Hi Anand,

First what you will have to do is understand CIBIL. Ever since 2003 everyone in India who applied for a loan had their names going into a data base called CIBIL today. CIBIL helps banks see your previous track records on loans take by you and based on that do they issue you a loan. Probaly you CIBIL Score was low and thats the reason the bank rejected you loan however, there are ways by which your CIBIL score can be improved. If you would like to get more information reach me on 080-30732226/ 9986541240 or email me at timothy@debtdoctorindia.com

Regards,
Timothy

Dear Sir/Madam,

My name is Keshav Kumar and I work with The Times of India Group.

I had taken a personal loan from HDFC bank December 2010. Now, I have
foreclosed this loan account after paying the outstanding balance. The bank
has also given the NOC to me. But my name is still there in CIBIL and shows
default in EMI payment. Because of this, my home loan request at another
bank is being denied. Please let me know how my name could be removed from
CIBIL. Here are the details:

Name: Keshav Kumar
Personal loan agreement no. at HDFC Bank: 15979477


Looking forward to get help from you soon.


Regards,
Keshav Kumar
MObile: 9818210780
Email: keshavkd@gmail.com

My PAN no.is BMVPS 5980F and mobile is 8003652767. I have paid all my dues of personel loan taken from fullerton india Banswara rajasthan. Plz. remove my name from the defaulter list.

I am Anirban Chakraborty. My credit card application with CITIBANK got rejected because of low CIBIL score. This was my first application of credit card in my whole life. I do have a educational loan for which the EMI started only 5 months back. I have paid all the EMIs before time. I never took any other loan in my whole life. Please let me what to do now.