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Complaint Against SBI Credit Card

This is a discussion on Complaint Against SBI Credit Card within the Credit Card forums, part of the Loan category; Dear Sir, This is to raise complaint against SBI Credit Card for harassment and willingness to get money by fraud. ...

  1. #1
    rohitkumarpal is offline Junior Member
    Join Date
    Dec 2009
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    2

    Default Complaint Against SBI Credit Card

    Dear Sir,

    This is to raise complaint against SBI Credit Card for harassment and willingness to get money by fraud.
    I applied for Card in year 2006 and got the card without hassle. After one month I received a statement showing transaction of some Insurance Policy from Royal Sundaram. I was not aware of such policy and I tried to reach customer care, found some policy has been attached to my card without intimating me.
    Also I found the personal information they have of mine is wrong like date of birth, mother maiden name etc. The executive from customer care told me the excuse of data entry problem.
    I asked several times on customer care that how this can be rectified, the only way they told me to pay the outstanding. But why should I pay when I have not made any requisition for any policy.
    Later I started receiving call from collection department and they always tried to harass me.
    Now I want justice, why should I pay that Insurance amount.

    I request you to take necessary action so that I should not be harassed anymore.
    My Card No : 4006 6760 1722 9132


    Regds
    Rohit Pal

  2. #2
    Tanu's Avatar
    Tanu is offline Senior Member
    Join Date
    Sep 2008
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    447

    Default

    Hello,

    We have gone through your complaint and suggest you to send a written notice via registered post at the below mentioned address to the CMD of the SBI (keep one copy with you), mention all the details in it and ask them for the solution in written within the mentioned time.

    Visit: Notice before filing consumer complaint for notice reference.

    State Bank of India

    Chairman & Managing Director, State Bank of India,
    State Bank Bhavan, 4th Floor Madam Cama Road, Nariman Point,
    Mumbai, MAHARASHTRA – 400021.

    If still have a question then feel free to contact us again.

  3. #3
    adv.singh is offline Senior Member
    Join Date
    Jan 2010
    Posts
    2,004

    Default Complaint Against SBI Credit Card

    Dear s/m

    I need seriously help and advice from right sources.

    I was a user of SBI credit card some 3 yrs back. In May '07 I had paid my
    full SBI statement amount and had cleared the account. Later had sent a mail
    to SBI to close the account.

    Now its 3 yrs up the SBI Credit Card leagal department are calling me up and
    asking me to pay a sum of 3000.00

    On asking them the reason they say you have to pay a processing fee of
    129.00 Per month even if you dont use the card. so in 3 yrs it has
    accumulated a sum of 3000.00.

    I dont understand when I had requested them to close the account how come
    the customer care people did not tell me about it.

    Today for not fault and mistake these people are charging me 3000.00 Rs.

    I need a serious suggession and help on how I can solve this problem without
    paying my non-fault amount.

    Hoping to hear from some serious helpers.

    Thanks

  4. #4
    rohitkumarpal is offline Junior Member
    Join Date
    Dec 2009
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    2

    Default

    Hi wrote a mail to chairmansbi.customer@sbi.co.in and dgm.customer@sbi.co.in on 4th Feb but didn't get any response. Also sent a reminder to them but in vain.
    Pls suggest.

  5. #5
    dalip.kumar52@yahoo.com Guest

    Default complaint against sbi card

    MY CARD DETAILS IS BELOW, THE DUES WHICH SETTLED IN THE YEAR 2004BUT STILL I RECEIVED CALL AND EVERYTIME CALLER FROM YOUR SITE IS THREATNING ME THAT I HAVE TO PAY DUES, I AM ENCLOSING THE ONE TIME SETTLEMENT RECEIPT FOR YOUR READY REFERENCE. AND I REQUEST YOU THIS TYPE THREATNING . my card no is4006661058027991 . I had settel all the dues on 7/10/2004 by paying rs 575. i has not received settlement letter untill now . now neha inform me on telephone that Rs 16000/- still pending against me . which is incorrect. please correct my account and informe me

  6. #6
    C SUNDARARAMAN is offline Junior Member
    Join Date
    Feb 2012
    Posts
    1

    Default


    C SUNDARARAMAN
    DIMENSIONAL SEC. PVT. LTD.,
    298, CITY ICE BUILDING, IV FLOOR,
    PERIN NARIMAN STREET, FORT
    MUMBAI 400 001
    Mobile No: 9820616615

    To,
    11-07-2011

    Dear Sir,

    Sub: My encash Payment for Rs. 34000/- dated 16-07-2009 by SBI Cheque No: 130404 and the subsequent repayment made by me

    This is reference to your payment of Rs. 34000/- (Thirty Four Thousand rupees only) you have given dated 16-07-2009 and the subsequent payment of Rs. 33000/- I have made to you.
    I have already made the payment of Rs. 33,000/- the details of the payment made is displayed herebelow, and despite that there is discrepancy in your statement issued to me. This is injustice from your part. Whatever payment I have made earlier you have not calculated and charged excess due payments which has hurt me a lot and your dignity as a Largest Nationalized Bank. This is the last and final time I took a Credit Card Loan from you, furthermore don’t try to give offers like this because you are not reliable in any accord.
    Date of Payment Amount Name of the Bank
    07-09-2009 Rs. 4500.00 UNION BANK OF INDIA
    23-09-2009 Rs. 5500.00 UNION BANK OF INDIA
    18-11-2009 Rs. 10000.00 UNION BANK OF INDIA
    23-12-2009 Rs. 5000.00 UNION BANK OF INDIA
    23-01-2010 Rs. 5000.00 UNION BANK OF INDIA
    23-02-2010 Rs. 3000.00 UNION BANK OF INDIA
    TOTAL AMOUNT PAID Rs. 33000.00



    I have also made a rough calculation on the payment due to you, it is approximately Rs. 5608.57 (Enclosed in the attached sheet). Please consider the case on urgent basis and calculate the latest payment due to you so that I can pay you from my end.


    Thanking You,

    Yours faithfully,


    (C SUNDARARAMAN)




    20-07-2011

    Dear Sir,

    Sub: My encash Payment for Rs. 34000/- dated 16-07-2009 by SBI Cheque No: 130404 and the subsequent repayment made by me

    This is reference to your payment of Rs. 34000/- (Thirty Four Thousand rupees only) you have given dated 16-07-2009 and the subsequent payment of Rs. 33000/- I have made to you. Please clarify me where is the amount of Rs. 33000/- I have deposited with U. This is a serious matter and every day since last 1 month your representatives are calling me regularly asking for the dues which is giving your reputation as bad as a GOLD Marwadi Broker who is doing business like this.

    As per my calculation, Please find enclosed payment of Rs. 5700/- final due amount. If I receive any phone calls from U further, I will have to take up the matter with your seniors or filing an FIR in the Police.


    Thanking You,

    Yours faithfully,


    (C SUNDARARAMAN)



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