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Thread: HDFC- inappropiate deductions

  1. #1
    Unregistered Guest

    Angry HDFC- inappropiate deductions

    Hi All,

    My HDFC Account# 05721140061030. I have a great concern regarding the deductions taken from my account. On 5th April, a deduction of rs.200 was done from my account for ‘ECS DR Return charges dtd-050311 070311’.After that, on 6th April, again a deduction of rs.200 was done from the account for the same ‘ECS DR Return charges dtd-050311 070311’. Again, on the same day, the remaining of rs.59.02 was deducted for ‘ECS DR Return charges dtd-050211 070211’ from the account which comes up to zero (0) balance. Could you please explain me the reasons? I can understand the 1st deduction as it is for the late fees charges (Bajaj). But could not understand the rest deductions. I inquired about it to the customer care and the complain help desk but they were helpless to explain me. Is this the way people work in HDFC, playing with the citizen’s earnings. Also, to me it seems like if I deposit any amount of money in the account, it would get deducted by narrating any fu*** reasons.
    I wish an explanation of the deduction. Or if it is done by error, I request HDFC to please refund the money back into my account. I do not have any options left, thats the reason I am contacting consumer forum. Hope you can justify me.
    Contact me at amit_singh99999@yahoo.co.in and ys0076038@techmahindra.com / yamit.singh@bt.com

    Regards,
    Y Amit Singh
    Account# 05721140061030

  2. #2
    Unregistered Guest

    Angry Hdfc ecs dr return charges

    Hi All,

    My HDFC Account# 00781050234243. I have a great concern regarding the deductions taken from my account. On 4TH MAY TO 9TH MAY, a deduction of rs.200 was done from my account for ‘ECS DR Return charges’.A TOTAL OF NEARLY 2500 RS HAVE BEEN DEDUCTED, and there was no reason of ECS bounce as there was sufficient balance in the account, Could you please explain me the reasons?. Is this the way pe 2500 RS Aople work in HDFC, playing with the citizen’s earnings. Also, to me it seems like if I deposit any amount of money in the account, it would get deducted by narrating any stupid reasons.
    I wish an explanation of the deduction. Or if it is done by error, I request HDFC to please refund the money back into my account. I do not have any options left, thats the reason I am contacting consumer forum. Hope you can justify me.
    Contact me at gaurav_ngr@yahoo.co.in

    Regards,
    Y Amit Singh
    Account# 05721140061030
    Madhumita likes this.

  3. #3
    HDFC Bank is offline Senior Member
    Join Date
    Oct 2010
    Posts
    1,239

    Default

    Quote Originally Posted by Unregistered View Post
    Hi All,

    My HDFC Account# 00781050234243. I have a great concern regarding the deductions taken from my account. On 4TH MAY TO 9TH MAY, a deduction of rs.200 was done from my account for ‘ECS DR Return charges’.A TOTAL OF NEARLY 2500 RS HAVE BEEN DEDUCTED, and there was no reason of ECS bounce as there was sufficient balance in the account, Could you please explain me the reasons?. Is this the way pe 2500 RS Aople work in HDFC, playing with the citizen’s earnings. Also, to me it seems like if I deposit any amount of money in the account, it would get deducted by narrating any stupid reasons.
    I wish an explanation of the deduction. Or if it is done by error, I request HDFC to please refund the money back into my account. I do not have any options left, thats the reason I am contacting consumer forum. Hope you can justify me.
    Contact me at gaurav_ngr@yahoo.co.in

    Regards,
    Y Amit Singh
    Account# 05721140061030
    Dear Mr Singh,

    We are currently investigating the matter and will get back to you shortly. Should you have any further queries or concerns, please write to us at talktous@hdfcbank.com with the reference ID TTU000311412052011. Please note posting sensitive information such as your account number on a public forum such as this may lead to your account security being compromised.

    Regards, Customer Assistance, HDFC Bank

  4. #4
    utpal is offline Junior Member
    Join Date
    Feb 2012
    Posts
    1

    Default

    Hi all,

    I have gone through all the complaints posted above, my ac no #04801140005576 on 27th Feb 2012, a deduction of rs 827 was done for 'ECS DR Return charges 100212' and also other countless deduction like NWD has been done frequently which i have no idea about, I have 2 loan with Bajaj and last month ecs could not be deducted on the date. but this doesn't mean that you people will deduct 827 at one shot.

    I need clear clarification or i will close my account in your bank.

  5. #5
    HDFC Bank is offline Senior Member
    Join Date
    Oct 2010
    Posts
    1,239

    Default

    Quote Originally Posted by utpal View Post
    Hi all,

    I have gone through all the complaints posted above, my ac no #04801140005576 on 27th Feb 2012, a deduction of rs 827 was done for 'ECS DR Return charges 100212' and also other countless deduction like NWD has been done frequently which i have no idea about, I have 2 loan with Bajaj and last month ecs could not be deducted on the date. but this doesn't mean that you people will deduct 827 at one shot.

    I need clear clarification or i will close my account in your bank.
    Dear Customer,

    We will surely get back to you with a clarification, please write to us at talktous@hdfcbank.com with your issue details, contact details and the reference id TTU000423529022012.

    In the interim we recommend that you avoid posting sensitive details like you a/c number on public forums like these as it may lead to your a/c being compromised.

    Regards, Customer Assistance, HDFC Bank

  6. #6
    gopinadhp27 is offline Junior Member
    Join Date
    Jan 2012
    Posts
    3

    Default

    Hi All,
    hdfc bank was charged me 3RD PARTY CASH TXN INC ST & EC continously for two times......what are these charges and how do they deduct from my account without my permission....i came to known that if any one of from our family deposit cash in our account then this kind of charges will applicable..i shocked for this kind of rule....if any one of my family deposits money in my account do they charge for this.....if any bank have this kind of conditions then none will keep bank accounts....i want my money to be back into my account.....
    Acc : 04181050057086
    Name : Gopinadh Pasunuri

  7. #7
    Janani Aishwarya Guest

    Default ECS DR return charges

    Quote Originally Posted by HDFC Bank View Post
    Dear Customer,

    We will surely get back to you with a clarification, please write to us at talktous@hdfcbank.com with your issue details, contact details and the reference id TTU000423529022012.

    In the interim we recommend that you avoid posting sensitive details like you a/c number on public forums like these as it may lead to your a/c being compromised.

    Regards, Customer Assistance, HDFC Bank


    hello sir,
    I just want to know what is all about recently in account with hdfc also happening. i just wnt to knw d details regardn' this.

    Thank You,
    Janani Iswarya. J

  8. #8
    Unregistered Guest

    Angry Waste HDFC

    HDFC bank has deducted an amount of Rs.112.36/- under 3RD PARTY CASH TXN INC ST & EC .... What the hell was happening with HDFC???????

  9. #9
    Harsimran Kaur Guest

    Angry hdfc ECS DR TP DSPBRMF charge back

    My HDFC Account#xxxxxxxxxx18306. I have a great concern regarding the deductions taken from my account. On 1st oct, a deduction of rs.1000 was done from my account for ‘ECS DR TP DSPBRMF-2023239854’. i just want to know why u deducted that money from my account with out my permisson.
    regards
    Harsimran Kaur
    email i.d- harsimran12@ymail.com

  10. #10
    unregisterd Guest

    Default Reg Ecs return Charges

    This is Vimal here..my account number with hdfc bank is 10731050016578. since my avail balance was 1950INR for my usage dated on 07/10/2012. Suddenly it got debited on the same day to o.ooINR stating that debit due to ECS DR return charges..I couldn't understand why the debit has done by the fu***** bank people.Is this way the bank earns money from others blood?. I need a refund as soon as possible.
    Kindly do the needful. Can contact me thru my mail Vimal.saec@gmail.com. Thank you

  11. #11
    Unregistered Guest

    Default ECS DR Return charges

    Hi

    There has been around limitless number of ECS DR Return charges that has been debited from HDFC bank account. I do not know what these charges are. I will be going to bank but I thought that a complaint must be registered in the consumer forum. I just want to know what these charges are?
    Achint
    9742275697

  12. #12
    Gurpreet1009 Guest

    Default ECS DR Return charges 250912

    Hello,

    I think this is the same problem for all HDFC accounts, this is very serious problems with Private banks, I think.

    From my account they have detected Rs 3700 with 6 different transactions (DEC 12, JAN 13) with remarks as "ECS DR Return charges 250912".

    Thanks,
    Gurpreet Singh
    09873361808

  13. #13
    C. Rodrigues Guest

    Default HDFC - What are you charging me for??

    My account number is 05421051100872

    In the last one month, I have been charged for something called 'ECS DR RETURN CHARGES' - Rs. 393.26 once and Rs. 842.70 just a couple of days ago. I've also been charges for '3RD PARTY CASH TXN INC ST & EC' 3 times within this time period when these number of transactions have not happened. Why is the amount being deducted?? Besides, even if I buy a product worth Rs. 15/- online, HDFC sends me an SMS alert. Why don't I receive such alerts when HDFC makes deductions that are more than multiples of this figure?

  14. #14
    Unregistered Guest

    Angry deduction of Rs 1400/ for ECS DR return charges

    Hi this is Shyam yadav.. The day i wanted to book a rail ticket considering that there is sufficient cash in my HDFC Acc. But very next moment i realized there in insufficient fund in my Account. When i checked it on Monthly Statement..it read ECS DR Chrages.. Can anyone of the bank official explain the deduction and y it has been done without my prior permission.

  15. #15
    Unregistered Guest

    Angry a deduction of rs.3900 was done from my account for ‘ECS DR Return charges

    Hi All,

    My HDFC Account# 031xxxxxx0170. I have a great concern regarding the deductions taken from my account. On 27th june, a deduction of rs.3900 was done from my account for ‘ECS DR Return charges’. on the same day, from the account which comes up to zero (0) balance. same thing happen in October 28th 2012, total i loosed my money 7800 rs this much of amount only for ecs . Could you please explain me the reasons? I can understand (LIC) ecs return this much . I inquired about it to the customer care and the complain help desk but they were helpless to explain me. Is this the way people work in HDFC, playing with the citizen’s earnings. Also, to me it seems like if I deposit any amount of money in the account, it would get deducted by narrating any fu*** reasons.
    I wish an explanation of the deduction. I request HDFC to please refund the money back into my account. I do not have any options left, thats the reason I am contacting consumer forum. Hope you can justify me.

    thanku,

    Rajkumar
    9700315265

    venarts@live.com

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