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credit card query

This is a discussion on credit card query within the Credit Card forums, part of the Loan category; Dear Sir, This is with regards with my barclays card statement, I was in Noida from 11-Nov-08 to 9-Jan-09 becouse ...

  1. #1
    Fahad Shaikh Guest

    Default credit card query

    Dear Sir,
    This is with regards with my barclays card statement, I was in Noida from
    11-Nov-08 to 9-Jan-09 becouse of my office project and i keep receiving my
    statement via email. I received November's Statment on 15-Dec-08 i was
    supprise to see a transection made to BPL Mobile so i called to customer
    care to check with it, so the customer representative ask me to write a
    letter to the bank on the given address to check on the transection and
    which has to be done with in 30 days of the transection date that time i
    said its ok, I even asked her about any overlimit charges becouse my i have
    also been charged interest for part payment in previous month. so due to
    that additional interest and unknown transection my credit limit was crossed
    i ask her that i have been not informed about these transections and nor did
    i received any SMS aleart regarding my Limit has been reached to 90% or so.
    then she said if i make the pament immediatly i wont be charged for the
    same, so went ahead and did that. Now i saw my Latest statment and that
    Overlimit charges has been charged, so i called up customer care and asked
    her what the problem was as the previous representative has promised me that
    there will be no charges. she said there will be no reversal of the
    overlimit and she is not ready to listen to that call of previous agent as
    well she is just denies that thing and want me to make the payment.. and i
    was not able to write any letter regarding my Unknown transection as i was
    quit busy with my project out of town so i mailed them the detail on the
    mailing address mention on that statment, I dont even received reply out of
    which.
    so what should i do?
    should i stop using that card and stop making payment???
    please help

    --
    with lots of regards and love,
    Fahad Shaikh.

  2. #2
    admin is offline Administrator
    Join Date
    Sep 2008
    Posts
    2,967

    Default

    Hello,

    You can ask the transduction slip to check all the successful transduction made by you, this is a paid service and bank will charge some nominal fee for that.
    If the Bank is providing you any SMS services related to your credit card limit, and if the Bank didn’t send you any such SMS last time then it is deficiency in services.

    First pay your credit card bill and ask the Bank for the transaction slip of that particular transaction, if you find any thing wrong then contact us again we will guide you accordingly.

    Thanks

  3. #3
    Unregistered Guest

    Wink Help me out

    i got credit card last week i wanna buy mobile for 31k but they gave me limit of 22k only now i wanna buy mobile without paying the fine. my salary also 24k. please give valubal comment

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