I owned a Car which was earlier leased through my company. The insurnace document was addressed as Dinesh Lakshmanan (user) and Company Name. On leaving from the company I had renewed the insurance in same name, the cheque payment was done by me. Later I transferred the car into my name. Currently the Vehicle is name of Dinesh Lakshmanan and Insurance in name of (User) Dinesh Lakshmanan, Company Name. Currently I had a crash and my bumper need to be changed. As per TATA AIG since the insurance is not in my name I am not elegible for claim. I am wondering that for the whole year I am runnning a vehicle which dont have insurance !. I also got a transfer document the company to transfer the insurance which is pending for submission. I fee TATA AIG need to refund the insurance amount if they say that a claim cannot be raised since the insurance is not valid. Also I had been put into trouble and need to pay Rs.13,000 for repairs even when I have a insurance poicy.

Request a help in this regard.

Dinesh