Originally Posted by brijesh21072

Dear Sir,

I have taken car loan under a/c no. Ag No CF 4716768 and car name was Maruti VAN . I have surrender this car on dated 1/5/2011. Now i want NOC for CIBIL Purpose. So Kindly send me that letters to my address which is -

Vimal Sales Agencies
H.No.11/3, Gopal Nagar
Railway Road, Gurgaon
M.No.9213838763

Thanking you
Sunil Dutt Gupta

brijesh21072@rediffmail.com

Dear Mr. Gupta,

We have made a note of your request we will look into the matter and assist you. For further queries on this issue please write to us at service.carfinance@kotak.com.

Regards, Kotak Support Team

Hi,

I had availed a loan for a Maruti Swift Car VDi from your bank in the month of September - 2011. I have made a down payment of 1 lakh and 60 thousand.
I have paid 3 EMIs of Rs. 16000 for the month of Oct, Nov and Dec. Now, due to unavoidable circumstances, i'm not able to pay the EMIs further.
So can you please enlighten me as to the next legal procedure that the bank will be taking and what steps I have to follow in order to smoothly transition the recovery of the car by you.

Thanks and regards,
Charan

Originally Posted by ncharan85

Hi,

I had availed a loan for a Maruti Swift Car VDi from your bank in the month of September - 2011. I have made a down payment of 1 lakh and 60 thousand.
I have paid 3 EMIs of Rs. 16000 for the month of Oct, Nov and Dec. Now, due to unavoidable circumstances, i'm not able to pay the EMIs further.
So can you please enlighten me as to the next legal procedure that the bank will be taking and what steps I have to follow in order to smoothly transition the recovery of the car by you.

Thanks and regards,
Charan

Dear Mr Charan ,

We have understand your concerns. We’d be able to assist you if you would provide us with your loan account and contact details. Please write to service.carfinance@kotak.com with these details and we will have a representative look into your issues.

Regards, Kotak Support Team

I have taken a loan of 2,00,000 in Jun 09 for 23 months and all loan has been cleared on 01 May 11. Please issue NOC for registering my car on my name as well as for CIBIL purpose
Car Tata Indigo
Agreement No. CF-5248704

Please send the NOC on following Address
Sanjay Kumar Nagar
D-10/4, Dolphin Hill
Naval Base
Visakhapatnam
Email. sanjaynaagar@rediffmail.com

This is to bring to your kind notice that we had issued a loan from Kotak Mahindra about three months for a Nissan Sunny. We have already paid our two EMIs also for the same but its strange to inform you that we have yet not received our loan agreement..
Secondly there is a huge chaos regarding the payment of EMI.We had asked the bank to receive the payment from Bank Of India and during the first EMI it did so, but during second payment time it automatically without our knowledge deducted the payment amount from Kotak Mahindra Bank where we had insufficient balance,in regard of this they charged with the amount of Rs.550 as fine.
Now I would like to know why they did so?And with whose concern they took the balance from Kotak Mahindra instead of Bank Of India??And when are we going to receive our Loan Details and Agreement.

Loan Agreement No.: CF7778635

Regard,
Raghwendra Hari
Contact no.: 9990073222

Dear Sir,

I have taken a Vehicle Loan from Kotak Mahindra under CRN No.: 33923818.

When negotiating for the loan their marketing executive & head was clearly informed by me that the EMI cheques should be presented locally(in my hometown, i.e. Erode). The same has already been explicitly mentioned in Kotak Mahindras statement also. Also in cheque is NOT At-Par.

Kotak Mahindra have for their convenience started presenting cheques in Mumbai. I have repeatedly asked the company staff to present cheques only in Erode but they dont give any ear to my requests. I have had lengthy emails with their customer care team at service.carfinance@kotak.com but they refuse to understand and repeatedly present cheques only in Mumbai. The subject of my emails with the company is "Your notice dated 28-oct-2011 - CF - 5405192 - SR NO - 1-1804254377". I think this subject must have the complaint number in it.

In April, One cheque got dishnored as I have limit with my bank which is applicable for local clearings only and not out-station clearings. When ever the company's representative used to call us we said them to present the same cheque for clearing locally and it will pass, but kotak Mahindra has updated the same in CIBIL that the performance of our account has been 'Worst' in the past six months. wherein no cheque in the past six months before April ever got dishonored!!!

This is the utmost level of high-handedness by the company wherein they are pushing their way through the customer eventhough the customer is genuine and is making payments still trying to mar reputation and credit ratings.

This is given a lot of mental harrasment to me and I am not feeling well as my reputation has gone bad. Pls let me know the various avenues that I have through which I can sue them legally so that atleast others dont face the same problem.

Regards,
Neelam Devi Gupta.
Mob:9894103539
email: neelkanth.exp@gmail.com

What blows me is why Kotak Mahindra harasses a genuine customer who is paying & wishes to pay. This blows me completely! When it was already agreed on paper that cheques will be presented locally why this fuss & harassment by adamantly depositing cheques only in Mumbai.

Originally Posted by krishere

What blows me is why Kotak Mahindra harasses a genuine customer who is paying & wishes to pay. This blows me completely! When it was already agreed on paper that cheques will be presented locally why this fuss & harassment by adamantly depositing cheques only in Mumbai.

Dear Ms. Gupta,

We request you to please send us your loan account number and contact details at service.carfinance@kotak.com , so we can look into this matter in greater detail and get back to you and respond to your concerns.

Regards,
Kotak Suppport Team.

sir,
REQUIRE CAR LOAN STATEMENT TOMORROW IF POSSIBLE BY MAIL
MY AGREEMENT NO: CF -4879738
REQUIRE STAT.FROM 2010 TO PRESENT DATE.
OWNER: NAYAN S PADIYA
MAIL : sthapatyaassociates@gmail.com

sir,
REQUIRE CAR LOAN STATEMENT TOMORROW IF POSSIBLE BY MAIL
MY AGREEMENT NO: CF -4879738
REQUIRE STAT.FROM 2010 TO PRESENT DATE.
OWNER: NAYAN S PADIYA
MAIL : sthapatyaassociates@gmail.com