Hi,
I use to have a SCB credit card(5546232900268052). The whole story is like this. I made full payment. ThenI came to know that
there are late payment charges worth Rs. 800 which I disagreed to pay. Nearly a year later they called me
up and told that the amount has become Rs.4250 and if I dont pay this amount , my name will be reflected in
CIBIL ( which will not allow me to get any kind of loans). This is considered kind of a threat ( because I was
not having nay options left ) and paid the money i.e. 4250 on 25.2.10.They gave me two settlement letter stating
that on payment of this amount my name will be delete form their Satyam database within 20 working days
and removed from CIBIL within 60 working days. Last week i.e. 17.4. 10 my Personal Loan got rejected due
to my name in CIBIL. I checked with SCB and found that they still didnt removed my name from CIBIL
and some Rs.130 is peding is my account. I didnt get the adequate supprt from the Customer Care ( they
kept on telling that the concerened department will get back to you ). I have all the documents which include
their settelement letter and it states my account is zeroised and i have paid Rs.4250 ( i hold the receipt)

Please let me know if i can take any legal action because i think this is a kind of consumer harrasement and
i suffered (my loan got rejected) .Please advise what possible things can I do. This is simply Bank's neglegency.


Thanks,
Sandip Saha