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This is a discussion on Credit Card amount debited from saving account with giving standing instruction within the Credit Card forums, part of the Loan category; Hi Team, The ICICI bank has debited about nearly 34000 from my savings account against my credit card. The card ...
Junior Member
Credit Card amount debited from saving account with giving standing instruction Hi Team,
The ICICI bank has debited about nearly 34000 from my savings account against my credit card. The card credit limit is only 10000rs and till date I have already made payment of 10000, but still the bank settlement team is threatening us to pay another 33500 for settlement, which is out of qustion for just 10000rs limit. Please take action to recover the amount taken from my account. As of now they have taken 26300 and another 6500 is showing negative balance and which they are planning take from my next salary. As per RBI rules they are not suppose to charge any interest as they wich and LPF as well.
Please do the needful ASAP.
Thanks,
Geethanjali K B
9986069987
Administrator
Hello,
Kindly provide us your full contact details and a valid email id so that we can guide you accordingly.
Regards,
Admin,
** PMs asking me for support will be deleted unless I've asked you to PM me with additional details **
Junior Member
Respected,
Matter must be taken to Banking Ombudsman, Reserve Bank of India without any delay.
Attach as per guideline for credit card.
Problems will be solved in two months. You can contact me on dagliamit@yahoo.com
Amit
Credit card amount has been debited from Savings bank account Hello Admin,
My Citibank Credit card was expired on 08-Aug 2008. I bought the credit card on 08 AUg 2005. Till AUg 2008, i made the credit card payment regularly except few months.
After the card was expired , they sent a e-letter on December 28,2008 to pay the whole amount as RS.32,324. However, Jan 6 and 9 they deducted Rs.11000 from my account.
Because my Savings account was showing negative balance of Rs 32324.
Due to this, one of my third party cheque was got bounced with insufficient funds. Later i called Citibank customer care and asked them to give me NOC for this cheque bounce. I told citibank CC that,I can pay the remaining amount after i get the NOC for cheque bounce. After this incident, they stopped calling me for payment and they gave my Credit history to CIBIL as Credit card defaulter.
I have not made any payment to them since Feb 2009. Now the outstanding amount has been increased from 22 599 to 37000+. Please advice me on this.
Thanks
Novice
Moderator
Dear Mr. Novice,
To sort out such kind of Banking complaints, you will have to send a written complaint to the Head Office of the concerned Bank and wait for the response for near 15 to 20 days. If the Bank fails to provide you any help in that time frame then you can send your written complaint to the RBIs Banking Ombudsman division.
Regards,
www.consumercourt.in
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