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ICICI bank deduct money from saving without notice

This is a discussion on ICICI bank deduct money from saving without notice within the Bank Account forums, part of the Banking category; Hello My name is Narendra Singh. on 1 Feb 2012 icici bank deduct Rs. 25,618.17 from my saving account - ...

  1. #1
    nayan10 is offline Junior Member
    Join Date
    Feb 2012
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    2

    Default ICICI bank deduct money from saving without notice

    Hello

    My name is Narendra Singh. on 1 Feb 2012 icici bank deduct Rs. 25,618.17 from my saving account - "628601040648" without my permission without any notice. when i ask customer care they told me, amount debited by Credit Card peoples because of due in credit card.

    I remember i have credit card in 2006, i have due something near by Rs. 8000 (less or more) i done settlement and paid Rs. 6000. to recovery people in 2007 from that day no recovery agent or notice come on my door.

    my maximum credit card limit is Rs. 15000 and they debited Rs. 25,618 from my saving account. when there is due only Rs 8000 approx and i paid Rs. 6000 and done settlement. at anyhow its not fair that bank deduct that much money from my account, is Rs. 25k+ is nothing or its a small amount.

    I want my money back , Bank has no right to touch my saving account without my permission.

    our money which we make from hard work is safe ? please stop this harassment.

    Thanks
    Narendra Singh
    9310790203

  2. #2
    ICICI Bank Care is offline Senior Member
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    Sep 2009
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    1,277

    Default

    Hi Narendra,

    We're sorry for the inconvenience caused to you. We have noted your contact details, we'll assist you soon.

    Regards,
    ICICI Bank Customer Service Team

  3. #3
    nayan10 is offline Junior Member
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    Feb 2012
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    Default

    Hello

    After conversation from ICICI Bank and view my CC statement i found that bank charge me too heavy charges, (AUTO DEBIT RETURN FEE + Late Payment Fee + Overlimit Charge), they charge me Rs. 1985 Interest every month when my maximum credit card limit is Rs. 15000.

    Bank told me they send me notice or CC statement on regular basis but in real i did not get any single statement from last 4 years, as an example they told , The lien intimation letter was sent to your mailing address on January 21, 2012 who take "vitto" but there is no person named vitto in my home.

    I want to know how i suit case against ICICI bank in this issue.

    Thanks for guideline
    Last edited by nayan10; 03-05-2012 at 03:11 AM.

  4. #4
    Richarulezzz is offline Junior Member
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    Sep 2011
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    Default ICICI Bank aka HARASSMENT Bank

    Dear Court

    I have an account in ICICI Bank. Sicnei was dealing in huge amount, I was also made a so-called 'priviledged' customer. I will now enlist what all PRIVILEDGES I got:

    - I opened an RD Account to auto-deduct Rs.30000 from my account on the 1st of every month. In the case of last month, they themselves did not deduct the amount, inspite of sufficient balance in my account! ON multiple follow ups no reply. Also on the due date the entire amount was not creditted to my account and after one week of daily calls and mails and everything, I got the due amount but by Rs.4000 less.

    - I contacted my priviledged banking officer(Preeti Bajaj), but she never bothered to answer my pleas.

    - I contacted the Branh Manager(Dipankar Basu)of the branch where my acocunt is and he also said he will get back to withina day and I am still waiting for the day to come.

    - My mail box keeps getting spammed by a different explanation every 5 days why the Rs.4000 have been deducted by Mr. Ashok, who is not even investigating the case before replying.


    I have never felt this cheated and never gotten this bad service in spite of giving so much business to the bank.

    Please seek legal action against the Bank and get me the compenstaion for all the harrassment, follow ups, waste of time and energy and above all JUSTICE.

    Regards
    Richa Gupta
    9741315698

  5. #5
    harishet is offline Junior Member
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    Mar 2012
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    1

    Default axis banks consolidated account charges

    Hi my name is Harish Shetty having an axis bank account no 911010039286536 at mira road branch.sir this is actually looting peoples money from thier savings account as minimum balance charges/Transaction charges. My account is hardly seven months old and the bank has already charged me an amount of Rs6500/= from my savings account in name of consolidated account charges giving me an explanation of maximum of five transaction allowed per quarter.Am i supposed to pay such huge amount as charges for using my own money. Will RbI look into the mater and issue guidelines which has to be made mandatory for all such banks to educate people at the time of opening the account
    Thanks and Regards:Harish Shetty
    Last edited by harishet; 03-29-2012 at 05:28 PM.

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