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Removal of name from CIBIL List - ICICI Bank Credit card

This is a discussion on Removal of name from CIBIL List - ICICI Bank Credit card within the Credit Card forums, part of the Loan category; Dear Sir, I was holding an ICICI Bank Credit Card, wherein I indulged into a problem of a over billing ...

  1. #1
    Ishaq is offline Junior Member
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    Default Removal of name from CIBIL List - ICICI Bank Credit card

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ID:	5313Dear Sir,

    I was holding an ICICI Bank Credit Card, wherein I indulged into a problem of a over billing transaction. After series of communications and meeting many ICICI Bank Branch officials the issue was resolved after 1.5 to 2 Years and I have received a letter of no dues in 2009 May.

    Recently I have understood from other banks that my name is in CIBIL Defaulter List and my applications got rejected due to that.

    I am sorry to say 'Because of inefficiency in Bank processes' do I need to face these problems? OR Did I made a mistake to becoming ICICI Bank Customer? I don't understand.

    Please suggest me how to penalize this bank. AND to get resolved from CIBIL's Defaulter List.

    Regards,

    Md. Ishaq - Mobile : 9849173428 (Hyderabad)

  2. #2
    ICICI Bank Care is offline Senior Member
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    Default

    Hi Ishaq,

    We apologize for the inconvenience faced by you. We will contact you shortly and help rectify the matter.

    Regards,
    ICICI Customer Service Team

  3. #3
    Ishaq is offline Junior Member
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    Hi,

    This is what the communication received from the customer care... But till now I haven't received any clearence or communication.... Why are you guys playing with my life..... I don't understand.

    Regards
    Ishaq


    Dear Mr. Ishaq,

    We acknowledge receipt of your complaint regarding your ICICI Bank Credit Card.

    Further to our telephonic conversation of March 24, 2010, the complaint has been registered vide Service Reference Number SR136693191.

    We understand that you have the following complaint:

    a. Updation of Credit Information Bureau (India) Limited (CIBIL) records.

    We are looking into the complaint and will revert to you on or before March 30, 2010.

    Sincerely,

    Arunjyothi E
    Office of Head Service Quality







    Quote Originally Posted by ICICI Bank Care View Post
    Hi Ishaq,

    We apologize for the inconvenience faced by you. We will contact you shortly and help rectify the matter.

    Regards,
    ICICI Customer Service Team
    Last edited by Ishaq; 04-26-2010 at 06:48 PM.

  4. #4
    anil singh chauhan Guest

    Default Remove the name from cibil list

    Respected sir ;
    my name is anil singh chauhan,i was used a credit card issuing by the icici bank no 4477466632303011. from last one year no statement provide me the bank on my . residancial add . and thay gave a email statement on another user id from last one year . in feb one collection agency contact me and said that i pay a money of rs 18900 . and thay setteled the amount of whole. thay tell me that my outstanding was rs .21000 approx . i gave him the cheque of rs 9450 each for two month installment basis . but thay dont tell me that in this process i am listed as a defaulter list in cibil. after that i contact with icici bank customer care thay tell me the truth . i offer the icici bank to pay the whole amont of my credit card but thay ignore my request . thay tell me that my ourstadind was rs , 38000 rs approx. i offer him to pay the 20000 rs more and request them to remove my name from cibil defaulter list . so plz now tell me that what i can do now ? and plz remove my name from the defaulter list on urgent basis . i am ready to pay the balance money in one shot .

    thanking you
    anil singh chauhan
    mob no .9650045358

  5. #5
    Unregistered Guest

    Default Requested to clear the my name from defaulter list in the CIBIL report

    Dear sir,

    I have been used a credit card 5 years before, after so many communications and requisition made it with ICICI bank officials, i made a payment around 12500/- and hence they assured me the issue has been closed. but after several month the people are calling me and said to settle the card.

    i didn't have any communications with ICICI bank credit cards, henceforth please clear the list immediately from the CIBIL report.

    Thanks and regards,

    s.sureshbabu
    8940729087

  6. #6
    Unregistered Guest

    Default got my name removed

    Thanks to Mr .Ronit sharma for removing my name from cibil list. i am very thankful to him. he was very helpfull
    he just take his fees and he sends the updates to cibil.
    thanks to him a lot.
    If anybody want to remove his/her name from cibil list.he/she can contact to Mr.Ronit Sharma

    Rajat malhotra
    +919899950579

  7. #7
    Unregistered Guest

    Default got my name removed from cibil

    Thanks to Mr .ronit sharma for removing my name from cibil. he is a very nice person he just take his fees and get all the things done by him
    he handles all your problem and your name will be removed in 3 months
    if anybody want to remove his/her name from cibil repots can contact Ronit Sharma.

    Rajat malhotra
    +919899950579

  8. #8
    ramchand.m is offline Junior Member
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    Post Removal of Name from CIBIL List

    Dear Team,

    This with refernce to my ICICI CREDIT CARD NO: 4477462240268001 has been misbilled by forciebly deducting amount of 5000 rupess from my credit card by issuing ICICI Health card.How ever with all the fines and service charges they made it to 7100/- rs and the same amount has been paid and ICICI has issued with receipt no:1002849747 at SAIFABAD branch on 10.02.2010.

    I applied recently for Housing Loan was very much wondering to know that my name was updated in CIBIL.Iam a customer of various private as well Govt Banks but was very much surprised with abnormal behaviour and way of response towards customers from ICICI Bank officials.I request ICICI Bank Team to kindly issue NOC / No due certificate and clear my name from CIBIL list.

    Hope will get prompt response from ICICI BANK officials.


    Kind Regards,
    Ram.
    +91-9247234001
    Hyderabad.

  9. #9
    sen_palas is offline Junior Member
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    Post Remove my name from CIBIL Report

    Dear Sir/Madam,I was using the ICICI Bank Credit Card ending #5176 5370 8900 7007. I have made all the payments on Feb 2010 and closed the card. I didn't surrender, I have closed the card by paying all the outstanding amount. Also got the No Overdue Certificate letter from the bank on August 2010. Now I am going for the Home loan and when they take the CIBIL report of mine, in the report it is showing as the overdue of amount 6030 and current balance as 67,740 on my ICICI credit card. But there were no overdue in my card and the NOC letter is the proof. Because of this CIBIL issue my loan is getting delayed and causing un-necessary tension. So I called the ICICI Bank collection department and Sagar from the department also verified my CIBIL report, he too confirmed that the overdue amount is being showed there. He apologized and raised the request to the CIBIL department to correct the wrong information. Here is the request #SR209478379. I have been maintaining the relationship with ICICIBank for more than 7 years and I need this favour from bank, so that my home loan will be approved. I have been sending mail to customer.care@icicibank.com but no response from their end, even an acknowledgement email saying my email reached. I am really upset with how the bank behaves to me and without any of my fault I am into the trouble.Attached the NOC Letter issued by the bank.MEMBER: ICICI BANKCREDIT CARD INDIVIDUALSUIT FILED / WILFUL DEFAULT:WRITTEN-OFF AND SETTLED STATUS:DATES: (OPEN) 31-12-2008 (LAST) 12-11-2009 (CLOSE)HIGH CR/SANCT AMT CURRENT BALANCE AMOUNT OVERDUE68,199 67,740 6,030CREDIT LIMIT CASH LIMIT EMI AMTKind Regards,Sanjaysen Palashsen.
    Attached Thumbnails Attached Thumbnails Removal of name from CIBIL List - ICICI Bank Credit card-icici_bank_cc_noc_letter.jpg  
    Last edited by sen_palas; 01-18-2012 at 04:29 PM. Reason: Updated the spell mistakes in Title

  10. #10
    rajdlima is offline Junior Member
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    Default removal of name from cibil

    Dear sir

    i am a defaullter in cc and my financial condition is not so good to settle the dues and i came to know even after settelling the due the name exist in cibil. so kindly suggest how to remove the name from cibil

  11. #11
    ICICI Bank Care is offline Senior Member
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    Default

    Hi sen_palas,

    We are sorry to hear about your experience. We have made a note of your credit card number. We'll contact you and work to address your issue at the earliest.

    Regards,
    ICICI Bank Customer Service Team

  12. #12
    sen_palas is offline Junior Member
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    Default Remove my name from CIBIL Report

    Hi,

    Thanks to Sanjay Singh (Customer Service Manager) who taken my request and followed up with the CIBIL department to correct the wrong information. He also aknowledged me the status of my request. I got the personal CIBIL report from cibil.com to verify the information and to my surprise I could see the correct information in the report. Thanks to ICICI Bank and consumercourt.in.

    Kind Regards,
    Sanjaysen Palashsen.

  13. #13
    veritastheteam is offline Senior Member
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    Default

    cibil report help and advice call 079-40099917,09687967770
    veritas.smeet@gmail.com

  14. #14
    aashishdas is offline Junior Member
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    Default Removal of name from cibil report.

    I was using a ABNAMRO CC in 2005-2006, initially it was good but all of a sudden after year they charge me a annual fee and which i refused to pay, as while issue they told me that there is no charge/fee for this card,
    now my name is still refelcting in the cibil record, can any one give me procedure to clear the name as i want to remove my name from bad cibil record,

    Regards,

    Ashish

    aashishdas@yahoo.co.in.

  15. #15
    angelique is offline Junior Member
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    We are a debt management company which is the only iso certified company in india to service issues with regards to cibil and settlement of cc and pl, we are also partners withe cibil and can have your score upgraded together with an analysis and help you get a loan please contact 9632220237

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