To,

The Banking Ombudsman,
Jeevan Bharti Building, Tower No.1,
7th Floor, 124, Cannought circus
Delhi-110001.

Sub: Issue No: 1 . Returne of my Cheque No: 007580 dated. 23-01-2012 of Rs 45000/- showing insufficient fund by Union Bank of India , Palayam Road, Kozhikode-2.


Issue No: 2 : Family pension for last 3 months not collected / credited in my account No 370402030007300 by Union Bank of India , Palayam Road , Kozhikode -2.



Sir,

Issue No: 1.


I am very much regret to inform you that even though sufficient balance in my passbook bank authorities returned my Cheque No 007580 dt. 23-01-2012 of Rs 45000/-, stating that insufficient fund in the account. My grievance was for a larger issue effecting my payment plan , loss of interest , cost to be borne by me towards the bounce of cheque and damage to my credit rating . I would like to invite your attention that on January 20^th, 2012 I updated my passbook , which showing a balance of Rs 50101/- without crediting my family pension for last 3 months, in due course ie, from 20-01-2012 to till this date no transaction was took place in this account.

Issue No. 2.


On Friday , January 20^th, 2012 I updated my passbook in which I realized that my family pension for last 3 months not credited in my account. When I asked about my pension, no proper reply received from the bank authorities. I am still surprised why bank authorities not intimated the non credit of my family pension even after the laps of 90 days? Hence I request your good selves to intervene the matter and solve my issue legally.

Please find enclosed herewith the supporting

1) 1)Cheque returned by the Union Bank Of India & their memorandum
2) 2) Copy of passbook updated by bank on 20-01-2012 ( Union Bank Of India )
3) 3) South Indian Bank passbook entry reversing the credit.
4) Registered Letter send to Union Bank of


Thanking you,

Yours truely,

Anandavalli . R. V