Dear Administrator,
I am Kanta R. Bhagwanani, Female, 58 years from Vadodara, Gujarat.
5 Years ago, I purchased a Maruti Suzuki Alto - Standard Model.
At that point of time, I was willing to purchase the Car on Cash. But there were agents of Maruti Countrywide there, who repeatedly asked me to take a vehicle loan and i finally did.
The Loan amount was close to 1 lakh rupees. 57 Cheques of Rs. 2073 each were to be issued.
The Agent, from Maruti Countrywide asked me to sign all the cheques and then he would fill up all the other details. So that is what i did. I filled the amount, bearer name and signed the cheques. Dates were not certain then, so i left that to the agent. And he said he would do it.
In between these years, out of 57 cheques, 4 cheques bounced. The reason for 2 of them was that DATE on the cheque was missing. And the other 2 were SIGNATURE missing. So, we made the appropriate payment to the Recovery agent and it was done.
Now, the real issue starts. Since mid - 2008, Maruti Countrywide people call us up, from their Delhi office, and they give me threat calls. They are asking for about Rs. 5000 as cheque bounce charges.
The loan got completed in March 2009. Yet they are not giving us our NOC.
I am not willing to pay Rs. 5000 for primarily 2 reasons.
1. The cheques bounced due to their NEGLIGENCE.
2. Earlier i was never told about any such Cheque bounce charges.
And now they are immensely harassing me. They are calling me and threatening me. I already have problems like Blood Pressure and Hypertension, and these calls worsen those problems.
Kindly look into this matter and Help.
I shall furnish other details as and when required.
Thank You,
Kanta Bhagwanani


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