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Harassment by ICICI after allotment of Nano

This is a discussion on Harassment by ICICI after allotment of Nano within the Car Loan forums, part of the Loan category; Hi, I need some help urgently. I had booked a TATA Nano through the ICICI bank after paying the required ...

  1. #1
    amit03 is offline Junior Member
    Join Date
    Jul 2009
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    Arrow Harassment by ICICI after allotment of Nano

    Hi,

    I need some help urgently. I had booked a TATA Nano through the ICICI bank after paying the required amount through a cheque. I submitted all the documents at that time, though did not receive any paperwork from them. Recently the Nano was alloted to me & since then I have just faced problems. At first they refused to collect the paperwork from me to get this converted into a car loan. Then after repeated calls to ICICI I was advised by them to visit the Greenpark branch. There I was informed that the amount of Rs. 95000 paid by the bank for the booking cannot be converted into a car loan as the annual income is less than Rs 5.5 lacs an annum. When I inquired that why was this not informed at the time of booking I was informed that the policy changed overnight & nothing can be done about it. As of now I am being harrased to pay close to Rs 1,23,000 to ICICI by 28th June. To top that up I received a call from ICICI suggesting that this has already been reported to CIBIL as an overdue loan.

    Till now I was trying to get a loan from another bank but now with ICICI reporting to CIBIL I even can't get that done.

    If there is anyone who can help me out of this, please do so.

    Amit

  2. #2
    admin is offline Administrator
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    Default

    Hello,

    Kindly provide us your full contact details with a valid email ID, so that we can guide you accordingly.
    Regards,
    Admin,

    ** PMs asking me for support will be deleted unless I've asked you to PM me with additional details **

  3. #3
    Nazia Sayeed Guest

    Default From the Office of the Nodal Officer, ICICI Bank

    Dear Sir,

    Kindly write to us at nodalofficer@icicibank.com, with the subject line as ‘Customer Service'. Request you to provide the relevant details of your Nano car application, along with your full name and contact details.

    We will be glad to assist you.

    Regards,

    Nazia Sayeed
    Office of the Nodal Officer
    ICICI Bank

  4. #4
    amit03 is offline Junior Member
    Join Date
    Jul 2009
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    Default

    Dear Admin/Nazia,

    Thanks for your reply. I received a call from ICICI on 15th July. As per them the notification to CIBIL was an error & has been taken care off. Also they advised me that they would be in a position to convert the amount to a car loan as they are removing the Rs 5.5 lac/pa income qualifier for some time.

    Would definately contact you again if I face any problems.

    Thanks again both of you.

    Regards

    Amit

  5. #5
    amit03 is offline Junior Member
    Join Date
    Jul 2009
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    Default

    Hi Admin,

    Another turn around of events. I spoke to my relationship manager today was advised that the policy for salary to be equal to or over Rs5.5 lacs pa has not been changed. Therefore, would like your help here. Please find the details below:

    Car was booked under the name of: Pooja Rai
    Unique id no: 114414965
    Loan Account no at ICICI: LLDEL00016851525
    Email id: amitrai03@yahoo.com
    Phone no: 9811214680

    The car has been alloted.

    Do let me know if there is any other information that you would require.

    Regards

    Amit

  6. #6
    Unregistered Guest

    Default ICIC has started Harrasing Now Need help

    Hi Admin,

    Please help me with my situation as ICICI has started harrasing me now.

    Thanks

  7. #7
    admin is offline Administrator
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    Default

    Quote Originally Posted by Unregistered View Post
    Hi Admin,

    Please help me with my situation as ICICI has started harrasing me now.

    Thanks

    Hello,

    Kindly provide us full details so that we can guide you accordingly.
    Regards,
    Admin,

    ** PMs asking me for support will be deleted unless I've asked you to PM me with additional details **

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