Dear Sir/Madam,
I am Jithender Kumar residing in Guduvanchery, previously was in padapai, Kancheepuram dt.
Complaint:
I've been using ABN AMRO credit card since 2006 and I never ever missed to pay my dues till last month but unfortunately due to few personal expenses I'm unable to pay the same for the last month. I thought I can pay it next month with all the extra charges which wil be levied due to late fee.
I am working in TCS (Night Shift), where I'll sleep in the morning by keeping my mobile in the silent mode. For the past 4 days I have received calls from delhi (ABN Customer care - 011-66211622,011-66211625,011-40779423,011-62211627,011-40779423,011-43796100), where I'm unable to attend the calls and I'll be waking up only at 5pm and get ready to office. I really dont have the habit of calling the unknown person back from the missed call list but only if known number or person I might call.
today 14-05-2009, I have not put my mobile at silent where I have received the call from one of the number above and I've attended. I have clearly explained to the Representative about my next payment. But he has exceeded his limits by abusing me, forgot that he is rep and taking to the customer who is being part of ABN since 2006.
Conversation:
Rep: Its regarding the credit card payment
I: I'll pay the amount next month
R: Why?
I: I had few personal expense this time will definitely pay next month
R: dont you to attend the call when we had called you?( in rough tone)
I: I'm in night shift and will be sleeping in the day time where I cannot attend the call
R:Then you should have do the prompt payment. (Again in a very rough tone)
I:Xcuse me, have you given the money to me?
R: Yes I only gave it to you. If you dont pay the money you should have attend the call when we called you. (Abused me in a rough tone)
I

I have become Irate) Dont forget you are speaking to the customer
R:Customer is not a god and dont you know to attend the call and inform us about being defaulter this time.(Abused me in a rough tone)
I: Xcuse me behave yourself, I've already said that I'm in a night shift and will sleep in the morning and mind your wors while speaking.
R: Why you sleep till 4?
'This question really made me Irate and I've become very much angry'
I: Hey whats your name?
R:My name is prem(he added that I have called him a dog during conversation but I havent. this can be proved from the recorded voice from their end)
I:Hey prem, behave yourself and you better keep the phone down and I'll meet you in consumer court.
The rep's name is Prem. Since 2006 I'm not a defaulter and this is the first time and I'm aware that I should have to pay with the charges levied on late payment
He called me at 12:21 pm (You need to know my situation here attending his call at the time of taking rest. working in night and not sleeping in day time will really lead to stress)
I need your assistance to sue him and he has to compensate for what he has done to ABN's valuable customer.
Thanks & Regards,
Jithender Kumar.KB