To
The Head-Card Division,
HDFC Bank Ltd.

Dear Sir/Madam,

Regarding Credit Card Application Ref. No.: 10022816388380s2

I would like to inform you that few days back I happened to receive a call from your credit card department and they have informed me that your bank will be providing me a credit card and they have collected the necessary documents from me for the same. Then after Verification and all is over.then after some time i contacted to your customer care and they informed verbally that you have declined my application.
But regret to say that I am not able to understand about your stand because this has happened second time when you declined my application.
Kindly note that:
• I am Passport holder issued by Govt. of India.
• I am working as an Deputy Engineer in a PSU under ministry of defence.
• I have provided you all the related documents required for issuing a credit card.
• Also as confirmed by your official that as per my documents I will be applicable in your criteria.

Sir, out of curiosity I shall like to know that without of any authenticity all these things have happen. Hence, I would like to request you to do the needful and trust me that whatever documents I have provided you are true.
Lastly one more request to you that if your bank will not be able to provide/trust me to issue the card so please don’t waste the time for other people un necessarily and providing a curiosity.

Awaiting for your early reply and needful action is highly appreciable.

Thanks and Regards,
Rajeev kumar gangwar