Reference to my Car Insurance policy No : OG-11-1207-1801-00000792, under my car No : HR01V - 2380. I, Harish Kumar Rao r/o 5-A, Rajender Nagar, Near Ekta Vihar Chowk, Ambala Cantt - 133001, is a regular customer of Bajaj Allianz General Insurance Co for last 3-4 years and as usual on having discussions, i gave a Cheque of Rs 5455.00, vide Chq No : 0337518 to the company's vendor Mr Kapil of Ambala Cantt. This Cheque was en cashed from my account on dt : 30.04.2010.

As, i am also working in private sector at Gurgaon in the Capacity of Manager Sales, i received a letter from the Chandigarh Office mentioning " Notice for Policy Cancellation", under Terms of Condition No - 5. I, telephonically contacted company officials at Chandigarh Office and also spoke to Mr Surinder but, he was failed to give satisfactory reply to my query. It was not cleared that under Terms of Condition No - 5 whether 2 or 3 claims are considered. While, as conveyed by Mr Amardeep (Underwriter) the claims should not be 3 or more than 3 (Three). I think that i have claimed one or not more than Two.

Along with cancellation schedule, i have received a Cheque of Rs 3863.00, vide no : 335274, dt : 09 July'2010 and which has expired on 09 Oct'2010 which, i couldn't process due to my unavailability in town for long time. (Company coul'd have contact me telephonically also but they didn't so).

My concern is when insurer is paying full amount for the insurance then , how a company can cancell a policy without a valid reason and has deducted Rs 1592 under which account ?

Kindly help me out in this regard.

Harish Kumar Rao
# 9996006678, 9017722444