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Icici false card mapping affects my credit history for new loans

This is a discussion on Icici false card mapping affects my credit history for new loans within the Credit Card forums, part of the Loan category; Hi, I had recieved a statement of a credit card 4477 XXXX XXXX 5000 which was never recieved by me. ...

  1. #1
    be_chandu is offline Junior Member
    Join Date
    Mar 2010
    Posts
    1

    Default Icici false card mapping affects my credit history for new loans

    Hi,

    I had recieved a statement of a credit card 4477 XXXX XXXX 5000 which was never recieved by me.
    I raised a complaint and fought for 6 months and at last the bank came to a conculsion that the card was never issued to me. They also sent a letter stated that the card doesnot belong to me.

    A week back i have applied for CAR LOAN in an BANK, they checked my CIBIL report and found that the above card was linked to my report as blocked with outstanding amount. I don't know why it was linked to my CIBIL report after sending me confirmation letter stating that the card was never sent to me?

    I have sent lot of emails to the bank, but no one responds or takes neccessary action to clear.

    This is affecting my Credit History.

    Please advise me how to move forward and get the things done.

    regards
    chandu.

  2. #2
    ICICI Bank Care is offline Senior Member
    Join Date
    Sep 2009
    Posts
    1,279

    Default

    Hi,

    We apologise for the inconvenience caused to you.
    Please email us with your contact details and credit card number at care@icicibank.com (Subject line: UID 294684). We'll contact you and work to address your issue.

    Regards,
    ICICI Customer Service Team.

    Quote Originally Posted by be_chandu View Post
    Hi,

    I had recieved a statement of a credit card 4477 XXXX XXXX 5000 which was never recieved by me.
    I raised a complaint and fought for 6 months and at last the bank came to a conculsion that the card was never issued to me. They also sent a letter stated that the card doesnot belong to me.

    A week back i have applied for CAR LOAN in an BANK, they checked my CIBIL report and found that the above card was linked to my report as blocked with outstanding amount. I don't know why it was linked to my CIBIL report after sending me confirmation letter stating that the card was never sent to me?

    I have sent lot of emails to the bank, but no one responds or takes neccessary action to clear.

    This is affecting my Credit History.

    Please advise me how to move forward and get the things done.

    regards
    chandu.

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