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ICICI Credit card are thieves

This is a discussion on ICICI Credit card are thieves within the Credit Card forums, part of the Loan category; I used to be a loyal customer and used to pay my dues on time. Except once when I made ...

  1. #1
    kronosaphrodite is offline Junior Member
    Join Date
    Apr 2010
    Posts
    2

    Default ICICI Credit card are thieves

    I used to be a loyal customer and used to pay my dues on time. Except once when I made a mistake by paying a wrong amount. When I realised I informed them and instead of rectifying, they gave me double credit for the payment I made. Then they kept charging me interest. And I suffered for 6 months with the payment guys calling me and numerous calls to the customer care department for clarifying the issue. They even auto debited 5000 bucks towards dues from my ICICI bank a/c because of which my other ECS linked to the a/c bounced and I had to pay fine for it.

    After a year finally they reversed all interest charged because they knew it was their fault.
    They also black-listed me because I refused to pay till my a/c was sorted properly.

    I had mentioned in the customer care calls that I am ready to pay whatever I owe ICICI only if the accounts are settled properly and have paid whatever the customer service executive asked me to pay. After tha payments were made the customer care executive has clearly mentioned I do not owe anything more to the bank. But then next month onwards I am again charged for previous purchases and when I demand for those calls to be produced to me, they decline and say I have no rights.

    I have been subjected to so much of mental agony. And now I am unable to take any other credit card because of thier black listing. I want ICICI bank to compensate for this and dig into my case so that they will come to know how incompetant thie customer care department is.

  2. #2
    ICICI Bank Care is offline Senior Member
    Join Date
    Sep 2009
    Posts
    1,279

    Default

    Hi,

    We are sorry to hear about your experience. If you can write to us with your contact details and credit card number at care@icicibank.com (Subject line: UID 343667), we'll be glad to contact you and address your issue.

    Regards,
    ICICI Customer Service Team.

    Quote Originally Posted by kronosaphrodite View Post
    I used to be a loyal customer and used to pay my dues on time. Except once when I made a mistake by paying a wrong amount. When I realised I informed them and instead of rectifying, they gave me double credit for the payment I made. Then they kept charging me interest. And I suffered for 6 months with the payment guys calling me and numerous calls to the customer care department for clarifying the issue. They even auto debited 5000 bucks towards dues from my ICICI bank a/c because of which my other ECS linked to the a/c bounced and I had to pay fine for it.

    After a year finally they reversed all interest charged because they knew it was their fault.
    They also black-listed me because I refused to pay till my a/c was sorted properly.

    I had mentioned in the customer care calls that I am ready to pay whatever I owe ICICI only if the accounts are settled properly and have paid whatever the customer service executive asked me to pay. After tha payments were made the customer care executive has clearly mentioned I do not owe anything more to the bank. But then next month onwards I am again charged for previous purchases and when I demand for those calls to be produced to me, they decline and say I have no rights.

    I have been subjected to so much of mental agony. And now I am unable to take any other credit card because of thier black listing. I want ICICI bank to compensate for this and dig into my case so that they will come to know how incompetant thie customer care department is.

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