HI,

I am Elan here. Based on my experience I am writing in the forum. The HDFC is only for the peoples who is working in EB, RTO and so on(EB and RTO people having more money becasue of corruption) not for the middle class peoples because they will deduct more and more hidden charges.. I am having salary account with the HDFC bank and opened in 2008 dec, after I left company also I am managing around 30K as AQB. The account is opened where I am working. But my HDFC local branch contacted and asked to open securities and so on.. I am actively using HDFC securities which is linked with this account, Mutual funds and personal loan.. HDFC allowing to open securities account in local branch but not allowing to deposit cash... IF deposited arround 110.30 rs will gone everytime.... IF I keep my foot in bank 110.30 is going... I stopped going to bank.

I am doing transactions around 12-13 lakhs per year. but for the account statement also they keep on charging.... I got account statement and reaching home before that i received message so and so is deducted for account statement. Eventhough I am doing transaction 12-13 lakhs per years HDFC peoples gave me personal loan for the very high interest of 22% but now they are keep on asking to deposit and investments... I am getting loan for 22% they will pay 8%-10% for deposits.. How brilliant they are... ..... I request you all to check the bank who is not asking for pre-closure charges... And also bank who is not taking hidden charges....

Hi,
This is Pradeep Yadav, I have HDFC Salary A/C which got converted in to Saving A/C, Due to that i was charge AQB for 3 time with out information before vi Email or Phone, Bank need to inform if they are charging 827 * 3= 2481 RS, This happend in this month it self, But the next day i went to HDFc Ahur Center Branch at Andher E, And spoken to Mrs Bhardawaj and explain that i had salary credit in Jan, Feb, Nov and Dec so why i have been charge AQB 3 time. But know i was re-credit with 2 AQB and 1 is still Pending. If HDFC is in lost why are they making money from customer just closer you bank and say you cant serve india.

Just to inform you HDFC is the worst Bank what i find, I had Credit Card Settelment with them long time before, Just to tell i was not knowing what is settelment is. WHen i removed my CIBIL Report it was showing negative Point i have lost due to this settelment. Know i can do fourcloser also so my credit can be normal.

Pradeep Yadav
9820329666

Originally Posted by Yahooyadav

Hi,
This is Pradeep Yadav, I have HDFC Salary A/C which got converted in to Saving A/C, Due to that i was charge AQB for 3 time with out information before vi Email or Phone, Bank need to inform if they are charging 827 * 3= 2481 RS, This happend in this month it self, But the next day i went to HDFc Ahur Center Branch at Andher E, And spoken to Mrs Bhardawaj and explain that i had salary credit in Jan, Feb, Nov and Dec so why i have been charge AQB 3 time. But know i was re-credit with 2 AQB and 1 is still Pending. If HDFC is in lost why are they making money from customer just closer you bank and say you cant serve india.

Just to inform you HDFC is the worst Bank what i find, I had Credit Card Settelment with them long time before, Just to tell i was not knowing what is settelment is. WHen i removed my CIBIL Report it was showing negative Point i have lost due to this settelment. Know i can do fourcloser also so my credit can be normal.

Pradeep Yadav
9820329666

Dear Mr Yadav,

We are sorry to know that your past experiences with the bank have been disappointing. We'll try and resolve your queries at the earliest. We would require a few details to assist you better. Please write to talktous@hdfcbank.com with your account and contact details, details of the disputed debit, credit card details and the reference number TTU000401415122011.

Regards, Customer Assistance, HDFC Bank

I am having hdfc salary account but my salary was never credited in it as I left the company before receiving the salary. I heard that the salary account gets converted to regular savings account after 3 months, but till now I didnt get any intimation regarding it. It's been over 6months that I have left that company and I am doing some minor transactions through this account. Will I be notified before converting my account to savings account? Do I need to maintain minimum quarterly balance? If yes, when will the money be deducted from the account if I dont maintain that balance? Do I need to pay anything for closing the account? First of all how to know whether my account is still salary account or it's been converted to savings account? As I have shifted to another city, can I close the account from my place only or do I need to visit my branch? I didnt get proper response on calling the customer service people, it seems they are not aware of this situation. That's why I am posting my questions here. I'd be grateful if you could clarify these things.Thanks in advance

Dear Sir/Madam,

I was registered salary account at HDFC. i'm not getting proper response from your side to open the account. this is my Reference no : 0000000000000570

Regards

Rajasekaran A
7401284842

Hi Sir/Madam,

I have a old HDFC salary account , as i already left the job and employer , salary is not getting credited in that account. And i am also not using that account anymore. I want to know whether i need to close the account or it will be automatically closed ? as salary not getting credited from many months and there in no transaction also.

I have HDFC Salary account and it was from my previous organization. I had quite that organization and now when go to the HDFC bank to close my account Ms. Bhavana was there to assist. I ask her to procedure. She told me that your due is pending kindly clear it then we can proceed further. She asked me to pay 828 Rs. i have done the same, then I ask her when it will be close and any other thing or charges I have to bare? She replied with no. This will close in three days. After 15 days the account does not closed and when i call her she replied that your due is pending. clear your due first then it will closed.

Originally Posted by HDFC Bank

Dear Mr Yadav,

We are sorry to know that your past experiences with the bank have been disappointing. We'll try and resolve your queries at the earliest. We would require a few details to assist you better. Please write to talktous@hdfcbank.com with your account and contact details, details of the disputed debit, credit card details and the reference number TTU000401415122011.

Regards, Customer Assistance, HDFC Bank

I have HDFC Salary account and it was from my previous organization. I had quite that organization and now when go to the HDFC bank to close my account Ms. Bhavana was there to assist. I ask her to procedure. She told me that your due is pending kindly clear it then we can proceed further. She asked me to pay 828 Rs. i have done the same, then I ask her when it will be close and any other thing or charges I have to bare? She replied with no. This will close in three days. After 15 days the account does not closed and when i call her she replied that your due is pending. clear your due first then it will closed.


Sanket A Patil

Originally Posted by Unregistered

I have HDFC Salary account and it was from my previous organization. I had quite that organization and now when go to the HDFC bank to close my account Ms. Bhavana was there to assist. I ask her to procedure. She told me that your due is pending kindly clear it then we can proceed further. She asked me to pay 828 Rs. i have done the same, then I ask her when it will be close and any other thing or charges I have to bare? She replied with no. This will close in three days. After 15 days the account does not closed and when i call her she replied that your due is pending. clear your due first then it will closed.


Sanket A Patil

Hi Sanket,
Get some lesson from this experience now. and do not do any business with private banks.
Profit making is their only motto. If you want your hard money to be safe, go for Public Sector/Government banks like SBI etc.

Be wise, Be safe.

My company opened a zero balance salary account in HDFC Bank for me, Haldia, Purba Midnapore Branch on 1st week of July'2012 and every month my salary is being credited regularly and as usual, this month it is also informed by the Bank through SMS on 1st November'2012 that my salary is credited in my account no. 04511050038600. On 2nd Nov'2012 when I went for withdrawing salary through ATM it shows " Sorry unable to process" & my account shows Ledger Balance Rs. 27223.24 but available balance Rs. 0.00! Then I at once visit my Branch & discussed regarding the same with the Branch Manager Mr. Soubir Ghosh & Mr. Dhrubojoyti Roy, PB Authorized. They told me that my A/C is hold for an unknown reason & asked me that if there is any credit card in favour of me with HDFC Bank previously? I answared, yes I had one credit card in the f.y 2007-08 bearing no. 4346772004273222, Mr. Roy has already been mailed to their higher authority regarding all of these facts & they replied that there is no trace of that card, but surprised to know that one credit card bearing no. 4346781006115513 shows their system issued in favour of me, but neither I have applied any other credit card or nor have received the same.
I requsted to my Bank Branch Manager to look into this matter because my wife is suffering stage - II A , Breast Cancer,proper documents I have with, but he give some mobile no and requested to talk with them. But I unable to contact them. At the present situation I am suffering acute financial crisis. I unable to understand what can I do?

Meloard I requested to please regularized my a/c immediately which has been blocked with out any notice by HDFC Bank.

Thanks & Regards,
Sandip Chowdhury

Hi,
My name is Farhad Hussien,1 week back i take salary Account Kit,till now I'm not get any conformation about Activate of Bank Account.
Account No:00881140312174


Please let you Know about this.

Thankyou
Farhad Hussien
farhad.hussien@gmail.com
09966119970

this is sasidhar SVN Am working for Cognizant. I have an salary Account in hdfc ..my account number is 27701130002180. past two months my Account is not yet activated..please do the neead full things has soon has possible....thank you...

Dear Sir/Madam,

I have corporate salary account in HDFC bank simultaneously a current account too, I had resigned the company in febuary 2012. And i want to make the account as regulary saving account. so can you please let me knoe the procedure for it. And kindly provide me what exactly AQb is..??
I shall be waiting for your reply.
Thanks,
Bhumika