Originally Posted by Pankaj Yadav

Dear Sir,

I applied for Credit Card to Kotak Bank but I was surprised to know that they have rejected due to low CIBIL Rating. I do not remember any personal loan taken from any Bank in my life. Though once I was carrying Standard Chartered Bank Credit Card (1999 - 2000) in that case also I do not remember any default of my payment.

Kindly tell me how to remove this low rating from CIBIL.

Thanks & best regards,

Pankaj Yadav

Dear Mr. Yadav,

We understand your dissatisfaction with the bank's service. However, we would require a few details from your side to help us assist you. Therefore, please write to solutions.bank@kotak.com with your contact # and Credit Card Application # enabling our Credit Card team officer to address your concerns to your satisfaction.

Thanks and Regards,
Kotak Support Team.