Hello,

Have you the above mentioned settlement letters ?

Yes i do have the fax copy which i have received from the bank

Dear Meenu,

We are sorry to hear about your experience. We'll contact you and work to address your issue.

Regards,
ICICI Customer Service Team

Originally Posted by meenunayal

Dear Sir/Madam,

I am Meenu Nayal, I have taken the ICICI credit card no- 4477468443697003, with a Service reference number SR102784817 with ICICI bank, as I have surrender this card in 2007 and also got the letter of settel ment from the bank on 21st January 2008.
But when I have applied for a loan in 2009, it came to my notice that ICICI bank have put me in the defaulter list of Civil and due to it my loan is rejected, when i have contacted the ICICI bank they have confirmed to me that I have clear account with them. They have sent me again the letter of settlement and told me that now they will remove my name from the defaulter list as it’s a mistake.
But till now my name is not removed, as I am trying to apply for housing loan and it showing again the same problem that my name is still in the defaulter list of Cibil.
I request you to kindly pls help in it and advice me for the same, as its really very harishing, that bank people is sleeping from last 3 years and made the customer to suffer.

Hi,

I have received the mail from ICICI bank on 18th May that "modified the status from "Written Off" to "Settled" in Credit Information of India Bureau Limited (CIBIL) ".
Please advice what I have to do now, will my loan application will be pass now or there is any further procedure I have to follow.

Thanks in advance for all yr advcie.

[QUOTE=Francis gomes]Dear Sir/Madam,

I am Francis gomes, I have taken the SBI credit card no- 0004317575703101205, as I have surrender this card in 2004 and also got the letter of settel ment from the bank on 17 Sep 2004. Settel ment tracker no. Delhi49200436280.
But when I have applied for a loan in 2011, it came to my notice that SBI bank have put me in the defaulter list of Civil and due to it my loan is rejected, when i have contacted the SBI bank they have confirmed to me that I have clear account with them. They have sent me again the letter of settlement and told me that now they will remove my name from the defaulter list as it’s a mistake.
But till now my name is not removed, as I am trying to apply for housing loan and it showing again the same problem that my name is still in the defaulter list of Cibil.
I request you to kindly pls help in it and advice me for the same, as its really very harishing, that bank people is sleeping from last 7 years and made the customer to suffer.

Dear SBI credit Team
I used to have a credit card no 4006 6760 1437 9799 of SBI while i was in Delhi. I made full and final payment of Rs 23796/- on 26th Dec 2005. Thereafter I took personal Loan of Rs 3 Lakhs from centurian Bank which was closed subsequently and got clearance from them. Again I took Housing loan Rs 35 lakhs and Further RS 5 lakhs topup loan from ING VYSYA BANK, Bangalore. This was also cleared in oct 2009 and clearance in writing taken from ING VYSYA BANK. Thereafter i took Rs33.35 Lakhs from IDBI HOME FINANCE in the month of Dec 2009 . For this my EMI is going regularly without any default.
Now I have approached IDBI BANK for Loan of Rs 25 lakhs. But they are now refusing to consider the loan because my name is in the default list of CIBIL. First i donot know how centurian Bank and INGVYSA BANK cleared my loan if i have any outstanding dues toward SBI CREDIT CARD ? secondly How IDBI HOMEFINANCE have given me a loan of Rs 33.35 laks if my name is in SBI CIBIL Defaulters list ?
SO kindly advise how i can get my name removed from cibil defaulters list as i am in urgent need of Housing Loan to purchase my second House thro IDBI BANK ?
thanks
shivaprakash

we are a debt management company which is iso certified and also partners with cibil we can help solve issues wit cc pl and also upgrade your score and setlle your name in cibil please contact 9632220237

Hello,
My name is in Cibil.I settled my personal loan with Citi Financial and ICICI Bank credit card but still my name exist.
My account with citi financial is :13816250
My ICICI Bank credit card no is :5176 5339 4196 2000
Kindly suggest me that how my name can be removed from Cibil.
Thanks
Mujtaba
mdmujtaba786@gmail.com

we are a debt management company which iso certified and partners with cibil we can help settle your score and also get your credit history cleaned please contact 9632220237