Respected sir,
HSBC Bank has offered me balance transfer of 60'000/- which was according to hsbc customer care executive can be taken in name of single bank or multiple as per reqirement on the condition of @ 0% interest for frist 3 months tenure or more than 3 months it will be @ 1.49 % per month on reducing basis and if you taking multiple balance transfer this won't affect each other in terms of charges and interests !

So first i took a balance transfer for Rs.12500/- and same amount has been converted in EMIs @ Rs.1124.99 X 12. As per offer (p.fee 2% + rate of int.1.49% + pre closing Charges 4 %).
After few days I took second balance transfer for Rs. 34000/- On the terms of LIFE TIME Which mean i've to pay atleast 5% of the said amount + interest every month .

Sir now the bank is doing what that holding frist balance transfer's EMIs Rs.1124.99/-(of Rs. 12500/-) which was converted into EMIs And charging interest on that holded EMIS and all my payments adjusting in second balance transfer which's payment i have to pay is 5% Per month + interest !
According to HSBC i am paying Rs.3000/- per month! But an additional amount which is increasing month by month Charging from me ! ( HSBC CARD NO.4384 5999 8071 6129)
NOW THEY ARE SAYING THAT WHAT EVER THEY SAYING IS CORRECT SO YOU HAVE TO PAY AS PER BANK'S DEMAND !
So you are kindly requested to help me to solve the issue !

Thanking You !
Sagar Mandotra
Cont. no.9810315422