When I was jobless in India, I worked for these recovery agencies for 1 year and I know very well how they work. But this case is totally fraud case. Now days dead debt frauds are running. They obtain dead debts lists from bank. They illegally get your mobile nos. from mobile company or in your case from their links in airport authority . In India these illegal things are cheaply available, any Tom Harry can get it! They make people afraid in the name of lok adalat. Search few threads on this site and you will come to know about their frauds. Do not ever give them cash, either through western union. They gonna 100% run away with your cash. Even if you pay them now, again after some day another fraud guy will approach you. Are you going to pay life long? and without any permanent cure. Now since you are in Gulf, tell them that u will be more than happy to fight case against them in India through ur lawyer. They say police helped them to get your contact nos. They are 101% frauds. Police never involves in bank recovery cases. Because police never treats defaulters as a dacoit or criminal. Nobody on this earth can get arrest warrant from court for a bank loan defaulter case. OK! My advise to you is : Be a Man & tell them to DO WHAT EVER THEY WANT TO DO and they will disappear, because in this case, they are fruad. You might be knowing that in Gulf no one can even touch your hair, the laws are so strict and more over this is the case from India and not gulf. S. Khan, Detroit.

3 years* TIME DURATION

Thanks all for the reply.

One more question, regarding the same issue, as Advo. Sonia said 3 years is the max. time, when they can file a claim in court. I want to ask, I myself didnt recieve or signed any notice from court/bank. But i am not sure if my tenant recieved any in my absence ( though they never gave me any and now they are not there, so i cant ask them), SO will it be considered as served (if they sent any within 3 years of date of nonpayment) and it will be assumed that i recieved that notice and they can now go ahead with their case? pls clarify. Thanks.

Thanks all for your reply. One more question, regarding the same issue, as Advo. sonia said 3 years is the max. time, when they can file a claim in court. I want to ask, I myself didnt recieve or signed any notice from court/bank. But i am not sure if my tenant recieved any in my absence ( though they never gave me any and now they are not there, so i cant ask them), SO will it be considered as served (if they sent any within 3 years of date of nonpayment) and it will be assumed that i recieved that notice and they can now go ahead with their case? pls clarify. Thanks.

I was working in a call center and at that time i have an account in one bank and that bank have given me credit card on my account bases and now i am not working as i quit my job and started studing but in that time i use my credit card and now i dont have money to make a payment.. One more reason for not making payment is my process got shut and the i was asked to leave

Can they file a case on me...

One of my close friend has left Hyderabad - India with unpaid bank loan, which he realised at later stage.

Due to crisis he lost job in Dubai. Since then he couldn’t able to re-pay loan whose interest was exorbitant. Bank official sending him mails without any court detail that he should be produced before court for summons and in any case it’s not possible for him to go back to india to attend case.

Does personal loan defaulter cases produced in court and will be issued police warrant for non appearing court?

In case court issues a warrant against him. Then will he be caught by Airport immigration or their city police.

Please kindly advice.

Regards,
Mohammad

Dear advisor,

I left Hyderabad - India with some unpaid bank loan, which i realised at later stage. I last paid in 2005 , about 3.4 lakhs due.

Due to crisis I lost job in Dubai. Since then i couldn’t able to re-pay loan whose interest was exorbitant. Bank official sent mail in December of 2010 without any court detail that i should be produced before court for summons and in any case it’s not possible for me to go back to india to attend case.

Does personal loan defaulter cases produced in court and will be issued police warrant for non appearing court?

Incase court issues a warrant against me, Then will i be caught by Airport immigration or city police?

Please kindly advice.

Thanks & Regards,
Vijay Kumar

i was in dubai for few years but after recession i lost my job. Its been 1 year now. Can the bank from dubai file a case in india. Also i got a call from delhi , they did not tell me what the issue was to my parents , they said they have intimated to the local police.
People can you help me on this matter

you can email me keganjack@yahoo.com

Regards
Kegan

Please note: there is time limits for each case.
Many a times , persons who borrow dont end up closing the file in a legallyapprpriate manner.
Later 1 by 1 skeletons come out and trouble the borrower.
So now is the time you need to act and close the loan fil,es in a legally approriate manner.
for legal assistance call: dr.b.n.soans at : 09245201687

Originally Posted by Unregistered

i was in dubai for few years but after recession i lost my job. Its been 1 year now. Can the bank from dubai file a case in india. Also i got a call from delhi , they did not tell me what the issue was to my parents , they said they have intimated to the local police.
People can you help me on this matter

you can email me keganjack@yahoo.com

Regards
Kegan

Dear madam/sir

sbi credit card send me notice through advocate , even though i hv paid all amount in 2002. Now almost 8 years has been passed . Now they are asking interest . Where i hv not used card for last 8 years. They say your card is activie and its not cancel. In 2002 , when i paid all amount and i clearly told them cancel my card.i hv not got any statement from them.
Now they have issued a notice through advocate.

Pl advice me.

I have a personal loan which I have stopped paying one year back due to unemployement. Now i am in Dubai started working again. Now the bank people have come to my home and they are creating problems and even they got my number and called me to say i have a summons on my name. If i dont oay the debt in one week they will file a case and they will even contact embassy, according to them.

What is the law side in this? Can i go for a partial settlement? Can they approach Indian Embassy over here? What will be the consequence then?

Pls help

Guys,these bank people will do anything to collect the dues from us. i had a credit card and i was not able to pay during the recession period but those people started calling me to my office and to my higher officials and started fighting with them for offering me a job in their company. they continuously called me and one guy started scolding with bad words. I went to the bank but they are telling me no one is working there in that name.they mentally harassed me to the core and got the settlement from me. so be careful with these people