For the Japanese, regardless of whether you choose option one or two, you are required you to pay the entire balance on your credit card each month. A charge card has to be paid off in full every month, a credit card doesn’t – the author seems to be using the two terms interchangeably, which they are not. The cashier recounted to me in Japanese each item she rang up, not that I understood what she was saying. Obviously she realized this because when it came time to announce the total, she smiled politely and turned the display around for me to see the price. I handed her my credit card.
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