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Lien on salary account

This is a discussion on Lien on salary account within the Credit Card forums, part of the Loan category; Hi All, Dear Sir I have been having a salary account with the ICICI Bank since 2006. I also have ...

  1. #1
    PRADEEP SHARMA is offline Junior Member
    Join Date
    Oct 2009
    Posts
    1

    Default Lien on salary account

    Hi All,
    Dear Sir

    I have been having a salary account with the ICICI Bank since 2006. I also have a ICICI Bank Credit Card. Which I surrender now due to disgused behaviour of ICICI bank.

    Bank is showing some payment of credit card which I never make or use. The bank has placed lien on my salary/Saving account because I have not made payment towards these credit card. I have in written from the respective department that these card does not belongs to me. Now bank againg put lien on my account against the non payment of these credit cards.

    Neither the ICICI Bank credit card department nor the ICICI Bank with whom I have a salary account have communicated to me in any way about the lien. I get all my bank related communication by email, my bank statement as well as credit card statement.

    I have my personal loan with ICICI & HDFC bank whose EMI's is going from this account, which will be decline due to this lien on my account. It will harm my creditability factor in the market.

    I am very much HARRASHED from bank's this behaviour. Earlier I put lots of efforts as well as conversation with the department and finally this matter resolved (6 month back). But now I am thinking that all those efforts and commucnication went in DUSTBIN. Bcus they again put lien on my account.


    Please tell me how to proceed.


    Regards
    Pradeep
    9899110551

  2. #2
    Prabir Kumar Banerjee Guest

    Default Withdrawal of LIEN from my Salary Account

    Sub: Withdrawal of ‘LIEN’ from my Salary Account. No. 072701500293
    Ref: My Personal Loan Account No. LPUW00012354038

    Dear Sir,
    As discussion had with Mr. Anupam through your Customer Care Official on 23.02.11 confirmed to enhance my EMI Rs.@ 8000/- ( Rupees Eight Thousand) in lieu of Rs.@2886/- but unfortunately you are not take any fruitful decision from your end.
    I am very simple salaried person ( Monthly salary Rs.16036/- only) so that I could not effort more than Rs.8000/- (Rupees Eight Thousand) per month EMI.
    In this circumstances I, therefore, requested please grant my request at the earliest and withdraw ‘LIEN’ from my salary account so that I can survive my family.
    I requested to you please send my loan account statement in our mail ID (pkb962@gmail.com) positively.
    Thanking you and awaiting for your reply.
    Yours faithfully
    Prabir Kumar Banerjee
    (Mob.No.9978994302)

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