My parents were visting from India and took ICICI Lombard as their travelling health insurance in April 2010. They upfront disclosed their existing condition of High Blood Pressure and Diabetes, with a history of previous stroke.
Within a week of their visit, my father had a another stroke and had to be taken to emergency. He was in emergency for 3 days and the hospital staff took great care of him. We were thankful that we had the insrance that covers visits to ER as it can be quiet expensive if you do not have insurance. This happened in April' 2010. Little did we know that 8 months since we will still be chasing ICICI for payment fo the hospital bills.
Claim # ICICI Lombard/4030/2900098/00/000/M004394.16
8 months have past since and despite repeated correspondence from the hostpital, us and our family, ICICI Lombard has not responded to any of our emails or invoices. We have US $28000.00 bill that we cannot pay from our pocket waiting to be cleared.
ICICI is affiliated with United healthcare in US. When you call ICICI helpline, they ask you to contact United and United # that is proivded is only for providers and not members.
United healthcare has sent various emails to ICICI Mumbai office and they have not received any response so far.
If anyone is even remotely thinking of getting ICICI policy for any reason, my strongest advice is please do not take it. You might as well flush your money down the toilet.
I am surprised that companies such as ICICI get away in US with these fradulent activities and no action is taken to make sure that they are totally banned from doing business in US market.


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