HI,

I am Elan here. Based on my experience I am writing in the forum. The HDFC is only for the peoples who is working in EB, RTO and so on(EB and RTO people having more money becasue of corruption) not for the middle class peoples because they will deduct more and more hidden charges.. I am having salary account with the HDFC bank and opened in 2008 dec, after I left company also I am managing around 30K as AQB. The account is opened where I am working. But my HDFC local branch contacted and asked to open securities and so on.. I am actively using HDFC securities which is linked with this account, Mutual funds and personal loan.. HDFC allowing to open securities account in local branch but not allowing to deposit cash... IF deposited arround 110.30 rs will gone everytime.... IF I keep my foot in bank 110.30 is going... I stopped going to bank.

I am doing transactions around 12-13 lakhs per year. but for the account statement also they keep on charging.... I got account statement and reaching home before that i received message so and so is deducted for account statement. Eventhough I am doing transaction 12-13 lakhs per years HDFC peoples gave me personal loan for the very high interest of 22% but now they are keep on asking to deposit and investments... I am getting loan for 22% they will pay 8%-10% for deposits.. How brilliant they are... ..... I request you all to check the bank who is not asking for pre-closure charges... And also bank who is not taking hidden charges....

Hi,
This is Pradeep Yadav, I have HDFC Salary A/C which got converted in to Saving A/C, Due to that i was charge AQB for 3 time with out information before vi Email or Phone, Bank need to inform if they are charging 827 * 3= 2481 RS, This happend in this month it self, But the next day i went to HDFc Ahur Center Branch at Andher E, And spoken to Mrs Bhardawaj and explain that i had salary credit in Jan, Feb, Nov and Dec so why i have been charge AQB 3 time. But know i was re-credit with 2 AQB and 1 is still Pending. If HDFC is in lost why are they making money from customer just closer you bank and say you cant serve india.

Just to inform you HDFC is the worst Bank what i find, I had Credit Card Settelment with them long time before, Just to tell i was not knowing what is settelment is. WHen i removed my CIBIL Report it was showing negative Point i have lost due to this settelment. Know i can do fourcloser also so my credit can be normal.

Pradeep Yadav
9820329666

Originally Posted by Yahooyadav

Hi,
This is Pradeep Yadav, I have HDFC Salary A/C which got converted in to Saving A/C, Due to that i was charge AQB for 3 time with out information before vi Email or Phone, Bank need to inform if they are charging 827 * 3= 2481 RS, This happend in this month it self, But the next day i went to HDFc Ahur Center Branch at Andher E, And spoken to Mrs Bhardawaj and explain that i had salary credit in Jan, Feb, Nov and Dec so why i have been charge AQB 3 time. But know i was re-credit with 2 AQB and 1 is still Pending. If HDFC is in lost why are they making money from customer just closer you bank and say you cant serve india.

Just to inform you HDFC is the worst Bank what i find, I had Credit Card Settelment with them long time before, Just to tell i was not knowing what is settelment is. WHen i removed my CIBIL Report it was showing negative Point i have lost due to this settelment. Know i can do fourcloser also so my credit can be normal.

Pradeep Yadav
9820329666

Dear Mr Yadav,

We are sorry to know that your past experiences with the bank have been disappointing. We'll try and resolve your queries at the earliest. We would require a few details to assist you better. Please write to talktous@hdfcbank.com with your account and contact details, details of the disputed debit, credit card details and the reference number TTU000401415122011.

Regards, Customer Assistance, HDFC Bank

I am having hdfc salary account but my salary was never credited in it as I left the company before receiving the salary. I heard that the salary account gets converted to regular savings account after 3 months, but till now I didnt get any intimation regarding it. It's been over 6months that I have left that company and I am doing some minor transactions through this account. Will I be notified before converting my account to savings account? Do I need to maintain minimum quarterly balance? If yes, when will the money be deducted from the account if I dont maintain that balance? Do I need to pay anything for closing the account? First of all how to know whether my account is still salary account or it's been converted to savings account? As I have shifted to another city, can I close the account from my place only or do I need to visit my branch? I didnt get proper response on calling the customer service people, it seems they are not aware of this situation. That's why I am posting my questions here. I'd be grateful if you could clarify these things.Thanks in advance