.

    Desperately waiting for a quick reply from some genuine and responsible bank authority.

  11. #11
    Unregistered Guest

    Default

    To
    The bank manager
    Credit card division


    My name is Krishan Kumar Sharma . I am very grateful to be customer of your Bank since 7 year. My Credit card no. 5177 1942 6309 9001 . I would like to your kind attention towards my problem. I had paid my payment through saving A/c to Credit Card no. 5177 1942 6390 9001,dt. 12/01/2013 Rs 12500/-,by ATM found transfer . but my credit card A/c did’nt credit. My bill 000405421654. Many times I try to contact with customer care executive, but there is no positive reply from that side. Please kindly look after towards my problem
    I hope you take necessary action.
    Thanking you.



    KRISHAN KUMAR SHARMA

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