why don't u try for HDFC CREDIT card they provide good service than any other bank .

but avoid ICICI bank credit card .

Dear Mr. Gupta,

The Bank has the right to accept or reject any loan or credit card request. We can’t force any Bank to provide such services. But the Bank will have to provide us the reason for the rejection of our request. If the Bank fails to provide us such information we can forward our complaint to RBI in this concern.

First of all, send a written complaint to concerned Bank’s Head office to give you the reason for rejection. The address is:
The Managing Director,
Axis Bank Ltd., 131, Maker Tower - F wing,
Cuffe Parade, Colaba, Mumbai,
MAHARASHTRA-400005

I had very worst experience with axis bank, and there is no value for customer money and time, i lost so much of money from axis bank. So requesting all of bank account holders not to open account with axis bank.

Hey,
Its a decision take by the Directors in AXIS BANK that Credit card will be given only when you make a fixed deposit of 25000Rs or more. This development has happened due to the growth of fraud acts using Credit cards. I got a credit card recently within a week after I started a Fixed Deposit.

Thanks,
Aswin

Hi,
earlier Axis credit card gift is available with lot of gift for 1000 or 1200 rewardpoints. but they cheated by removing all the gift items. I have acquired more than 1000 reward points but unluckly they remove all the near range gift items.

So, i plan to cancelled my axis credit card. it is the worst one.

thx,
velu

iam the sbt costomer today visit your atm centere sriharipuram visakapatnam unfortunately your atm 100rs only one note.iam withdraw 200rs but only 100rs recieve .actual balance my account 9800Rs last time my account 9600.your security is very bad behaviour please reply my email id praveen_1753@yahoo.com

Dear Sir / Madam,

Its becoming really hard to deal with Axis bank. I forwarded a request for credit card by calling customer care.
As i was informed some will contact me in next 10 working days, its been a month no one had contacted me yet.

Not only this, i went to Axis Bank Brach In Rohini , Sec- 7 to apply for the credit card.
I was informed there is no one at the moment who deals with the credit card.
They took my number so that they call me once they have there agent.
Its been almost 10 days no one contacted me..


This is the service, I am getting from Axis bank..

Vikash kumar
9990045698

HI
This is Gavin.Berner
My creidt card # is 4718630002491859

MY credit card got expired
and the you people send the
card to my address which is
4-4-172 Kali Mandir Bandlaguda.
Himayathsagar road.
Indra reddy nagar redddy
nagar colony. Pin 500086

And when ever i call customer service
u people tell me that the Blue dart
cant deliver the card because my
area is out of delivery area.
And the customer service people
told me to go to teh bank
and ask the bank people to
send an e mail. So that they will
send the credit card to the branch
which is at Mehdi patnam Hyderabad.
I wend to theank numerious times
and still i an facing helll. I dont have
my creidt card since Jan.
And when ever i call the customer care to AXIS
Bank they give me all stupid reasos.

I want my card dont let me beg
u people.

I call up the customer service
everry morning and still they
give me all stupid reasons.


Rewgards: Gavin.Bernes
ph# 9959730695

HI
This is Gavin.Berner
My creidt card # is 4718630002491859

MY credit card got expired
and the you people send the
card to my address which is
4-4-172 Kali Mandir Bandlaguda.
Himayathsagar road.
Indra reddy nagar redddy
nagar colony. Pin 500086

And when ever i call customer service
u people tell me that the Blue dart
cant deliver the card because my
area is out of delivery area.
And the customer service people
told me to go to teh bank
and ask the bank people to
send an e mail. So that they will
send the credit card to the branch
which is at Mehdi patnam Hyderabad.
I wend to theank numerious times
and still i an facing helll. I dont have
my creidt card since Jan.
And when ever i call the customer care to AXIS
Bank they give me all stupid reasos.

I want my card dont let me beg
u people.

I call up the customer service
everry morning and still they
give me all stupid reasons.


Rewgards: Gavin.Bernes
ph# 9959730695

Hi,
my credit card no 4718610100864694
i got the settlement letter on 12/09/2009
for the amount of 39000 wherelse i paid 18500 in 1 shot collector name Mahendra.P
then i received call from Axis bank collection department they offered saying that there's some special offers if i pay 14000 Collector name (Chethan R Singh) my account would be closed permanently
i paid that amount on January 30th 2010
now i am receiving the calls saying my outstanding amount is 89000 and i need to pay?
and they are saying that account has not closed they dint issue any Settlement letter also
i have the settlement letter in my hand how will it be possible????????
kindly go through and do the needful this guys are giving mental torture

Regards,
Vetrivel

Dear Sir/Madam

NEVER buy axis bank credit card in life they will fuck u

Ref: SSD CN 876-11 (P) : Appeal for AXISB/08-09/103/5101. CC - 4718 6300 0306 5033

DEAR SIR, Madam,

AXIS bank card number: 4718 6300 0306 5033

Would like to highlight irresponsible behaviour and not followed RBI rules by AXIS bank.
My brother had outstanding on card which was settled on settled in Feb 2009 by paying 19000 cash and 10000 cheque of HDFc bank.
This was his salary account which was closed by their employer and hence the cheque did not get cleared.

Again in Dec 2009 we started receiving calls and as per their executives confirmation we paid the amount by Citi's cheque which was realised. While making this payment had confirm with the executive on their line that, is this the final amount and would want to close this case.

Their executives did confirm this and collected money in Dec 2009.


Now in Sept 2011, i started receiving calls from executives asking card has outstanding and we need to pay for final settlement which was a shock for me.

I have gone through RBI guidelines for a bank which does mention that banks should do follow ups for outstanding amount and calls should be recorded. Executives language should not be indecent.


All these above points are strictly not followed by this bank.

Further since Sept 2009,I am doing rigorous follow ups with clarification and questions raised as below:

- Why did it take two years to understand the fact that letter issued was not valid?
- What were the follow ups, tracking done during this period?
- Why did the executives gave incorrect information in Dec 2009?
- Why the executives do not follow basic mannerism while speaking to client.

Unfortunately have not received any answers for any of above questions.

Had lodged numerous queries on their site and mails - there was no reply and as last option have written mail to their Nodal office, CEO (thrice),credit card head( once.)

An excellent irresponsible Procedure followed by good bank is CEO's representative forwards mail to nodal office, nodal office to customer service and customer service - standard reply - "We shall get back to you in 02 working days" since Sept 2011.

Wondering which country are we in, in north or South Pole that 02 working days are more than months!!!

Their executive also mentioned on call - Madam you lodge complaints, do anything, you will not get the reply for even 4 years, just pay the money".

How many times does a customer have to suffer? - i agree there was an outstanding and we did pay with interest to close this. One can not punish customer after settlement- that too with such irresponsible behaviour.

My concerns are
-when i paid the amount in Dec 2009, after clarifying 10 times i want to close this , tell me final settlement amount- they discussed details on phone and then after two years asking me to produce proof of my conversation with executive- they should have this in their own record!!

- Till two years no one was bothered to do follow up or inform if there was outstanding if any!!!

- What is the guarantee that this situation will not happen again in future!!!