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complain against ICICI Bank

This is a discussion on complain against ICICI Bank within the Car Loan forums, part of the Loan category; is it complesury to open salary account dear sir/ madam my name is maulin fadia and i am from ahmedabad. ...

  1. #16
    fadiamaulin is offline Junior Member
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    Default

    is it complesury to open salary account
    dear sir/ madam

    my name is maulin fadia and i am from ahmedabad. i just wish to now that it is compulsory to open salary account with some bank suggested by my employer ? because they are suggesting to open salary account with ICICI Bank but i have some Credit card outstanding with ICICI Bank ? and i dont want to open salary account with ICICI bank. so please guide me that is there any law for compulsory salary account ? or should i ask for cheque payment from my employer ? can i challenge my HR for giving me salary by cheque ?

    please reply as early as possible

    thanks and regards

    Maulin Fadia
    +91 98980 70855

  2. #17
    Unregistered Guest

    Default Complaint

    I have an account with the bank at Vasant Vihar, New Delhi and also several FD a/cs with the bank that I recently created. I recently submitted a request wrt premature withdrawal of a deposit that matured on 23rd December, 2010. The a/c number of the deposit is XXXXXXXX2682. My request to close this deposit is not successful with the bank on net banking. I have made two attempts and I had got the following responses:
    SR161811710: Dear Customer, we are unable to process request for Fd/RD closure as Lien is marked on it. Please contact the branch where your account is held.
    SR161704029: Dear Customer, we are unable to process request for Fd/RD closure as Lien is marked on it. Please contact the branch where your account is held.
    I am fully aware that I have created a lien on another FD a/c No. XXXXXXXX1108 for INR 50000/- for a safe deposit locker that has been provided to me by the Bank. Other than this, to the best of my knowledge I have not created any lien on the deposit a/c No. XXXXXXXX2682 . I am at a loss to know why this transaction is not being given effect to. The bank owes an explanation and give the complete details of the obligation for which this lien has been marked on the deposit.

  3. #18
    Unregistered Guest

    Post Atten Please! ICICI Home Loan Miscalculated Schedule

    Dear Sir,

    This is in reference to my Home Loan - taken with ICICI Bank. This loan is taken for property in Tirupur with ICICI Home Loan Branch - Coimbatore.

    A/C: lbcbt0000129813



    I have a House Loan running in ICICI bank from 2007. The Principle component is 8,13,000 with floating rate of interest of 8%. This rate of interest has changed to 12.75% which has resulted in a huge EMI difference and no communication was sent to me. But the bank has increased the Tenure period to another 30 years.

    I am surprised by the fraudulent way of calculating the tenure for a 4% change in Rate of Interest. How can a bank increase the tenure to a period of 50 years for a principle component of 8 Lacs.

    There are several fraudulent work done on the system generated schedule and tracking sheet. The principle component calculated for 2010-2011 financial is jus Rs 4000/- which absolutely very less amount for an EMI paid 8500/- every month. You have been deducting only Rs 58 as principle component for every month.

    This is terrific fraudulent work by ICICI Home Loans Division and I prefer to file a legal action against the bank for cheating me to pay for 4 years and decreasing principle component of jus Rs 20,000 out of Lakhs of money I paid for the last 4 years.


    Please4 be noted that if you do not clarify, correct and confirm with me within 15-days from the date of this letter, I shall be constrained to initiate steps as may be deemed fit and proper, under the circumstances and claim damages for horrifying service, harassment and to tarnish the payment made by me.

    Contact Details:
    Sujatha Paramasivam
    No: 1 Shanmugarayan Street,
    Purasawalkam,
    Chennai 600007
    Ph: 9841503188

  4. #19
    Unregistered Guest

    Default Scary calls from ICICI collection agents regarding a payment due which I don’t own

    I had an ICICI credit card during the period “2003 Oct-to-2004 April” which I was forced to buy to get a corporate salary account. ICICI has also setup an auto debit from my salary account without my knowledge even though I did not check this option in the application form. I have stopped using the credit card and salary account on April 2004. I have cleared all the dues in the credit card also and also requested ICICI MG Road Bangalore branch to stop the auto debit feature. Next year I received a email receipt from ICICI customer care stating that “We have received payment of Rs. 1030 on your card no 4477 XXXX XXXX 2008 by Auto Debit to your Bank account ‘my icici a/c no’ on 31-JAN-06. I was not sure what it was for as I have not made any such payment and I don’t have any dues with bank. Then I started getting statements every month saying that auto debit returned and they levied Rs.250 auto debit return fee + Rs30 service charges each month. I have sent several emails to customer care requesting them about the source of the payment due and to at least stop the auto debit feature. I never got any response rather continuous threatening call from goons when the due reached 15,000+. When I explained the facts those good goons stopped calling me.
    I thought the ICICI goon era has ended as a result of the court verdicts against them in year 2008. Now I am employed outside India and, after 6 years I got a scary call from a person named Arun – introducing himself as a representative of a legal firm appointed by icici and he said that “His firm has temporally blocked my passport; if I don’t pay Rs.24214 within 24 hours they will be imposing an arrest warrant and permanent block on my passport; Also I will have to travel to India immediately to accept the court warrant; I may end up paying up to Rs.54000 to settle the case; They will also inform the authorities in the country where I am staying now;”. At first I was panicked and thought about making an immediate payment. Then after a second thought I have decided to fight back. I have all the electronic statements from icici from year 2004 as a proof. So, when he called me next time I told him that the conversation is being recorded and quizzed him about the scary things he told me in the previous call. Finally he gave up and said he is a collection agent appointed by icici and he was trying to inform about the consequences which I may face in future if ICICI transfer the case to a legal firm and then he disconnected of the call.
    Still I have this problem unresolved as in the bank books I owe them Rs.24000+ and I am distressed about the scary things he told. I would have been more comfortable if I am in India. Could anyone advice me how to proceed.
    Thanks in advance,
    Biju Cherian

  5. #20
    ABDUL SATTAR Guest

    Post Request for Video Clip of 29th Jan 2011 9.00am for 10k cash withdrraw

    Dear Mr. Yogesh Manjal

    I have talk to Mr.Sreenivasa P with regards to the Video Clip on dated 19th Feb 2011 where i have got the answer from Sreenivasa P that he is not able to provide the video clip as there was a technical problem with regards to retrive the same. Request you to consider the fact that ATM Camera which is IN BUILD as well as Wall Mount Camera is not able to retrive the clip clearly indicates that the ICICI is very Much involve some where in this Fraud whcih is done in one sense.



    I would like to take it to the concern department and claim this if not able to provide the Video Clip as a Compensation of the same transaction has to provide by ICICI Bank as the transaction has been done in ICICI Bank ATM Machine which is linked to your branch of Santosh Nagar Colony. Hyderabad.



    If the transation has been done from any other ATM like

    HDFC,SBI,CANARA,RBS,HSBC,SBH etc., iwould have not ask for the video clip from your ICICI bank i would have followup with the concern bank.

    As the Transaction has been done from your bank request you to go up and provide me the accurate solution for the same.



    If not i would have to take itup THE HELP OF TELEVION CHANNEL AND NEWS PAPER SUPPORT TO help me with the problem and go up with further.



    With regards to Further Fraud complaint on whose name should i have to logged a complaint as there is not evidence which is been able to provide to me.As myself i have a family background of Police and i am well aware to know procedure to follow it up for your reference you can also see my Address in passport which is there with you.



    Request youto consider this email and gear up your attention to serve the customers who are with you in your system since last 8years. If you are not able to retrieve a video clip

    For what ICICIBank has kept that Camera in the premisis to only BLUFF the customers and show how you care for them in terms for capturing the transaction.Be in my place and take the pain to help me out. with proper solution.



    Being an NRI i would not be able to provide my self in person again and again for the complaint..





    Regards

    ABDUL SATTAR BIN ABDULLAH

    Mobile NO:- 00971-56-7265059

  6. #21
    Unregistered Guest

    Default Will ICICI See these complaints?

    I have a personnal loan with ICICI bank. Most of the time they are taking 2 EMI's from my account, after deducting the 2 EMI's , they used to call me and parents to pay the EMI.... How much money they want?

  7. #22
    Aprakash800 Guest

    Post Malfunctioning/Non delivery of Cash at Standard Chartered ATM at Sangeet Theatre, Sec

    Sir,

    I would submit the following few lines seeking your intervention and necessary help:

    I am having a savings (salary) account No. 0202 0153 4530 at ICICI Bank, Punjagutta branch and have been issued with
    a Debit Card No. 4216 2702 0207 3954.

    On 01 March '11, at about 0812 hours, I transacted drawl of cash from Standard Chartered ATM at Sangeet Theatre, Secunderabad.
    On entering Rs. 6,500/-, I did not get the cash but read on the screen, instructing me to enter in hundreds (or words to that effect).

    This time I entered Rs. 3,500/-. Again I read the same instruction as above.

    In my third attempt when I entered Rs, 500/-, this amount was delivered along with a balance statement having a credit balance of
    Rs 14,067.50. Transaction No. SINS4758 9298.

    However, on 05 March '11, when I drew Rs 5,000/- from Axis Bank ATM ,Mettuguda, to my astonishment, the credit balance shown was only Rs. 67.50/- as against Rs 9,067.50. since Rs.6,500/- and Rs. 3,500/- were wrongly debited from my account.
    This discrepancy, immediately was verbally reported to Call Center, ICICI Bank on 05 March '11. I was given request Nos. SR 169604662 and SR 169604592. On 18 March '11, I received a SMS stating that Rs. 3,500/- given in complaint No. SR 169604592 was reversed but no mention was available regarding Rs.6,500/-.

    My repeated queries on this non reversal of Rs 6,500/-, have not yielded any positive result. Instead, on 23 March '11, my bankers; ie, ICICI Bank alleged that I must have already received the amount. Also as per the Call center, I have not carried out any transactions on 01 March '11 but the transactions pertain to 05 March '11.

    To enable ascertaining the discrepancy and establish the correct position, Standard Chartered Bank may be instructed to furnish the details of transactions occured prior to and after my above mentioned transactions on 01 March '11 at the Standard Chartered ATM at Sangeet Theatre, Secunderabad.

    Looking forward to your kind help.

    Thanking you Sir,

    Prakash kumar, 09885544116

  8. #23
    idea2011@rediffmaill.com Guest

    Unhappy Not receiving the Cash & Branch

    Sir/ Madam
    I am the Customer of ICICI Bank Today I went 4 deposit cash at 4:45 & just after taking tocken I went on counter N0. 02 for Deposit cash 150000 but counter No 02 refuse my request & said Time is over before 4 days We have been follow the The Instructions & I requested to Branch Manager but they haven't response of my request.
    The Branh Manager have set the time of bank 15 or 20 minutes fast so sir we all us facing from more difficulties.

    So I want to make a proper dealing & behavier of Branch Manager & their Emplaee slowly -2 all empliees are going on to make curruption in ICICI Bank Branch Civil Lines Azamgarh Whose. ICICI- 0000516

  9. #24
    aprakash800 Guest

    Angry Complain against ICICI BakMalfunctioning/Non delivery of Cash at Standard Chartered A

    Malfunctioning/Non delivery of Cash at Standard Chartered ATM at Sangeet Theatre, Secunderabad.

    Sir,

    I would submit the following few lines seeking your intervention and necessary help:

    I am having a savings (salary) account No. 0202 0153 4530 at ICICI Bank, Punjagutta branch and have been issued with
    a Debit Card No. 4216 2702 0207 3954.

    On 01 March '11, at about 0812 hours, I transacted drawl of cash from Standard Chartered ATM at Sangeet Theatre, Secunderabad.
    On entering Rs. 3,000/-, I did not get the cash but read on the screen, instructing me to enter in hundreds (or words to that effect).

    This time I entered Rs. 3,500/-. Again I read the same instruction as above.

    In my third attempt when I entered Rs, 500/-, this amount was delivered along with a balance statement having a credit balance of
    Rs 14,067.50. Transaction No. SINS4758 9298.

    However, on 05 March '11, when I drew Rs 5,000/- from Axis Bank ATM ,Mettuguda, to my astonishment, the credit balance shown was only Rs.25 67.50/- as against Rs 9,067.50. since Rs.3,000/- and Rs. 3,500/- were wrongly debited from my account.
    This discrepancy, immediately was verbally reported to Call Center, ICICI Bank on 05 March '11. I was given request Nos. SR 169604662 and SR 169604592. On 18 March '11, I received a SMS stating that Rs. 3,500/- given in complaint No. SR 169604592 was reversed but no mention was available regarding Rs.3,000/-.,

    My repeated queries on this non reversal of Rs 3,000/-, have not yielded any positive result. Instead, on 23 March '11, my bankers; ie, ICICI Bank alleged that I must have already received the amount. Also as per the Call center, I have not carried out any transactions on 01 March '11 but the transactions pertain to 05 March '11.

    To enable ascertaining the discrepancy and establish the correct position, Standard Chartered Bank may be instructed to furnish the details of transactions occured prior to and after my above mentioned transactions on 01 March '11 at the Standard Chartered ATM at Sangeet Theatre, Secunderabad.

    Looking forward to your kind help.

    Thanking you Sir,

    Prakash kumar,

    My repeated queries on this non reversal of Rs 3,000/-,
    SR-Nos171373228,21.03.11,8.22am
    171598123,21.03.11,3.55 pm
    171740745,24.3.11,7.46 pm
    172185701,29.03.11,4.17 pm
    173564205,12.04.11,12.26 pm,
    173564209,12.04.11, 12.27

    174500174,22.04.11,11.08 am
    174511207,22.04.11, 01.19 pm
    174516924,22.04.11, 2.47 pm
    175718283, 04.05.11, 825 am
    have not yielded any positive result


    prakash kumar
    9885544116






    Complain against ICICI Bak

  10. #25
    aprakash800 Guest

    Angry Complain against ICICI BakMalfunctioning/Non delivery of Cash at Standard Chartered A

    Malfunctioning/Non delivery of Cash at Standard Chartered ATM at Sangeet Theatre, Secunderabad.

    Sir,

    I would submit the following few lines seeking your intervention and necessary help:

    I am having a savings (salary) account No. 0202 0153 4530 at ICICI Bank, Punjagutta branch and have been issued with
    a Debit Card No. 4216 2702 0207 3954.

    On 01 March '11, at about 0812 hours, I transacted drawl of cash from Standard Chartered ATM at Sangeet Theatre, Secunderabad.
    On entering Rs. 3,000/-, I did not get the cash but read on the screen, instructing me to enter in hundreds (or words to that effect).

    This time I entered Rs. 3,500/-. Again I read the same instruction as above.

    In my third attempt when I entered Rs, 500/-, this amount was delivered along with a balance statement having a credit balance of
    Rs 14,067.50. Transaction No. SINS4758 9298.

    However, on 05 March '11, when I drew Rs 5,000/- from Axis Bank ATM ,Mettuguda, to my astonishment, the credit balance shown was only Rs.25 67.50/- as against Rs 9,067.50. since Rs.3,000/- and Rs. 3,500/- were wrongly debited from my account.
    This discrepancy, immediately was verbally reported to Call Center, ICICI Bank on 05 March '11. I was given request Nos. SR 169604662 and SR 169604592. On 18 March '11, I received a SMS stating that Rs. 3,500/- given in complaint No. SR 169604592 was reversed but no mention was available regarding Rs.3,000/-.,

    My repeated queries on this non reversal of Rs 3,000/-, have not yielded any positive result. Instead, on 23 March '11, my bankers; ie, ICICI Bank alleged that I must have already received the amount. Also as per the Call center, I have not carried out any transactions on 01 March '11 but the transactions pertain to 05 March '11.

    To enable ascertaining the discrepancy and establish the correct position, Standard Chartered Bank may be instructed to furnish the details of transactions occured prior to and after my above mentioned transactions on 01 March '11 at the Standard Chartered ATM at Sangeet Theatre, Secunderabad.

    Looking forward to your kind help.

    Thanking you Sir,

    Prakash kumar,

    My repeated queries on this non reversal of Rs 3,000/-,
    SR-Nos171373228,21.03.11,8.22am
    171598123,21.03.11,3.55 pm
    171740745,24.3.11,7.46 pm
    172185701,29.03.11,4.17 pm
    173564205,12.04.11,12.26 pm,
    173564209,12.04.11, 12.27

    174500174,22.04.11,11.08 am
    174511207,22.04.11, 01.19 pm
    174516924,22.04.11, 2.47 pm
    175718283, 04.05.11, 825 am
    have not yielded any positive result


    prakash kumar
    9885544116






    Complain against ICICI Bak

  11. #26
    MyBankComplaint.com's Avatar
    MyBankComplaint.com is offline Junior Member
    Join Date
    Jul 2011
    Posts
    1

    Default ICICI Bank Complaint

    We've see a great number of ICICI Bank complaints, lately: MyBankComplaint.com

    The latest complaint is see by selecting India flag, then View All complaints

    Keep up the good work!!!

  12. #27
    Unregistered Guest

    Thumbs down Poor Employee Behavior

    ICICI Bank is no doubt the biggest private sector bank of the country but the work culture at the ground level is very poor. Today you visit any retail branch you will find each and every branch has 2-3 resigned employee in that branch. I worked there, gave my 100% but got only disrespect. I was in santoshpur branch & our group left the company all together including BM because of our CBM.

  13. #28
    chitlalaxman is offline Junior Member
    Join Date
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    Default

    Previous employees of icici bank employees they given fake certificates to recrute them self.there is no verification.what ru u doing am questing u an rbi,sebi,irda they watching like unconsciously.want to question u.and becoz of them we r going back.it consider to sales an operation.or u back log to them or not.am going to put a case on banking an to related to them.just understand then after ur wish.

  14. #29
    Unregistered Guest

    Default COMPALENT REGARDING CUTTING FUNDS FROM MY A/c ALSO

    Our Current Account in your bank Branch:- Singhana. A/c No.:- 673105004413 .
    Name of a/c holder:- SHREE GOPAL TRADING COMPANY SINGHANA (Rajasthan.)
    Respected sir,
    I humbley here to say that as above information of us. We tranjection in lacs. In my a/c many tranjection by transfer by same bank branch Khertal and by RTGS from Alwar. In our a/c as following detail amount is detected and manager have some bad behavour regarding us.
    Rs. 487/= 27-09-2010
    Rs. 66/= 30-09-2010
    Rs. 2284/= 28-11-2010
    Rs. 110/= 01-01-2011
    Rs. 450/= 27-01-2011
    Rs. 1380/= 03-02-2011
    ---------------------------------------
    Total: Rs.4777
    This is status of amount detecting from my a/c . After this we contact to R.O. Bikaner where I talk to Mr. Maheshwri Ji (Regional maneger) they adevice that no amount is detect from this process they told me that contact Naveen ji Bank manager :- Singhana . I went to him meet in bank but he didn't give a good replay after ward he told us that I will cut more charges and he cut Rs.1380/- from my a/c .After again I contact to R.O. Bikaner where again adviced me to meet Naveen ji Bank manager :- Singhana . Than on 04-02-2011 at 1 P.M. in bank but manager was not there I enquary from staff of bank that they said to me that they will meet after an hour you seet and wait or come again after I asking where they are going on. They told me that they are going to read Bibale(Nawaj in mazid). I reaching to my office and contact mumbai their madam attend the call and told me to Email us .

    Manager of this bank was not good in nature. We having my current A/c. in SBBJ Khetri A/c no. 51051790645 coming money from all india but no charges of this type are cutting till yet. also A/c having in BANK OF BARODA KHETRI, ICICI BANK KHERTAL, SBBJ SURGHARD , SBI KHETRI etc. but there is no charge applicable of this type. In ICICI BANK (Raj.bank) singhana has cut money about transfer. our complanet regarding this issue on 25-01-2011 but no action on complant also no refund the amount cutting from my A/c. bank manager adivice us to get cheque by post or the vechale which go taking goods from here, but in this case we havn't our own vechale to delaviery goods we have taking vechales from transport company where the vechales are of transport that they not getting cheque to us in post 5 days are coming to cheque but afetr the banifite on online bank in india is insulting so that we can't able to do this told us to bank manager.

    Our transfer only comes from Rajasthan to Rajasthan (same state) so we make money transfer through this A/c but they don't give us funds on the required time. This problem facing me and i get payment on 3rd (third) day.
    On 13-12-2010 our A/c having tranfer balance of 535000 approx. I issue cheque to bank they told there is no funds you come tommorow also fill this cheque on tommorow I say when I will come? they said to me that you come on 11 a.m. we arrange cash from Chirawa. Aftermy son go on 14-12-2010 filling the cheque no.974945 of amount of Rs.535000/- they said to my son wait here after 2p.m. they said to my son that you come tommorow morning today there is no cash in bank then after my son reach talk to me that there is no cash in bank than phone take the cashier he said to me that you take the cash on 10;15a.m. in morning, I said to my son come on office . After I send my son and my worker in my DI Jeep after my son reaches to the bank and apply the cheque but after they said there is only 50 to 70 thousand rupess only there after 2-3 hours thtee mens come to summibit some cash after casher handing the token from my son and give him Rs.335000/- only and said him that come 2-3 hours later we arrange cash Rs200000/- after again I sent my son at 3p.m. but after there is no arrangemanent of cash after 1/2 hour he sent her worker with my son to go Rajasthan Garamin Bank to take Rs 250000/- in my oun DI Jeep after taking cash from the bank the worker handling the cash to cashier and he give Rs. 200000/- to my son on 4:00p.m. This event having created many problems to me.
    We purches goods from farmers giving cash payment to them.
    I humbley request to you please refund our amount which is detected from my A/c.
    Also please say to bank manager to keep good nature with coustmer in futer not doing such things and say to him that on banking time not going anywhere.

    THANKING YOU


    FOR SHREE GOPAL TRADING COMPANY
    (M) 09413545491 09468667826 01593222155

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