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ICICI Bank Harassment and Misuse of personal info

This is a discussion on ICICI Bank Harassment and Misuse of personal info within the Banking forums, part of the Financial Services category; Complaint: ICICI bank has revealed my personal( passport # , moile, my office address, my designation ) to recovery agents ...

  1. #1
    sasikanthpvs is offline Junior Member
    Join Date
    Jan 2012
    Posts
    1

    Angry ICICI Bank Harassment and Misuse of personal info

    Complaint: ICICI bank has revealed my personal( passport # , moile, my office address, my designation ) to recovery agents who are harassing me for no reason.


    Description: last week ( 18th jan 2012 ) I got a call from 918043409000 and the person on the line told me that he was from dtdc courier. He told me that I got a package from amway and there is one more package for Suresh ( name has been changed due to confidentiality ) and he wants to talk to Suresh.
    I told him that I don't know any
    Suresh but asked him to deliver my package to me office mail desk. Then he told me that both the packages are tied. And on his package also my mobile number was given as contact. And he told me that Suresh also works for my company and suggested me to search his name to know the contact information. I told him that I was not at desk that moment and asked him to call me later.
    Next day evening he called me again.And straight away asked for
    Suresh's phone number. The I searched for Suresh in my office db and gave him Suresh's(searched with full name as he told me ) direct desk number. Then he insisted me for his mobile number. I told him that I can not have access to personal information and even if I have access to personal info I can not share it with others as it is a information security violation.
    Then he started talking for his mobile number with demanding tone. The call got disconnected. But that raised doubts in me and I suspected if he is really form dtdc courier.

    Next time he called me again and demanded Suresh's mobile number ( he was thinking that I knew Suresh because I gave his office desk number ). I told him that I don't know Suresh and asked him to deliver my courier. He argued that he cant deliver package unless he speak to Suresh.
    That time my colleague took over the phone and asked him whats the matter. He asked my colleague if he is Suresh and then revealed that he is from ICICI bank and the call is regarding ICICI bank personal loan recovery.)
    Form there on he called me many time and harassed me with provocative language. At one time he gave phone to some other person who threatened me saying he is from mumbai police department and harassed me for Suresh's contact information.
    On friday when he called me last time he threatened me that he is waiting out side of my office and asked me to come out. In that call he told me that Suresh has given my mobile number when he took personal loan.
    That was the incident. Now my personal information (including passport number which I have submitted while account opening) has been compromised so I will ask my hr people for change of my salary account.
    Below points made me believe that ICICI bank misused my personal information.
    * The person is working for ICICI personal loan recovery.
    * At one point in conversation he told me that he know one principal engineer in my company and he would complain to him on me.
    This makes me believe that he know my companies internal designations ( I am being a sr. Software engineer and principal engineer is next level designation in my company ).
    ICICI bank salary account opening forms capture our designation.

    * He revealed my passport information correctly and tried to threaten me as mumbai police department is behind him.
    I have submitted passport xerox as identity proof to ICICI while opening salary account.

    * Initially when he called as a dtdc courier person he told me my office address correctly. And he only suggested my to search for Suresh's contact information in my company employee database.
    * Today I called my ICICI relationship manager and when I told him that ICICI bank revealed my perosonal information to third party, he told me that ICICI stopped giving recovery process to third party.
    But when I told him that the person is 'working for' ICICI personal loan recovery, he said if he works for ICICI bank he has access to all my personal information. And he told me that it is a possibility that
    Suresh would have given my name and mobile has reference while taking personal loan.
    But .. at first place I don't know who this
    Suresh is..and even if he gave my number and name as reference he would not be knowing my passport number so only ICICI bank has used information submitted to it. And secondly ICICI people would have called me and asked me before giving him personal loan.
    During this incident I have gone through lot of mental tension that I could not concentrate work and could not sleep well during last three days.
    So request you to help me in taking necessary action on ICICI. Bank.

    Thank you Sasikanth
    Last edited by sasikanthpvs; 01-24-2012 at 07:38 PM. Reason: Editing some persons's Name which doesn't matter to the complaint. Changing Senthil Balachandran to XYZ

  2. #2
    ICICI Bank Care is offline Senior Member
    Join Date
    Sep 2009
    Posts
    1,278

    Default

    Hi,

    We regret the problem caused to you. Please send us your contact details at care@icicibank.com and we shall get in touch with you soon. Kindly refer '2621014' in the subject line.

    Regards,
    ICICI Bank Customer Service Team

  3. #3
    Sanjeev.Singh144 is offline Junior Member
    Join Date
    May 2012
    Posts
    1

    Post Mental Harasment by ICICI Recovery team-Complaint

    Dear Sir,


    My Name is Sanjeev Singh I have taken a Personal Loan from ICICI bank and amount was of Rs 1,90,000 & my EMI of Rs 5683 per month.


    It is to bring to your notice, that i am being mentally harassed , insulted in front of my world to payback personal loan thru ICICI Collection Agency.


    This loan was taken in the year 2007-2008. I have already paid around 18-20 installments. I lost my job due to recession & slowdown in BPO sector in Nov. 2009 because of which I was not able to continue to pay my monthly installments. That time was very hard for me, I was not getting job and I have given application in ICICI bank regarding that not able to pay the dues. Now I have started my own Business in this year and I have decided to pay my all dues before this year ending.

    From this month (May) I have started receiving calls from ICICI collection department & I was speaking with a agent who's name is Deepak. I have told him that I will pay the amount directly to bank because of his bad behaviour. I have asked him to do not call me after that but he started calling me repeatedly. He used abusing language with me and said "Agar aukat nahi hoti to loan lete kyon ho".

    During these conversations they have called my neighbours and relatives number of times. They have contacted my brother-in-law, my friends & told them about this & even asked them to speak to me so that I should pay off the loan. They have called my friend's and their friends also and told them every thing about the loan. Even they have sent two persons to my house and they have introduced them as a Manager of ICICI bank and they have started speaking louder in front of my house and miss behaved with my wife in my absence and used bad language with my wife. Because of their behavior and their harassment, my wife was mentally disturbed.


    I would really want to know that did ICICI contacted them before they gave me this loan? Did they gave the loan to my parents, relatives, friends or they gave the loan to me? Why they have to suffer because of my loan? Are they responsible that I didn’t payback the loan in time ... No they are not. It’s me who took the loan & I fully intend to pay it back.


    At this point of time, I am trying to pay the amount before this year ending. I want ICICI bank to give me some time so that I can earn some money. Whenever I try to tell them the same thing, they just started using abusing language and call my relatives, friends & the whole world. They are just mentally torturing me, harassing me & insulting me in front of my family, neighbours & friends.


    They have asked me to pay the amount within few days (10-20 May). I really cannot arrange it right now. They said if I don’t pay it on given time then they will start called my neighbour, friends, parents & relatives. I m really very disturbed. I have lost my sleeps, sometimes I feel like committing suicide instead of living like this. Please do something.


    Below mentioned are the telephone number from which i am receiving calls :-
    01142375509

    Deepak Personal Mobile Numbers : 09911679657, 09540671886
    Workplace :- Rohini Sector 8 . New Delhi.

    Sir, it is requested through your honorable office to investigate and mediate with ICICI bank and put a stop to the nuisance created by collection agents for settlement or demand of EMIs.


    Thanking You in anticipation.


    Regards
    Sanjeev Singh
    9958567284
    sanjeev.singh144@gmail.com

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