This heads way back to 2002 when i was in mumbai. I was employed with a Call centre here. Got a rented place with peers who were employeed with WIPRO, POWAI.
In 2003, i shifted to another company and since 2008 i am in B'lore.
Now, it so happened that about a month back i recieved a call from an Lady advocate from Mumbai representing ABN AMRO collection dept threatning me to pay off 19,000 rupees due towards the bank. She also mailed me an invitation ( see below )
Mr. 'MANPREET AHLUWALIA '
'LOK ADALAT' Notice has been issued against you to be present in 'BANDRA METROPOLITIAN MAGISTRATE COURT' on 21st MAY at 10:30 am.
" MUM LEGAL:- CASE NO 3406-CC-2010"
----Thanks & Regards----
BANDRA METROPOLITIAN MEGISTRATE
Old Bandra court, High Peak Apt.
Near-Bandra Lake, Bandra (W)
Now the real story which i explained to the Advocate is something like this.
In Wipro, Pay slip data was accessible to all all employees thru a common internal portal named iOrbit. I stayed with my batchmates from diff states, the rented place in mumbai .
Someone missued my details ( or whatever papers required for obtaining a credit card from ABN-AMRO ) and did transactions worth 19,000 odd rupees and i am very sure as whatever correspondance ABN is sending is all going to a false address in mumbai where i never stayed.
She called me and validated all my details except the mumbai address.
This is what i am suspecting must be the case ( missuing my details and obtaining the card ) and for this reason, my name shows up in CIBIL.
What can i do now ? Pay !!
Can the bank show me those transaction slips which bears my signature ?
Should i reach out to consumer forum ?