Hi,

My name is Rahul Ghildyal. According to HSBC I was issued a caed in the year 2005 (Card no.XXXX0703). I never got this card. In the Year 2006 I was issued another card (no. XXXX 4340) on the same details i.e. Name, Address (Res + office), cell no., office extn. This card was handed over to me by the courier guy after due verification. I used this card and closed it after 2 years.
I have started getting threatning calls from HSBC for the Recovery for the card which I never received. I once got a call from one of their Managers named Arshia Khan from Mumbai. I explained her the scenario and she promised me to forward the complaint to their Fraud dept. for further invetigation.
Later is started getting calls from their collection agents telling me that they are from Delhi Police and they are coming to arrest me.
1. 9268515597 - Mahendra Singh
2. 09871046561 - Islam Khan, asking me to talk to advocate Rajiv Malhotra.
3 09711587989 - Mahendra Singh asking me to speak to advocate Rajendra Tyagi.
I ignored all this, honestly, because i did not have the time to look into it. But now i am looking for a home loan and this is in the CBIL records.
I need to get this removed so that my loan processing is not hampered.
My financial record is very clean
1. Home loan taken in 2006 - Foreclosed Last week.
2. Car loan taken in 2008 - Foreclosed last year.
3. Personal Loan from Saraswat bank 2007 - Foreclosed in 2009.
4. Zero % Finanace loans for TV fridge, etc - All closed. No default in Payment
5. 4 Cerdit Cards : I always make the full payment on receving the bill. I have never delayed the payment or never paid minimum due. Always made the full payment.
Please guide me how to overcome this situation. I'd prefer to correspond over an email id but am ok with any means of communication.