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Cheating by HDFC credit card Department

This is a discussion on Cheating by HDFC credit card Department within the Credit Card forums, part of the Loan category; Sir I have only been told about the 3.5% charges & not any charges. I am not making the additional ...

  1. #1
    Unregistered Guest

    Default Cheating by HDFC credit card Department

    Sir I have only been told about the 3.5% charges & not any charges. I am
    not making the additional payment stated below As part of a regulatory
    compliance , the markup charges similar to all other Fees & Charges will
    also be levied with Service Tax and Cess. In-line with the above
    regulation , all Foreign Currency transactions which are posted to the
    card accounts from 01st May'07 onwards will be levied with a Service Tax
    & Cess. Incase if there are multiple foreign currency transactions
    posted during the month , then markup amounts across the multiple
    transactions would be cumulated and Service Tax will be applied @ 12%
    and cess @ 3%. Secondly calling your customer care people is a waste
    of time. They give me wrong information or are unable to solve my
    problem & tell me that they will give a call back but till date I have
    not received any call from them due to which I had to write a mail to
    your head office. I was having an excess lying in my credit card & I
    called your customer care & they told me we do not give statements if an
    excess amount is lying. If they had to charge me even one rupee they
    would have sent me the statement and if I did not make the payment of
    one rupee they would add finance charges This is the last time I am
    replying to your mail I have wasted money & time communicating with you
    through email & phone I would also like to point out that the $15
    refund was done by the seller because he realized that he had
    overcharged me & leaving feedback on the site is very important for his
    business. In this case I could have left negative feedback. I had
    no intention of spoiling his goodwill & reputation which he had built in
    the market so he did the correct thing by resolving the matter amongst
    us instead of taking it to the next level In your case I feel you do
    not have any reputation that is why you are continuously harassing me &
    not resolving the problem I will not be making the extra charges levied
    on me & want to be compensated Rs3000. I am not making any payment to
    you. You should either train your customer care people properly or if
    they commit a mistake then those additional charges which you are trying
    to take out from me should be deducted from their salary for not sharing
    the information properly I would never have used your credit card for
    international transactions had I known these additional charges would be
    levied on me. Other credit cards are not charging these additional
    charges ADITYA AGRAWAL

  2. #2
    Unregistered Guest

    Default Harrassement by HDFC Credit Card Department (Kandivali Branch - Mumbai)

    My name is Beryl Pais and I had a very bad experience with the credit card section (Kandivali Branch). I was supposed to deposit a large amount in my HDFC savings account, but in error I deposited the amount in my HDFC credit card. I called a series of people in the credit card department who gave me a tough time in transferring my amount. I am also a good customer and I am never delinquent in my payments, be it with small amounts or large amounts.

    I was told by Tejal, one of the managers that the department analyst, forgot about my request and took 4 days to send it for processing. I was in goa and was on std calls, but still I kept calling them up, telling them to hurry, but the analyst lied to me that they have sent the cheque for processing. When ever I called them, they did not have any answer and used to tell me that they would call me in 1hr or tomorrow but never did they call. The next day when I used to call them up, they had the audacity to tell me once again that they would call me and let me know the status. How unprofessional. When I call up the managers Sonal Bajaj, Sunil Alwaris and Tejal used to take nearly 10 mins to come on the phone, in spite of me telling them that I was in Goa on an STD call. I frequently asked them to transfer my calls to the head of the department – Mervin Fernandes, but all managers including analyst kept lying to me that he is in a meeting. I was insistent in speaking to Mervin, so I kept calling up, but they would not give me. It is when I told them that if my amount was not transferred then I would report it to Mumbai Mirror.

    Calling them every day was of no use. The managers kept lying to me for nearly 10 days (Saturday and Sunday excluding). They kept promising me and never did what they said.
    Finally, on the 10th day, I had to pressurize them to transfer my amount, that is when Tejal – manager, told me that the analyst had slept on my case and not only that had sent the wrong account number to Chennai and that is why the delay. It is shocking that the managers did not know for nearly 6 days that the account number was wrong.

    My case was slept on then
    Wrong account number was given to the Chennai Branch,
    My telephone calls were not attended after a keeping me for at least 10min (STD calls)
    Not transferring the calls to head of the department
    None of the managers had to courtesy to call me back even after they promised to call me back,
    Initially none of the managers spoke the truth about why the delay was.
    After I kept calling them, pushing them to do my job, telling them that I would put it on Mumbai Mirror that is when they started my work.


    This experience had a traumatizing effect on me. I am shocked at the way the managers behave to customers and especially to good customers. This only shows the Bank is not really interested in Customer Satisfaction.

  3. #3
    Unregistered Guest

    Default My Credit Card account closed

    Credit Card Number:- 4346 7710 1038 2233

    Dear Sir / Madam:
    I am paying my all outstanding payment on13/10/2010 by cash at HDFC BANK ANDHERI WEST BRANCH BEFORE DEPOSIT CASH I TALKING CUSTOMER CARE (SWEETA)

    on 13/10/2010 made a request by telephone to have my account closed. This letter confirms that request. Any updates to my credit report should reflect the account was closed at my request.

    Please send confirmation the account was closed.

    MOBILE NO-:09619101718
    EMAIL -: manoj_g01@yahoo.co.in , mala_g01@yahoo.co.in

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