Dear sir,

i had done settlement of my hdfc credit card on 7/02/2008 with the amount rs. 12500, which i paid to them through cheques. The executive with whom i have done settlement had said that now there is no any due from my side pertaining to this credit card. As we have done mutual settlement.

Now almost after two years, when i have applied for another bank credit card, i have come to know that hdfc had given my info to cibil and the same has not been ractified even after the settlement. Now when i have contacted hdfc customer care department on 5/01/2010 to ask if any amount pending from side for my credit card, they said that my dues are clear and there is no outstanding from my side. Then i asked reason for not removing my name from cibil, then they gave me some other department's number and told me to do followup with them only.

When i called the lady executive on that number, she took another 10 days to inform me the actual reason for not removing my name from cibil. Atlast when i has to lose my patience, she came with new matter that bank has to charge waiver amount fees and once i pay the amount then only my name will get out of cibil list.

It was more shocking after two days when she told me the amount, which is now rs. 17000 i have to pay (for what reason i dont know) and then only i can be thankful to them for removing my name from cibil.

1. My only concern is that at the time of settlement nobody has come front and told me to make any waiver payment, if it has to be.

2. If i have done fair settlement and paid all the amount then why the bank is asking for any waiver fees.

3. Is the bank has started to black mail consumers like us by illegally not removing name from cibil.

Please let me know what can be done with my case.

Thanks and best regards,
mehul modh
9892812845

Sub: Clear/Delete my name from the CIBIL defaulters list which is still unclear till date!!
Dear Sir,
I SHUJAUDDIN SHAHANAWAZ SHAIKH holding the PAN #BDCPS7275M with DOB: 16-06-1970 has been placed as defaulter in your records.
I have already paid off all the dues in full “NO SETTLEMENT” paid full with penalty and interest which were towards me with the reference numbers from CitiFinancial Consumer Finance India Ltd being (Loan Accounts 9609322, 8294194, and 10387173).

As per the letter from CitiFinancial Consumer Finance India Ltd authorities would update to CIBIL from their end. However when escalated the matter to the CitiFinancial Consumer Finance India Ltd authorities also and they assured that it will be done at the earliest.

I kindly request you to please look into the matter and help me withdraw my name from CIBIL defaulters list with immediate effect as it is causing inconvenience to me as I had applied for home loan and my file is held up due to this.

Please help me to delete my name from CIBIL defaulter list or the concerned authority in CIBIL or contact email/number to get in touch to delete my name.
please advise me on my mobile number 9619399206 or my mail msbnindia@gmail.com

i will be highly obliged for your kind help in the above mentioned matter

Hello,

My HSBC credit card was closed after I paid off the amount charged by them 4 months back. My acccount with HSBC was regularized and I received all documents and receipts from them related to the settlement. MY name is still in the CIBIL inspite of requesting them several times to removed this. My loan applications to other banks are being rejected because of this. Please feel free to get in touch with me at shouvik11055@gmail.com or 09000100873 and help me solve this problem.

Thanks,
Shouvik.

I had done a settelment of HDFC credit card at 02/2009 , Before few day I was applied for Personal Loan , but it get rejected , I had asked bank why it is rejected , Bank told me my Name is in CIBIL.
But when I had made settlement of outstanding amount and I had allready the settlement letter as well I had bank statement shows , all cheque are cleared , even then also why HDFC bank entered my Name inCIBIL
My card No was 4346 7810 0292 0908
My PAN No : AKEPB2799K
Date Of Birth 01/06/1978
Full Name : Jalil Ismail Bagwan
Now I had allready applied for Home loan to SBI , and allready paid 20% advance payment to builder , If my name is in CIBIL , my Proposal will get rejected .
Why these banks are cheating to people , at the time of setelement No body from bank told me that settlement makes bad credit report in CIBIL,
Now I am contacting to HDFC Bank but they are diverting me from one department to other department , and telling me you will recive a call from collection department , but I am not reciving any call from 10 days .
I dont know what to do now . How can my name will be removed from CIBIL

Please do some thing for consumer and save people from this Black mailing .

Jalil Bagwan
9922222540
J.automation@hotmail.com

Hi,
This is Nageshwar G.Pandey.I had taken loan from Indian Overseas Bank.I paid all dues but i am not understand how can my name in the defaulter list rather than i paid every installment regularly which was deducted directly from my service account.Still my name in cibil defaulter list.I applied for home loan from HDFC Bank but they aren't issuing loan
due to cibil defaulter.My pan card number is ACEPP2560J.Please reply the further process to remove my name from the defaulter list on ngp_iffco@rediffmail.com & my phone number is +91-9426034269.Please reply me as fast as possible because i will pay the home loan amount to the home concern people.

Regards'
Nageshwar G.Pandey
ngp_iffco@rediffmail.com
+91-9426034269

Hi,
I am R.subramaniyan.I had taken loan from CANARA BANK,PERAMBALUR-621212. I paid all dues but i am not understand how can my name in the defaulter list rather than i paid GOVERNMENT O T S Scheme in at one time settlement.loan closing date 25-06-2009.i was deducted directly from my service account.Still my name in cibil defaulter list.I applied for agriculture loan from AXIS Bank but they aren't issuing loan
due to cibil defaulter.My LOAN number is KCC14370,DL 14371,& ANOTHER TRACTOR&TRILOR LOAN ALSO CLOSED.Please reply the further process to remove my name from the defaulter list. on contact subbu.gounder@yahoo.in & my phone number is +91-9443233237.Please reply me .
Thanking you

Regards'
R.Subramaniyan
subbu.gounder@yahoo.in
+91-9443233237

Hi There,

This is Jaydeep Khirolkar, a barclays credit card (gold) customer, card no. 4339 xxxx xxxx 7944.

In year may 2008 i left india for 5 months, before leaving i had used your this card and the amount left unpaid on this card was Rs. 224, when i was back, i was shocked to see that Barclays people made it more than Rs. 2000 outstanding in my a/c and today it's unbelievably exceeded Rs. 5000. nearabout 2500% of rise.

In the november 2009 people from Barclays recovery department was chasing me for o/s payment on this card, and they asked me to pay Rs. 1000 as FULL & FINAL payment/settlement. they also told me that within 2 days i will have the settlement letter from Barclays and my name from CIBIL will be removed within a month. so i paid them Rs. 1000 on 30/11/2009, but after making payment all these people vanished like i never met them. They did provide me with the receipt for paying Rs.1000 and Barclays too is confirming that they have received Rs. 1000 from them but it is not helping to get loans from any other banks as my name still reflects on CIBIL.

I did contact Barclays through email but their reply is ****ing amazing:

"Dear Mr. Khirolkar,

We refer to your email regarding the settlement of your Barclaycard account.

At the outset, we regret the inconvenience caused to you.

Having investigated at our end, we found that no valid settlement has been offered to your card account.

Please note that there is an outstanding balance of Rs.4,092.79, reflecting on your card account as of now. You are therefore requested to effect payment towards this amount to avoid further levy of charges.

Based on your communication we understand that your interactions with our service representative do not elite a satisfactory response. We have taken note of your complaint and forwarded the same to the concerned department.

For further assistance or clarifications on the matter, please feel free to call us at the Barclaycard Helpline numbers mentioned below.

We trust that this clarifies the matter to your satisfaction.

Yours sincerely,

Customer Service Executive"


Now i ask, Is there anyone who can help me to get a settlement letter from Barclays in exchange of money that i have paid (for Rs. 224 i have paid Rs. 1000) and also take my name out of CIBIL report so in future i won't have any problems getting any kind of credits.

Agency name: Credit Care Associates
Address: 80/commercial chamber, yusuf meher ali road, masjid bunder west, mumbai 400003.

Regards,
Jaydeep Khirolkar
09833909464
jaydeep_khirolkar2000@yahoo.com

I am Prakash Nair. I had HSBC credit card and once i used the card and made full payment on time. they they (Bank) started sending credit card statements alongwith some policy premium. Neither i hve not recieved any policy nor i have not applied for any policy. then after they used to send statements alongwith late fee etc..
atlast, after of several request as well as follows, i had settled the same for Rs. 1000.00. now i am applying for new cards, all are get it rejected by banks only on account of this reason.
where i can load a complaint?

thanks & regards,
Prakash nair

Dear sir,

i had done full payment of my abn amro credit card on 10/07/2008 with the amount rs. 22000/-, which i paid to them through cash. The executive with whom i have done full payment had said that now there is no any due from my side pertaining to this credit card. As we have done mutual .

Now almost after two years, when i have applied for another bank for business lone, i have come to know that abn amro bank had given my info to cibil and the same has not been ractified even after the full payment. Now when i have contacted abn amro bank customer care department , to ask if any amount pending from side for my credit card, they said that my dues are clear and there is no outstanding from my side. Then i asked reason for not removing my name from cibil, then they gave me some other department's number and told me to do followup with them only.

When i called the lady executive on that number, she took another 10 days to inform me the actual reason for not removing my name from cibil. Atlast when i has to lose my patience, she came with new matter that bank has to charge waiver amount fees and once i pay the amount then only my name will get out of cibil list.

It was more shocking after two days when she told me the amount, which is now rs. 35000/- i have to pay (for what reason i dont know) and then only i can be thankful to them for removing my name from cibil.

1. My only concern is that at the time of payment nobody has come front and told me to make any waiver payment, if it has to be.

2. If i have done fair settlement and paid all the amount then why the bank is asking for any waiver fees.

3. Is the bank has started to black mail consumers like us by illegally not removing name from cibil.

Please let me know what can be done with my case.

Thanks and best regards,
murlidhar mohanty
9314516875

Dear Sir,

I , Abhijeet Dey, holding the PAN # AMBPD6746P with DOB: 14-09-1985, has been placed as defaulter in your records.
I have already paid off all the dues in "FULL and FINAL SETTLEMENT” paid full with penalty and interest which were towards me with the reference numbers from ICICI BANK Credit Card no. : 4477-4744-8588-4004 on 16.06.2010, amounting Rs. 44085 by cash .The card limit was of Rs. 42000, and i also did pay some installment prior to this settlement.
When checked t5hrough phone banking, i was told that my card balance has been made zero and i have no dues left.

I have not yet received any settlement letter or even contacted by any of the bank personnel.But, recently when i applied for a loan under my salary account in HDFC bank, i was told that my name has been found in CIBIL DEFAULTER List.
I kindly request you to please look into the matter and help me withdraw my name from CIBIL defaulters list with immediate effect as it is causing inconvenience to me as I had applied for loan and my file is held up due to this.

Please help me to delete my name from CIBIL defaulter list or the concerned authority in CIBIL or contact email/number to get in touch to delete my name.
please advise me on my mobile number: 9163030861 or my mail: abhijeet.dey2007@rediffmail.com

i will be highly obliged for your kind help in the above mentioned matter.

Abhijeet Dey
M: 09163030861
Email: abhijeet.dey2007@rediffmail.com

Dear Sir/ Mam,

I had applied for personal loan in ICICI Bank in the year 2005-06. My case was rejected by the loan team stating some changes were done in the document. But from my end no changes have been done.

So, later when i had applied for loan I came to know that my name is there in the cibil.

I had not defaulted, so It was hard for me to understand the reason why my name is there in CIBIL list.

So, please assist me in this issue and let me know the process to remove name from this list.

Regards,

Dhiraj Kumar Nandkishor chaudhaari
9923077373

Dear Sir.

I had done a settelment of ICICI credit card at 23/08/2011 , Before few day I was applied for Personal Loan , but it get rejected , I had asked bank why it is rejected , Bank told me my Name is in CIBIL.
But when I had made settlement of outstanding amount and I had allready the settlement letter and NOC , even then also why icici bank entered my Name inCIBIL
My card No was 4629864225574005
My PAN No : AWZPK5021A
Date Of Birth 02/01/1979
Full Name : K kIRAN kUMAR
Now I had allready applied for Home loan , and allready paid 20% advance payment to builder , If my name is in CIBIL , my Proposal will get rejected .
Why these banks are cheating to people , at the time of setelement No body from bank told me that settlement makes bad credit report in CIBIL,And these bank staff has promised me will remove your name from CIBIL then why it has been not haapend.

I dont know what to do now . How can my name will be removed from CIBIL

Please do some thing for consumer and save people from this Black mailing .



Thanks & Regards,
K Kiran Kumar
9135304354

Dear Sir,

Recently I applied one housing loan from HDFC bank and bank has refused my loan based on CIBIL Report.They were telling that I have already several loans and credit cards in my name and I am in defaulter list.
I got surprised to hear that because so far in my life I have not taken any loan and even not applied for any credit card also.
For past few days I am regularly asking CIBIL to provide the details but they are not giving any detail.
Please help.

Regards,
Prabhat

Originally Posted by prabhatara

Dear Sir,

Recently I applied one housing loan from HDFC bank and bank has refused my loan based on CIBIL Report.They were telling that I have already several loans and credit cards in my name and I am in defaulter list.
I got surprised to hear that because so far in my life I have not taken any loan and even not applied for any credit card also.
For past few days I am regularly asking CIBIL to provide the details but they are not giving any detail.
Please help.

Regards,
Prabhat

Dear Customer,

We request you to write to them at customerservice@hdfc.com who will ensure that your query concerning your Home loan is resolved at the earliest.

Regards, Customer Assistance, HDFC Bank

Your Credit Information Bureau (Cibil) credit information report(CIR), other than your income, is the single most important tool used by a lender to evaluate your application for any loan or credit card application. Naturally, it's important that you understand your Cibil CIR and what it takes to maintain a credit history, so that it is viewed favorably by lenders.
We providing assistance on behalf of the client to get CIBIL report.
Please not we neither working on behalf of CIBIL nor any other government department.
We are Independent financial advisors.
Our services includes
1. Assisting for applying CIBIL reports
2. Helping for CIBIL report correction
3. Assisting getting loans from nationalised or private banks or NBFCs
4. Representing CIBIL issues and other matters to client's bank
5. Fighting for getting NOC or NO DUE CERTIFICATE from banks on behalf of client after settling account
6. Liasioning between Bank and Client to sort out the matter of credit cards or loans
or more information please visit at https://www.cibil.com

NOTE: CIBIL REPORT IS STRICTLY PRIVATE AND CONFIDENTIAL DOCUMENT NEVER DISCLOSE TO ANY ONE
We are not providing any free services but advising professionally and result oriented.
Ph: 079-65498941 079-40099917 09687967770
Mail : veritastheteam.smile777@gmail.com
Facebook:Profile Unavailable | Facebook
VISIT: CIBIL ( credit report and score ) help and advice 079-40099917