Dear Sir/Madam,

I am MANOJ KUMAR SHARMA from jaipur , i have taken a credit cards form HSBC BANK Card No Number4476 9299 8847 5288.Which was totally closed(full and final settlement done 20/08/2009) the bank has issued me a full and final settlement letter Ref:FFS\CPD\NWOFF\JPR\ANM\PAWANPUTRA\12082009\1156
Now the problem is my name is defaulter list in CIBIL report. Because I am not able to get any loan from bank. I am already discussed with CIBIL and HSBC BANK.But Bank is saying we can't modify any information in the database without the concerned member confirming the same. It is responsibility of the concerned member to submit correct,updated and accurate credit information to CIBIL.

I am already informed to HSBC BANK. But still it is not updated to CIBIL.

Please give suggestion for my problem.and what is my next step.

Regards
MANOJ KUMAR SHARMA
Ph:9928666116
email id:manojkumar.sharma@videoconmobiles.com