Dear Sir,

My Name is Shadaab Khan. I have paid off my Citi Bank Indian Oil Credit Card. Leaving the late fees and interest charges citi bank told me to pay 15997.00. I paid it in to installments. With a gap of one month due to the representative error. Paid 1st installment in Jan 2011 of 10000.00 and second in 5997.00. Citibank update my credit report with a settlement of only 5997.00. I am currently working with them regarding this issue. However can you help me on how to remove this account from my credit report as getting lot of credit card rejections even after having a trans union score of more that 780+.

Email Address: shadaab.khan@hotmail.com
Number: 9766777755

Dear client,
someone has fooled you just for sake of commission. A settlement - doesnt reflect as cleared on CIBIL.

Only full payment - reflects cleared on CIBIL. cibil score to avail loan should be 853+

However you have to understand- CIBIL is just a website made to be a monster by these private banks.

Under E.O.W file should be lodged and we are aldready in process of fighting a public cause - for wrongfull display of public data.

Intellectual fee applicable. Service is free otherwise.

write to- alliedlawindia@yahoo.com

I have not taken any personal loan from any bank but my name is in the cibil due to as per cibil i have taken loan for Rs.84000/- on 2002 and my knowledge i have not
taken this type of loan and it is totally fraud with me by the bank. request to you please see the matter and remove my name from cibil.
Thanks
Prasenjit kar
Panno.AHKPK3455G
Mob No.09350782246

SincE mo consumers do a settlement with Banks the same has to be updated at CIBIL Getting CIBIL updated will ensure that you can avail fresh loans easily.
Legal assistance to upgrade CIBIL - Write to - alliedlawindia@yahoo.com
or call
alliedlaw at 09245201687

Dear Sir,

I see my name in cibil. Can you pls provide me all details.
I dont Know any kind of default i do. can you give me full details its very helpful for me. and also give me some tips how to reomve my name in your list.

Best Regards

Naresh Kumar

PAN NO.ANUPK8718N

MOBILE NO 09911119173
11/50 3RD FLOOR NEHRU NAGAR
NEW DELHI -110065

Dear Sir,



My name :Sundaran KV
PAN NO:AGEPV1794N


I am taken two wheeler on 2008 but bank charged extra charges due to their techinical problems.hence i am cleared loan after 3 months.recently applied personnel loan now i got know my name updated in CIBIL.


Request you to check my details and help me to remove name in CIBIL.kindly suggest .




Regards,

Respected sir.
My name is mdaliislami and I had a loan from icici and hdfc I was paying regular EMI but I had suffred loss in business then I had made a full cash forclose and they assured me that I will not be defaulter can u please help me regards my case.my pan number is AAKPI4759A

Hi Supriya,

As per my idea

No, you cannot remove your name from the credit bureau’s records. Credit bureaus collect and report information pertaining to individuals who are making their payments on time as well as those who are in default.
If you have missed payments in the past, you can improve your credit history by ensuring that you make payments on time going forward.

above is statement given by CIBIL. do not fall in dirty Agents tricks. instead of this please try to improve your score ,which will help you in further financial carrier.

if any issues please contact CIBIL

I had already bad experience with Agents.
.

CREDIT REPORTs have been widely used by loan providers to evaluate loan applications for over 5 years. However, only recently have people begun to realize, how crucial it is to be aware of and maintain their credit history. Understanding the CIBIL credit report helps you identify the right time in your financial life cycle to apply for a loan and increase your chances of a loan approval. Listed below are the most important attributes looked at by a Loan provider while evaluating your credit application.

• Attribute 1: Payment History This appears in the Account(s) section of your CIBIL credit report. There are 2 parts to this information: the Days Past Due (DPD), and the month and year of payment that reside here. The DPD indicates how many days the payment is late that month. Anything other than “000” is considered negative by a Loan provider. Up to 36 months of this payment history (with the most recent month displayed first) are provided in this section.
  
  
• Attribute 2: Current Balances Also appearing in the Account(s) section of your credit report, the current balances on various loans indicate the depth of your debt. The sum of your current balances helps a Loan provider determine your strength to take on additional EMIs, in relation to your current income. Naturally, lower the current balance, the better the chance of your loan getting approved.
  
  
• Attribute 3: New Credit Facilities If a loan provider observes that you have recently been sanctioned a number of new credit facilities, it would mean that your monthly outflow in terms of EMIs, are likely to have increased. Hence, it may have a negative impact on your loan application.
  
  
• Attribute 4: A number of new Enquiries If you have applied for a number of loans in the recent past, the chances of your loan getting approved are likely to suffer. Simply because, this credit behaviour indicates that you are “Credit Hungry” and in an urgent need of money. It is likely to make Loan providers more cautious while evaluating your credit application.

If you are planning to apply for any sort of credit facility for a purchase (home or car) in the near future, it is imperative to check your CIBIL credit report 2-3 times each year and ensure that your ‘Reputational Collateral’ is reflected accurately. This will provide you with access to credit faster and at better terms. Rest assured; that Enquiries are not added to your CIBIL credit report when you purchase one directly from a CIBIL.

As CIBIL is debarred now in Mumbai and it will soon be darred in India :
because all acts of CIBIL is deberately done by banks.

2nd my name is placed in cibil and If I need to get my own data I have to pay CIBIL.

ISNT IT FUNNY THAT I HAVE TO PAY TO GET SOME DATA UPDATED BY SOME WEBSITE that too without my consent and Knowledge.

so if some guy in the bank doesnt like me , he can upload any detail of mine saying iam defaulter and i have to pay a price for it.
isnt it foolish . and to get the data of what someone has uploaded in my name ., I have to pay Rs.400 to CIBIL.

THIS IS UNFAIR.

CONSUMERS we have all to Boycott CIBIL AND FIGHT AGAINST THIS INJUSTICE.

Hello rajveer singh

You are against to CIBIL. ? in some cases i will support you.

"

but here in this all ,don't support dirty online Agents who has no physical information .
really if you required to go Agents/Brokers
First inquiry about him. take his identity like PAN Card, Passport Number , Voter card etc..

Please check his Company Official email,and company communication address with Land line lumber.

i agree there are some good Firms in india. but please take care of online fraud agents.

Your Credit Information Bureau (Cibil) credit information report(CIR), other than your income, is the single most important tool used by a lender to evaluate your application for any loan or credit card application. Naturally, it's important that you understand your Cibil CIR and what it takes to maintain a credit history, so that it is viewed favorably by lenders.
We providing assistance on behalf of the client to get CIBIL report.
Please not we neither working on behalf of CIBIL nor any other government department.
We are Independent financial advisors.
Our services includes
1. Assisting for applying CIBIL reports
2. Helping for CIBIL report correction
3. Assisting getting loans from nationalised or private banks or NBFCs
4. Representing CIBIL issues and other matters to client's bank
5. Fighting for getting NOC or NO DUE CERTIFICATE from banks on behalf of client after settling account
6. Liasioning between Bank and Client to sort out the matter of credit cards or loans
or more information please visit at https://www.cibil.com

NOTE: CIBIL REPORT IS STRICTLY PRIVATE AND CONFIDENTIAL DOCUMENT NEVER DISCLOSE TO ANY ONE
We are not providing any free services but advising professionally and result oriented.
Ph: 079-65498941 079-40099917 09687967770
Mail : veritastheteam.smile777@gmail.com
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Dear Sir/Madam,

I have had applied for Barcklay Credit card but never received the card. I always get calls from Barcklay bank to pay credit bill and also lodged complaint in their customer care that i never received and used card but no use. I have informed them many times that i never received card and so not used it. Please stop that calls. Please.............(savitakhadse@gmail.com)

I had taken commercial loan in 2005 from HDFC Bank which was duly paid in the due time. However in between there was a delay in payment of about 4 instalments for 8-10 days. I have come to know that my name is there in CIBIL which I wan't to get it removed. Kindly do the needful.
Regards.