Even After success payment and settlement of credit card outstanding balance, The records in CIBIL has not been updated. In settlement letter from citi bank , it was clearly mention to update CIBIL records.

Help me.


Regards,
Ravi Prakash Srivastava

Mo : 9911990190
E-17 . East Of kailash , New Delhi-110065

Dear Sir,

To sort out such kinds of Banking complaints, you will have to send a written complaint to the Head Office of the concerned Bank and wait for the response for near 15 to 20 days. Keep a copy of that letter with you so that if the Bank fails to give you any solution, you can forward your complaint to the Banking Ombudsman.

After reading through all the experience of all the injustice done by the banks i feel the only way out is that we stop paying all the dam 30 % Taxs we pay to the govt thats we land up paying from our salaries / business firms if there is no use of maintaining a gr8 track record Of the IT documents & company audited reports so either we start maintaining a gr8 CIBIL record and not the IT as they have anyways no VALUE.

So why to wast our hard earn money guys....

Give it a thought ....

Dear Manager,

I have paid all my overdue payments towards my personal loan a/c num
:XSEGGHA00000077321, attached is my NOC for the same,.

Now due to an error from yuor banks side there is some OD of 1780 which has
been reported to CIBIL and now showing as negative on my credit and my loans
are getting rejected, i would please request you to take care of the same so
that this gets claread.

I also do not understand how can such a negligence be done by reputed banks
like yours because of which the reputaion of geniune customers gets defaced
and we have to face so many issues, its like i have done a mistake by taking
a loan from you.

can some one please get this sorted and revert back to me.

Regards,

Sumesh Nair.

Dear Sir/Madam,

I have applied for housing loan from SBI, however as per CIBIL report showed negative.

After enquiring CIBIL I came to know that there is overdue of Rs. 24,790 against
card number “4443 4101 8425 1005” from ICICI Bank.

There is no customer support in ICICI for this per say.
Thanks that they replied to mail and accepted that this credit card does not belong to me.
They said that they will take this with CIBIL to help me, however they are still not accepting that they have sent the update to CIBIL and saying that it is CIBIL's problem. CIBIl says that they do not update any record until they get complain from member bank.

I do not know what to do, my loan is rejected and now builder is going to cancel my flat.

Can anyone hep.

Thanks
Pankaj
Email: pksingh79@yahoo.com

dear sir , i am subhash wadje nashik ,i had taken HOME LOAN from HDFC BANK NASHIK, my a/c. no. 231500400.
my complaint is that BANK PUT MY NAME IN cibil defaulter list. Regarding that i want to remove my name from that list,as i am not getting any more loan from any other bank.

plz do the needful.

thanx.
Regards
subhash wadje
NASIK 9822449583

SIR I WAS A CREDIT CARD HOLDER OF ABN AMRO BANK CARD No. IS 5415 3823 2362 0674 . I MADE MY FULL AND UPTO DATE PAYMENT TILL CARD EXPIREY DATE 14 AUG 2008. IN APRIL 2007 I RECEIVED A TELEPHONE CALL FROM DELHI.A BANK REPRSENTETIVE PURPOSE ME FOR Rs.50000 LONE BEHAFE OF ABN AMRO BANK.BUT I REFUSED IT. DESPITE OF MY REFUSING THEY HAD ISSUED AND SENT A CHEQUE FOR Rs. 48883.22 DATED 23/04/2007 WHICH I HAD RETURNED LUCKNOW ABN AMRO BRANCH ON 3rd MAY 2007 WITH ACKNOWLEDGEMENT FROM BANK AUTHORITY.SINCE I HAD NO DISPUTE WITH THE BANK BUT PAST SOME TIME I HAD BEEN RECEIVING PHONE CALL INCONNECTION WITH OVERDUE IN MY ACCOUNT CREATED FALSELY BY THE BANK UNDER AC No.7777777772312046.THEY HAVE ALSO PUT MY PERSONAL DETAIL IN CIBIL AS A DEFALTER WHERE AS YOU CAN EASELY UNDERSTAND BY READING THIS MAIL I AM NOT AT FAULT. SO KINDLEY DO THE NEEDFULL AND APRISE US TO TAKE FURTHER ACTION

Aditya Kothari
09335901709

Originally Posted by K_AADITYA

SIR I WAS A CREDIT CARD HOLDER OF ABN AMRO BANK CARD No. IS 5415 3823 2362 0674 . I MADE MY FULL AND UPTO DATE PAYMENT TILL CARD EXPIREY DATE 14 AUG 2008. IN APRIL 2007 I RECEIVED A TELEPHONE CALL FROM DELHI.A BANK REPRSENTETIVE PURPOSE ME FOR Rs.50000 LONE BEHAFE OF ABN AMRO BANK.BUT I REFUSED IT. DESPITE OF MY REFUSING THEY HAD ISSUED AND SENT A CHEQUE FOR Rs. 48883.22 DATED 23/04/2007 WHICH I HAD RETURNED LUCKNOW ABN AMRO BRANCH ON 3rd MAY 2007 WITH ACKNOWLEDGEMENT FROM BANK AUTHORITY.SINCE I HAD NO DISPUTE WITH THE BANK BUT PAST SOME TIME I HAD BEEN RECEIVING PHONE CALL INCONNECTION WITH OVERDUE IN MY ACCOUNT CREATED FALSELY BY THE BANK UNDER AC No.7777777772312046.THEY HAVE ALSO PUT MY PERSONAL DETAIL IN CIBIL AS A DEFALTER WHERE AS YOU CAN EASELY UNDERSTAND BY READING THIS MAIL I AM NOT AT FAULT. SO KINDLEY DO THE NEEDFULL AND APRISE US TO TAKE FURTHER ACTION

Aditya Kothari
09335901709

We suggest you to send a written legal notice to the CMD of ABN AMRO Bank, stated all the details and ask them to solve the issue on urgent basis else you will drag them to the consumer forum.
Wait for their response and in case not get proper solution then revert us back.

DO YOU THINK CIBIL IS NECESSARY IN INDIA? NOW, ALL THE BANKS ARE DEPENDING CIBIL TO GET THE CREDIT REPORT.EVEN THE PERSONS FAILED TO PAY THE LOAN AMOUNT AS ECS FOR 3 TIMES BUT PAID BY ANY EXICUTIVES OR DIRECTLY,CIBIL WILL SHOWS THEPERSON IS DEFOULTER. SO IF THE PERSON TRY TO CLOSE THE LOAN BY TACKING any other loan against his property other banks will not give the loan . so he will not be able to pay the existing loan. In India people are very intelegentbecause if you did'nt give the loan they will not begg more than 3 banks. they will learn how to live without loans and other liabilities. atlast these bank's will get the loss, our money value will be less, and crime will be increase for the money. if you like to scure indian financial system,first you should avoid the cibil system., second make employment surety for the employees. and please dont give more licence to lounch new insurance companies. these companies are making youngsters are froud, if the employes are not able to do the froud he will lose his job. and there is new job surety. to protect there job's the insurance employes are tacking personal loans and doing self policies and offering 50% of money back within 15 day's from the preposal date by himself and he giving the money from his pocket.or please dont give the loan for the insurance sector employes. they wont cheat anyone.... but his situation and pressure what he getting from his boss is making him to take or source money from somewhere to do the self and offer money for others.

Hi,

I have took a loan from indiabulls in 2007.4th OCT 2010 i have closed my loan account but still my name is refelcting in CIBIL as a defalter.I got my NOC from INDIABULLS also.

Can you some one siggest me how to update my loan details in CIBIL.

Subhransu

Hi,

In order to get your problem resolve, I will suggest everyone to that you will need to shell out Rs.150 and get the your credit report from Cibil. This will give you a clear picture of what you are outstanding are and if cleared why was it not updated.

If you think the same is reflected in the Credit report sent by the CIBIL people, then you can raise the complaint with Cibil itself and they will get it cleared from the bank.

I have done the same and got it cleared.

Hi,
I have taken the credit cared frm hdfc bank, i got wrong infomation of my credit limit and when it was overdue, my card got blocked, since after that i paid the entire amount which i have used except the interest.
By doing this will i be in the cibil list and what can be done..

we are a debt management company which is iso certified and also partners with cibil we can help service issues with regards to cc and pl and help settle score and clean your credit history please contact 9632220237