Dear Sir/Madam,

I had taken a personal loan (Loan A/C No. RPDL 00017913) from GE Money (then
GE Countrywide Consumer Financial Services Ltd.) in 2006. The duration of
the loan was for three years, and I had provided them with 36 cheques.

Since January of 2009, I noticed that cheques were being returned from my
account (ICICI Bank: NOIDA Branch, A/C No. ********2629), the reason cited
being "Cheque out of date".

This happened in January and the same was repeated in February as well. I
lost out on some money when my bank charged me for bounced cheques. Also, GE
money imposed a penalty of Rs 200 each time.

Now, I have got the cheques of March'09 and April'09 back with me - the loan
is ending in April this year - and I found that the dates have been inserted
by someone from GE, and not by myself.

I would just like to know why have I been charged Rs 200 each time by GE
money, as well as have been penalised Rs 56 (thrice) by ICICI bank (the
bank, of course, cannot be held accountable), for something that was no
fault of mine.o

I have spoken with GE Money customer care thrice and they have informed me
that according to their records, I have not paid any extra money, while I
have two receipts with me which clearly state that I paid an additional Rs
200, over and above my EMI.

Kindly help me out.

Regards.

--
Rupak Ghosh
Manager - Marketing
Career Launcher India Limited