When I was jobless in India, I worked for these recovery agencies for 1 year and I know very well how they work. But this case is totally fraud case. Now days dead debt frauds are running. They obtain dead debts lists from bank. They illegally get your mobile nos. from mobile company or in your case from their links in airport authority . In India these illegal things are cheaply available, any Tom Harry can get it! They make people afraid in the name of lok adalat. Search few threads on this site and you will come to know about their frauds. Do not ever give them cash, either through western union. They gonna 100% run away with your cash. Even if you pay them now, again after some day another fraud guy will approach you. Are you going to pay life long? and without any permanent cure. Now since you are in Gulf, tell them that u will be more than happy to fight case against them in India through ur lawyer. They say police helped them to get your contact nos. They are 101% frauds. Police never involves in bank recovery cases. Because police never treats defaulters as a dacoit or criminal. Nobody on this earth can get arrest warrant from court for a bank loan defaulter case. OK! My advise to you is : Be a Man & tell them to DO WHAT EVER THEY WANT TO DO and they will disappear, because in this case, they are fruad. You might be knowing that in Gulf no one can even touch your hair, the laws are so strict and more over this is the case from India and not gulf. S. Khan, Detroit.