Dear customer,
We apologize for any discrepancy between what was promised to you at the time of application and the actual terms and conditions on your card. We would like to investigate this matter further: request you to write to talktous@hdfcbank.com with your credit card number, contact details and the reference id TTU00125608112010. A bank representative will contact you with a clarification on the charges, once we receive your email.
Regards, Customer Assistance, HDFC Bank



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